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MSA MORTGAGE, LLC
Independent Mortgage Company|WINTHROP, MA|Multi-Region
Loans Originated
650
Applications
843
Volume
$342 million
Offers loans directly to consumersSources loans from independent brokers
Overall Pull Through
Strong
Pricing and Pullthrough Overview
Pullthrough Rate
77.1%
Percentage of applications that result in closed loans
Safe Rate's Summary
What They Do Well
- Strong pull through performance
- Particularly strong in FHA and VA loans
Report Card
MSA MORTGAGE, LLC performance at a glance
| Category | Rating | Grade | Details |
|---|---|---|---|
Pricing Rate competitiveness | N/A | No data available | |
Pull Through Closing Strength | Strong | Highly Competitive | |
Products Loan Type Specialists | Specialization score by loan product | ||
Conventional | Sound | Industry Standard | |
FHA | Strong | Highly Competitive | |
VA | Strong | Highly Competitive | |
Purpose Reason specialization | Specialization score by loan purpose | ||
Purchase | Strong | Highly Competitive | |
Refinance | Sound | Industry Standard | |
Places Geographic coverage | Sound | Multi-Regional · 10 metro areas · 9 states |
Rating Scale:
Exceptional (80-100)
Strong (60-79)
Sound (40-59)
Acceptable (20-39)
Mediocre (0-19)
Typical Borrower Profile
Average Loan Amount
$526,631
Average Borrower Income
$160,238
Average Property Value
$654,000
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | Sound | Sound | N/A | Sound | 465 | 71.5% | -0.325% | $1,445 |
FHA Loans | Strong | Strong | N/A | Strong | 141 | 21.7% | — | — |
VA Loans | Strong | Strong | N/A | Exceptional | 40 | 6.2% | — | — |
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | Sound | Strong | N/A | Sound | 576 | 88.6% | -0.241% | $1,445 |
Refinance | Sound | Sound | N/A | Strong | 74 | 11.4% | -0.367% | $1,445 |
Geographic Coverage
Metro Areas
9
States Served
9
We count Washington DC as a state
Avg Place Specialization
Sound
States with Loan Originations
ALCTFLGAMAMENHRIVT
Top Metro Areas by Place Specialization Score
1
Boston, MA, MAMSA
Volume: 202Mix: 31.08%
Place Specialization
Exceptional
2
Cambridge, MAMSA
Volume: 232Mix: 35.69%
Place Specialization
Exceptional
3
Worcester, MA, MAMSA
Volume: 52Mix: 8.00%
Place Specialization
Strong
4
Crestview, FLMSA
Volume: 22Mix: 3.38%
Place Specialization
Sound
5
Manchester, NHMSA
Volume: 17Mix: 2.62%
Place Specialization
Sound
6
Providence, RI-MAMSA
Volume: 21Mix: 3.23%
Place Specialization
Sound
7
Pensacola, FLMSA
Volume: 13Mix: 2.00%
Place Specialization
Sound
8
Jacksonville, FL, FLMSA
Volume: 12Mix: 1.85%
Place Specialization
Sound
9
Rockingham County, NHMSA
Volume: 10Mix: 1.54%
Place Specialization
Sound
Top States by Place Specialization Score
1
MAState
Volume: 522Mix: 80.31%
Place Specialization
Exceptional
2
NHState
Volume: 32Mix: 4.92%
Place Specialization
Sound
3
VTState
Volume: 28Mix: 4.31%
Place Specialization
Sound
4
FLState
Volume: 57Mix: 8.77%
Place Specialization
Sound
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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