What loan types does Mutual of Omaha Mortgage offer?

Mutual of Omaha Mortgage offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, usda. Each product has its own pricing score and performance metrics.

Where does Mutual of Omaha Mortgage offer mortgages?

Mutual of Omaha Mortgage is a national lender offering mortgages in all 50 states plus Washington D.C.

How competitive are Mutual of Omaha Mortgage's mortgage rates?

Mutual of Omaha Mortgage has an overall pricing score of 56.8/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Mutual of Omaha Mortgage?

Mutual of Omaha Mortgage is a Independent Mortgage Company headquartered in WILMINGTON, DE.

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Mutual of Omaha Mortgage

Independent Mortgage Company•Wilmington, DEHQ•Direct•Reviews near you on Google

Mutual of Omaha Mortgage's 11.5k closed loans and 20k applications, benchmarked against peer lenders across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Sound

3/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Exceptional

5/5

FHA · Conventional · VA · Jumbo · USDA

Place

Strong

4/5

National · 49 mkts

Awards

Conventional

Superstar

Purchase

Superstar

Summary

What They Do Well

High volume lender with significant market experience
Particularly strong in Conventional and FHA and VA loans
Nationwide availability with consistent service

Explore another lender or local market

Report Card

Mutual of Omaha Mortgage performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Sound

+18.1 bps above market avg

Pull Through

Closing strength

Sound

Top 60% of lenders

By Loan Product· Specialization by type

Conventional

Strong

Top 40% of lenders

FHA

Exceptional

Top 20% of lenders

Exceptional

Top 20% of lenders

Jumbo

Sound

Top 60% of lenders

USDA

Sound

Top 60% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Strong

Top 40% of lenders

Refinance

Exceptional

Top 20% of lenders

By Location· Geographic coverage

Geographic Reach

National · 50 markets

Strong

Top 40% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Strong	Strong	Sound	6,492	56.2%	+0.138%Above	$1,598Fees
FHA Loans	Sound	Exceptional	Acceptable	Sound	3,452	29.9%	+0.582%Above	$3,797Fees
VA Loans	Strong	Exceptional	Sound	Strong	1,471	12.7%	-0.235%Below	$2,767Fees
Jumbo Loans	Sound	Sound	Strong	Acceptable	92	0.8%	+0.209%Above	$990Fees
USDA Loans	Acceptable	Sound	—	Acceptable	35	0.3%	+0.146%Above	$2,217Fees

Conventional

Overall

Strong

Product

Strong

Pricing

Strong

Pull Through

Sound

Volume6,492

Mix56.2%

Spread

+0.138%Above

Fees

$1,598Fees

FHA Loans

Overall

Sound

Product

Exceptional

Pricing

Acceptable

Pull Through

Sound

Volume3,452

Mix29.9%

Spread

+0.582%Above

Fees

$3,797Fees

VA Loans

Overall

Strong

Product

Exceptional

Pricing

Sound

Pull Through

Strong

Volume1,471

Mix12.7%

Spread

-0.235%Below

Fees

$2,767Fees

Jumbo Loans

Overall

Sound

Product

Sound

Pricing

Strong

Pull Through

Acceptable

Volume92

Mix0.8%

Spread

+0.209%Above

Fees

$990Fees

USDA Loans

Overall

Acceptable

Product

Sound

Pricing—

Pull Through

Acceptable

Volume35

Mix0.3%

Spread

+0.146%Above

Fees

$2,217Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Strong	Sound	Strong	6,619	57.3%	+0.183%Above	$1,816Fees
Refinance	Sound	Exceptional	Sound	Sound	4,923	42.7%	+0.175%Above	$3,112Fees

Purchase

Overall

Strong

Product

Strong

Pricing

Sound

Pull Through

Strong

Volume6,619

Mix57.3%

Spread

+0.183%Above

Fees

$1,816Fees

Refinance

Overall

Sound

Product

Exceptional

Pricing

Sound

Pull Through

Sound

Volume4,923

Mix42.7%

Spread

+0.175%Above

Fees

$3,112Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

11,542

Applications

20,121

Volume

$4 billion

Pricing & Closing

Avg Rate Spread

+0.181%

vs. market APOR

Avg Net Fees

$2,029

Origination − Credits

Pullthrough Rate

57.4%

Applications → Closed

Typical Borrower

Avg Loan Amount

$370,689

Avg Borrower Income

$143,168

Avg Property Value

$493,183

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

Northeast8

CTMEMANHNJPARIVT

Midwest12

IAILINKSMIMNMONDNEOHSDWI

South16

ALARDCDEFLGAKYLAMDMSNCOKSCTNTXVA

West13

AKAZCACOHIIDMTNMNVORUTWAWY

Top Metro Areas by Place Specialization Score

1© John Picken · CC BY 2.0

Chicago, ILMetro

Volume 501Mix 4.34% of portfolio

76/100

Strong

2© Richie Diesterheft from Chicago, IL, USA · CC BY 2.0

Lake County, ILMetro

Volume 90Mix 0.78% of portfolio

74/100

Strong

3© chucka_nc · CC BY-SA 2.0

Charlotte, NC-SCMetro

Volume 260Mix 2.25% of portfolio

74/100

Strong

4© Roman Eugeniusz · CC BY-SA 3.0

Las Vegas, NVMetro

Volume 218Mix 1.89% of portfolio

74/100

Strong

Elgin, ILMetro

Volume 96Mix 0.83% of portfolio

72/100

Strong

Columbus, OHMetro

Volume 181Mix 1.57% of portfolio

71/100

Strong

Atlanta, GAMetro

Volume 277Mix 2.40% of portfolio

71/100

Strong

Cleveland, OHMetro

Volume 193Mix 1.67% of portfolio

71/100

Strong

Phoenix, AZMetro

Volume 336Mix 2.91% of portfolio

71/100

Strong

Omaha, NE, NE-IAMetro

Volume 124Mix 1.07% of portfolio

69/100

Strong

Showing 10 of 49 metro areas

Top States by Place Specialization Score

IllinoisState

Volume 810Mix 7.02% of portfolio

79/100

Strong

NevadaState

Volume 277Mix 2.40% of portfolio

75/100

Strong

VirginiaState

Volume 445Mix 3.86% of portfolio

75/100

Strong

OhioState

Volume 626Mix 5.42% of portfolio

74/100

Strong

GeorgiaState

Volume 564Mix 4.89% of portfolio

74/100

Strong

TennesseeState

Volume 416Mix 3.60% of portfolio

73/100

Strong

New JerseyState

Volume 346Mix 3.00% of portfolio

73/100

Strong

South CarolinaState

Volume 305Mix 2.64% of portfolio

73/100

Strong

MassachusettsState

Volume 345Mix 2.99% of portfolio

72/100

Strong

FloridaState

Volume 753Mix 6.52% of portfolio

71/100

Strong

Showing 10 of 49 states

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.