Nation One Mortgage Corporation
We analyzed every closed loan from Nation One Mortgage Corporation — 1.7k loans across 2k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.
Ratings· each scored 1–5 against peer lenders
Pricing
Strong
4/5
vs. all lenders
Pull-through
Exceptional
5/5
closing strength
Product
Exceptional
5/5
FHA · Conventional · VA · USDA
Place
Strong
4/5
Multi-Region · 14 mkts
Awards
FHA
Champion
Purchase
Superstar
Summary
What They Do Well
- Competitive pricing compared to the market
- Strong pull through performance
- Particularly strong in Conventional and FHA and VA loans
Explore another lender or local market
Report Card
Nation One Mortgage Corporation performance at a glance
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Strong
+23.7 bps above market avg
Pull Through
Closing strength
Exceptional
Top 10% of lenders
By Loan Product· Specialization by type
Conventional
Strong
Top 40% of lenders
FHA
Exceptional
Top 20% of lenders
VA
Strong
Top 40% of lenders
USDA
Sound
Top 60% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Exceptional
Top 20% of lenders
Refinance
Strong
Top 40% of lenders
By Location· Geographic coverage
Geographic Reach
Multi-Regional · 15 markets
Strong
Top 40% of lenders
Loan Product Performance
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | — | 737 | 42.7% | +0.392%Above | $2,225Fees | |||
FHA Loans | 801 | 46.4% | +0.184%Above | $2,678Fees | ||||
VA Loans | — | 159 | 9.2% | — | — | |||
USDA Loans | — | 24 | 1.4% | +0.449%Above | $1,245Fees |
Conventional
OverallExceptional
ProductStrong
Pricing—
Pull ThroughExceptional
Volume737
Mix42.7%
Spread
+0.392%Above
Fees
$2,225Fees
FHA Loans
OverallStrong
ProductExceptional
PricingStrong
Pull ThroughExceptional
Volume801
Mix46.4%
Spread
+0.184%Above
Fees
$2,678Fees
VA Loans
OverallExceptional
ProductStrong
Pricing—
Pull ThroughExceptional
Volume159
Mix9.2%
Spread—
Fees—
USDA Loans
OverallSound
ProductSound
Pricing—
Pull ThroughSound
Volume24
Mix1.4%
Spread
+0.449%Above
Fees
$1,245Fees
Loan Purpose Performance
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | 1,581 | 91.6% | +0.237%Above | $2,551Fees | ||||
Refinance | — | 145 | 8.4% | — | — |
Purchase
OverallStrong
ProductExceptional
PricingStrong
Pull ThroughExceptional
Volume1,581
Mix91.6%
Spread
+0.237%Above
Fees
$2,551Fees
Refinance
OverallStrong
ProductStrong
Pricing—
Pull ThroughExceptional
Volume145
Mix8.4%
Spread—
Fees—
At a Glance
Lender Overview
Lending Activity
Loans Originated
1,726
Applications
2,162
Volume
$513 million
Pricing & Closing
Avg Rate Spread
+0.237%
vs. market APOR
Avg Net Fees
$2,551
Origination − Credits
Pullthrough Rate
79.8%
Applications → Closed
Typical Borrower
Avg Loan Amount
$297,260
Avg Borrower Income
$112,398
Avg Property Value
$343,181
Geographic Coverage
Geographic Performance
Metro Areas
14
markets with activity
States Served
17
of 50 states + DC
Avg Place Specialization
Strong
4/5
States with Loan Originations
17Northeast5
CTMANHNJPA
Midwest3
ILMNOH
South9
DEFLGAMDNCSCTNTXVA
Top Metro Areas by Place Specialization Score
Volume 320Mix 18.54% of portfolio
100/100
Exceptional
Volume 377Mix 21.84% of portfolio
89/100
Exceptional
Volume 139Mix 8.05% of portfolio
84/100
Exceptional
Volume 181Mix 10.49% of portfolio
83/100
Exceptional
Volume 201Mix 11.65% of portfolio
81/100
Exceptional
Volume 88Mix 5.10% of portfolio
79/100
Strong
Volume 69Mix 4.00% of portfolio
68/100
Strong
Volume 48Mix 2.78% of portfolio
61/100
Strong
Volume 27Mix 1.56% of portfolio
60/100
Strong
Volume 38Mix 2.20% of portfolio
57/100
SoundShowing 10 of 14 metro areas
Top States by Place Specialization Score
1
New JerseyState
Volume 896Mix 51.91% of portfolio
90/100
Exceptional2
South CarolinaState
Volume 300Mix 17.38% of portfolio
78/100
Strong3
DelawareState
Volume 187Mix 10.83% of portfolio
77/100
Strong4
VirginiaState
Volume 129Mix 7.47% of portfolio
65/100
Strong5
PennsylvaniaState
Volume 107Mix 6.20% of portfolio
61/100
Strong6
North CarolinaState
Volume 36Mix 2.09% of portfolio
47/100
Sound7
GeorgiaState
Volume 21Mix 1.22% of portfolio
43/100
Sound8
MarylandState
Volume 13Mix 0.75% of portfolio
39/100
Acceptable9
FloridaState
Volume 10Mix 0.58% of portfolio
32/100
AcceptableHow We Rank Lenders
Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.
Our Point System (Max 30 Points)
10/ 30 pts
Pricing
Rate and fee competitiveness (33%)
10/ 30 pts
Pull Through
Reliability in closing loans (33%)
10/ 30 pts
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Looking for a different lender?
Are you the owner of Nation One Mortgage Corporation?
Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.
The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.