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NATION ONE MORTGAGE CORPORATION
Independent Mortgage Company|MARLTON, NJ|Multi-Region
Loans Originated
1,726
Applications
2,162
Volume
$513 million
Offers loans directly to consumersSources loans from independent brokers
Overall Pricing
Strong
Overall Pull Through
Exceptional
Safe Rate Awards💎FHA Champion💎Purchase Champion
Pricing and Pullthrough Overview
Average Rate Spread
+0.237%
The average of the lender's APR minus the market's average APR (APOR)
Average Net Fees
$2,551
Borrower paid Origination Charges - Lender Credits
Pullthrough Rate
79.8%
Percentage of applications that result in closed loans
Safe Rate's Summary
What They Do Well
- Competitive pricing compared to the market
- Strong pull through performance
- Particularly strong in Conventional and FHA and VA loans
Report Card
NATION ONE MORTGAGE CORPORATION performance at a glance
| Category | Rating | Grade | Details |
|---|---|---|---|
Pricing Rate competitiveness | Strong | Highly Competitive | |
Pull Through Closing Strength | Exceptional | Market Leader | |
Products Loan Type Specialists | Specialization score by loan product | ||
Conventional | Strong | Highly Competitive | |
FHA | Exceptional | Market Leader | |
VA | Strong | Highly Competitive | |
USDA | Sound | Industry Standard | |
Purpose Reason specialization | Specialization score by loan purpose | ||
Purchase | Exceptional | Market Leader | |
Refinance | Strong | Highly Competitive | |
Places Geographic coverage | Strong | Multi-Regional · 15 metro areas · 17 states |
Rating Scale:
Exceptional (80-100)
Strong (60-79)
Sound (40-59)
Acceptable (20-39)
Mediocre (0-19)
Typical Borrower Profile
Average Loan Amount
$297,260
Average Borrower Income
$112,398
Average Property Value
$343,181
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | Strong | Strong | N/A | Exceptional | 737 | 42.7% | +0.392% | $2,225 |
FHA Loans | Exceptional | Exceptional | Strong | Exceptional | 801 | 46.4% | +0.184% | $2,678 |
VA Loans | Strong | Strong | N/A | Exceptional | 159 | 9.2% | — | — |
USDA Loans | Sound | Sound | N/A | Sound | 24 | 1.4% | +0.449% | $1,245 |
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | Exceptional | Exceptional | Strong | Exceptional | 1,581 | 91.6% | +0.237% | $2,551 |
Refinance | Strong | Strong | N/A | Exceptional | 145 | 8.4% | — | — |
Geographic Coverage
Metro Areas
14
States Served
17
We count Washington DC as a state
Avg Place Specialization
Strong
States with Loan Originations
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Top Metro Areas by Place Specialization Score
1
Vineland, NJ, NJMSA
Volume: 320Mix: 18.54%
Place Specialization
Exceptional
2
Camden, NJ, NJMSA
Volume: 377Mix: 21.84%
Place Specialization
Exceptional
3
Atlantic City, NJMSA
Volume: 139Mix: 8.05%
Place Specialization
Exceptional
4
Charleston, SCMSA
Volume: 181Mix: 10.49%
Place Specialization
Exceptional
5
Wilmington, DEMSA
Volume: 201Mix: 11.65%
Place Specialization
Exceptional
6
Lynchburg, VA, VAMSA
Volume: 88Mix: 5.10%
Place Specialization
Strong
7
Myrtle Beach, SCMSA
Volume: 69Mix: 4.00%
Place Specialization
Strong
8
Philadelphia, PA, PAMSA
Volume: 48Mix: 2.78%
Place Specialization
Strong
9
Dover, DE, DEMSA
Volume: 27Mix: 1.56%
Place Specialization
Strong
10
Montgomery County, PAMSA
Volume: 38Mix: 2.20%
Place Specialization
Sound
Showing 10 of 14 metro areas
Top States by Place Specialization Score
1
NJState
Volume: 896Mix: 51.91%
Place Specialization
Exceptional
2
SCState
Volume: 300Mix: 17.38%
Place Specialization
Strong
3
DEState
Volume: 187Mix: 10.83%
Place Specialization
Strong
4
VAState
Volume: 129Mix: 7.47%
Place Specialization
Strong
5
PAState
Volume: 107Mix: 6.20%
Place Specialization
Strong
6
NCState
Volume: 36Mix: 2.09%
Place Specialization
Sound
7
GAState
Volume: 21Mix: 1.22%
Place Specialization
Sound
8
MDState
Volume: 13Mix: 0.75%
Place Specialization
Acceptable
9
FLState
Volume: 10Mix: 0.58%
Place Specialization
Acceptable
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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