What loan types does Nations Lending Corporation offer?

Nations Lending Corporation offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, usda. Each product has its own pricing score and performance metrics.

Where does Nations Lending Corporation offer mortgages?

Nations Lending Corporation is a national lender offering mortgages in all 50 states plus Washington D.C.

How competitive are Nations Lending Corporation's mortgage rates?

Nations Lending Corporation has an overall pricing score of 29.6/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Nations Lending Corporation?

Nations Lending Corporation is a Independent Mortgage Company headquartered in Columbus, OH.

Unclaimed

Nations Lending Corporation

Independent Mortgage Company•Columbus, OHHQ•Direct•Reviews near you on Google

We analyzed every closed loan from Nations Lending Corporation — 5.3k loans across 7k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Acceptable

2/5

vs. all lenders

Pull-through

Exceptional

5/5

closing strength

Product

Exceptional

5/5

FHA · Conventional · VA · Jumbo · USDA

Place

Strong

4/5

National · 49 mkts

Awards

Conventional

Superstar

FHA

Superstar

Jumbo

Superstar

Purchase

Superstar

Refinance

Superstar

Summary

What They Do Well

Strong pull through performance
Particularly strong in Conventional and FHA and VA and Jumbo and USDA loans
Nationwide availability with consistent service

Things to Think About

Pricing may be below industry average

Explore another lender or local market

Report Card

Nations Lending Corporation performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Acceptable

+42.7 bps above market avg

Pull Through

Closing strength

Exceptional

Top 10% of lenders

By Loan Product· Specialization by type

Conventional

Exceptional

Top 20% of lenders

FHA

Exceptional

Top 20% of lenders

Exceptional

Top 20% of lenders

Jumbo

Strong

Top 40% of lenders

USDA

Exceptional

Top 20% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Exceptional

Top 20% of lenders

Refinance

Strong

Top 40% of lenders

By Location· Geographic coverage

Geographic Reach

National · 50 markets

Strong

Top 40% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Exceptional	Acceptable	Exceptional	3,001	56.6%	+0.381%Above	$2,666Fees
FHA Loans	Strong	Exceptional	Acceptable	Exceptional	1,629	30.7%	+0.818%Above	$3,316Fees
VA Loans	Strong	Exceptional	Mediocre	Exceptional	530	10.0%	-0.028%Below	$3,647Fees
Jumbo Loans	Strong	Strong	Strong	Strong	47	0.9%	+0.328%Above	$1,314Fees
USDA Loans	Exceptional	Exceptional	—	Strong	97	1.8%	+0.662%Above	$1,427Fees

Conventional

Overall

Strong

Product

Exceptional

Pricing

Acceptable

Pull Through

Exceptional

Volume3,001

Mix56.6%

Spread

+0.381%Above

Fees

$2,666Fees

FHA Loans

Overall

Strong

Product

Exceptional

Pricing

Acceptable

Pull Through

Exceptional

Volume1,629

Mix30.7%

Spread

+0.818%Above

Fees

$3,316Fees

VA Loans

Overall

Strong

Product

Exceptional

Pricing

Mediocre

Pull Through

Exceptional

Volume530

Mix10.0%

Spread

-0.028%Below

Fees

$3,647Fees

Jumbo Loans

Overall

Strong

Product

Strong

Pricing

Strong

Pull Through

Strong

Volume47

Mix0.9%

Spread

+0.328%Above

Fees

$1,314Fees

USDA Loans

Overall

Exceptional

Product

Exceptional

Pricing—

Pull Through

Strong

Volume97

Mix1.8%

Spread

+0.662%Above

Fees

$1,427Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Exceptional	Acceptable	Exceptional	4,189	79.0%	+0.445%Above	$2,677Fees
Refinance	Sound	Strong	Acceptable	Strong	1,115	21.0%	+0.345%Above	$3,619Fees

Purchase

Overall

Strong

Product

Exceptional

Pricing

Acceptable

Pull Through

Exceptional

Volume4,189

Mix79.0%

Spread

+0.445%Above

Fees

$2,677Fees

Refinance

Overall

Sound

Product

Strong

Pricing

Acceptable

Pull Through

Strong

Volume1,115

Mix21.0%

Spread

+0.345%Above

Fees

$3,619Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

5,304

Applications

6,727

Volume

$1 billion

Pricing & Closing

Avg Rate Spread

+0.427%

vs. market APOR

Avg Net Fees

$2,846

Origination − Credits

Pullthrough Rate

78.8%

Applications → Closed

Typical Borrower

Avg Loan Amount

$317,998

Avg Borrower Income

$121,421

Avg Property Value

$402,336

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

Northeast8

CTMEMANHNJNYPARI

Midwest11

IAILINKSMIMNMONDOHSDWI

South16

ALARDEFLGAKYLAMDMSNCOKSCTNTXVAWV

West13

AKAZCACOHIIDMTNMNVORUTWAWY

Top Metro Areas by Place Specialization Score

1© Nicolas from Paris, France · CC BY-SA 2.0

Grants Pass, ORMetro

Volume 106Mix 2.00% of portfolio

95/100

Exceptional

2© Infrogmation of New Orleans · CC BY 2.0

Santa Fe, NMMetro

Volume 73Mix 1.38% of portfolio

92/100

Exceptional

3© Michael Steeber from USA · CC BY-SA 2.0

Green Bay, WIMetro

Volume 111Mix 2.09% of portfolio

79/100

Strong

Phoenix, AZMetro

Volume 438Mix 8.26% of portfolio

76/100

Strong

Medford, ORMetro

Volume 88Mix 1.66% of portfolio

76/100

Strong

Grand Forks, ND, ND-MNMetro

Volume 47Mix 0.89% of portfolio

74/100

Strong

Memphis, TNMetro

Volume 184Mix 3.47% of portfolio

74/100

Strong

St. Louis, MO, MO-ILMetro

Volume 207Mix 3.90% of portfolio

73/100

Strong

Cleveland, OHMetro

Volume 189Mix 3.56% of portfolio

73/100

Strong

Akron, OHMetro

Volume 91Mix 1.72% of portfolio

70/100

Strong

Showing 10 of 49 metro areas

Top States by Place Specialization Score

WisconsinState

Volume 626Mix 11.80% of portfolio

82/100

Exceptional

ArizonaState

Volume 519Mix 9.79% of portfolio

76/100

Strong

OhioState

Volume 512Mix 9.65% of portfolio

74/100

Strong

OregonState

Volume 222Mix 4.19% of portfolio

72/100

Strong

MississippiState

Volume 191Mix 3.60% of portfolio

71/100

Strong

New JerseyState

Volume 225Mix 4.24% of portfolio

70/100

Strong

TexasState

Volume 483Mix 9.11% of portfolio

70/100

Strong

NevadaState

Volume 153Mix 2.88% of portfolio

69/100

Strong

MissouriState

Volume 224Mix 4.22% of portfolio

66/100

Strong

New MexicoState

Volume 107Mix 2.02% of portfolio

66/100

Strong

Showing 10 of 39 states

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of Nations Lending Corporation?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile

The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.