M

Mutual of Omaha Mortgage, Inc.

Independent Mortgage CompanyWILMINGTON, DEDirect to Consumer

Mutual of Omaha Mortgage's 11.5k closed loans and 20k applications, benchmarked against peer lenders across the 4 Ps of Mortgage Shopping.

Pricing
Sound
vs. all lenders
Pull Through
Sound
closing strength
Products
Exceptional
FHA · Conventional · VA · Jumbo · USDA
Place
Strong
National · 49 mkts
Safe Rate AwardsConventional SuperstarVA SuperstarPurchase SuperstarRefinance Superstar

Shopping for a Mortgage?

Save Mutual of Omaha Mortgage or ask our AI assistant to explore your options.

Safe Rate's Summary

What They Do Well

  • High volume lender with significant market experience
  • Particularly strong in Conventional and FHA and VA loans
  • Nationwide availability with consistent service

Explore another lender or local market

Report Card

Mutual of Omaha Mortgage, Inc. performance at a glance

CategoryScorevs. Peers
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Sound
Industry Standard
+18.1 bps above market avg
Pull Through
Closing strength
Sound
Industry Standard
Top 60% of lenders
By Loan Product· Specialization by type
Conventional
Strong
Highly Competitive
Top 40% of lenders
FHA
Exceptional
Market Leader
Top 20% of lenders
VA
Exceptional
Market Leader
Top 20% of lenders
Jumbo
Sound
Industry Standard
Top 60% of lenders
USDA
Sound
Industry Standard
Top 60% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Strong
Highly Competitive
Top 40% of lenders
Refinance
Exceptional
Market Leader
Top 20% of lenders
By Location· Geographic coverage
Geographic Reach
Coverage footprint
Strong
Highly Competitive
Top 40% of lenders
National50 markets

Loan Product Performance

Performance by Loan Product

Loan TypeOverall
ProductPricingPull ThroughVolumeMixSpread
Fees
Conventional
Strong
Strong
Strong
Sound
6,49256.2%
+0.138%Above
$1,598Fees
FHA Loans
Sound
Exceptional
Acceptable
Sound
3,45229.9%
+0.582%Above
$3,797Fees
VA Loans
Strong
Exceptional
Sound
Strong
1,47112.7%
-0.235%Below
$2,767Fees
Jumbo Loans
Sound
Sound
Strong
Acceptable
920.8%
+0.209%Above
$990Fees
USDA Loans
Acceptable
Sound
Acceptable
350.3%
+0.146%Above
$2,217Fees

Loan Purpose Performance

Performance by Loan Purpose

PurposeOverall
ProductPricingPull ThroughVolumeMixSpread
Fees
Purchase
Strong
Strong
Sound
Strong
6,61957.3%
+0.183%Above
$1,816Fees
Refinance
Strong
Exceptional
Sound
Sound
4,92342.7%
+0.175%Above
$3,112Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
11,542
Applications
20,121
Volume
$4 billion
Pricing & Closing
Avg Rate Spread
+0.181%
vs. market APOR
Avg Net Fees
$2,029
Origination − Credits
Pullthrough Rate
57.4%
Applications → Closed
Typical Borrower
Avg Loan Amount
$370,689
Avg Borrower Income
$143,168
Avg Property Value
$493,183

Geographic Coverage

Geographic Performance

Metro Areas
49
States Served
49
We count Washington DC as a state
Avg Place Specialization
Strong

States with Loan Originations

AKALARAZCACOCTDCDEFLGAHIIAIDILINKSKYLAMAMDMEMIMNMOMSMTNCNDNENHNJNMNVOHOKORPARISCSDTNTXUTVAVTWAWIWY

Top Metro Areas by Place Specialization Score

1
Chicago, ILMSA
Volume: 501Mix: 4.34%of portfolio
Place
Strong
2
Lake County, IL, ILMSA
Volume: 90Mix: 0.78%of portfolio
Place
Strong
3
Charlotte, NC-SCMSA
Volume: 260Mix: 2.25%of portfolio
Place
Strong
4
Las Vegas, NVMSA
Volume: 218Mix: 1.89%of portfolio
Place
Strong
5
Elgin, IL, ILMSA
Volume: 96Mix: 0.83%of portfolio
Place
Strong
6
Columbus, OH, OHMSA
Volume: 181Mix: 1.57%of portfolio
Place
Strong
7
Atlanta, GAMSA
Volume: 277Mix: 2.40%of portfolio
Place
Strong
8
Cleveland, OH, OHMSA
Volume: 193Mix: 1.67%of portfolio
Place
Strong
9
Phoenix, AZMSA
Volume: 336Mix: 2.91%of portfolio
Place
Strong
10
Omaha, NE, NE-IAMSA
Volume: 124Mix: 1.07%of portfolio
Place
Strong
Showing 10 of 49 metro areas

Top States by Place Specialization Score

1
ILState
Volume: 810Mix: 7.02%of portfolio
Place
Strong
2
NVState
Volume: 277Mix: 2.40%of portfolio
Place
Strong
3
VAState
Volume: 445Mix: 3.86%of portfolio
Place
Strong
4
OHState
Volume: 626Mix: 5.42%of portfolio
Place
Strong
5
GAState
Volume: 564Mix: 4.89%of portfolio
Place
Strong
6
TNState
Volume: 416Mix: 3.60%of portfolio
Place
Strong
7
NJState
Volume: 346Mix: 3.00%of portfolio
Place
Strong
8
SCState
Volume: 305Mix: 2.64%of portfolio
Place
Strong
9
MAState
Volume: 345Mix: 2.99%of portfolio
Place
Strong
10
FLState
Volume: 753Mix: 6.52%of portfolio
Place
Strong
Showing 10 of 49 states

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of Mutual of Omaha Mortgage, Inc.?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile
The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.