Looking for a different lender?
N
NATIONSTAR MORTGAGE LLC
Independent Mortgage Company|WILMINGTON, DE|National
Loans Originated
21,352
Applications
33,386
Volume
$5 billion
Offers loans directly to consumers
Overall Pricing
Acceptable
Overall Pull Through
Strong
Pricing and Pullthrough Overview
Average Rate Spread
+0.386%
The average of the lender's APR minus the market's average APR (APOR)
Average Net Fees
$3,487
Borrower paid Origination Charges - Lender Credits
Pullthrough Rate
64.0%
Percentage of applications that result in closed loans
Safe Rate's Summary
What They Do Well
- Strong pull through performance
- High volume lender with significant market experience
- Particularly strong in Conventional and FHA and VA loans
- Nationwide availability with consistent service
Things to Think About
- Pricing may be below industry average
Report Card
NATIONSTAR MORTGAGE LLC performance at a glance
| Category | Rating | Grade | Details |
|---|---|---|---|
Pricing Rate competitiveness | Acceptable | Near industry average | |
Pull Through Closing Strength | Strong | Highly Competitive | |
Products Loan Type Specialists | Specialization score by loan product | ||
Conventional | Exceptional | Market Leader | |
FHA | Exceptional | Market Leader | |
VA | Exceptional | Market Leader | |
Jumbo | Sound | Industry Standard | |
Purpose Reason specialization | Specialization score by loan purpose | ||
Purchase | Strong | Highly Competitive | |
Refinance | Exceptional | Market Leader | |
Places Geographic coverage | Strong | National · 50 metro areas · 51 states |
Rating Scale:
Exceptional (80-100)
Strong (60-79)
Sound (40-59)
Acceptable (20-39)
Mediocre (0-19)
Typical Borrower Profile
Average Loan Amount
$280,656
Average Borrower Income
$120,283
Average Property Value
$425,923
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | Sound | Exceptional | Acceptable | Strong | 14,871 | 69.6% | +0.372% | $3,400 |
FHA Loans | Sound | Exceptional | Mediocre | Strong | 4,216 | 19.7% | +0.886% | $4,790 |
VA Loans | Sound | Exceptional | Acceptable | Strong | 2,252 | 10.5% | +0.060% | $3,116 |
Jumbo Loans | Acceptable | Sound | N/A | Acceptable | 13 | 0.1% | +0.111% | $3,543 |
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | Sound | Strong | Acceptable | Sound | 5,330 | 25.0% | +0.267% | $2,781 |
Refinance | Sound | Exceptional | Mediocre | Strong | 16,022 | 75.0% | +0.540% | $4,402 |
Geographic Coverage
Metro Areas
49
States Served
51
Why 51? We count DC as a state
Avg Place Specialization
Strong
States with Loan Originations
AKALARAZCACOCTDCDEFLGAHIIAIDILINKSKYLAMAMDMEMIMNMOMSMTNCNDNENHNJNMNVNYOHOKORPARISCSDTNTXUTVAVTWAWIWVWY
Top Metro Areas by Place Specialization Score
1
Atlanta, GAMSA
Volume: 518Mix: 2.43%
Place Specialization
Strong
2
Houston, TXMSA
Volume: 495Mix: 2.32%
Place Specialization
Strong
3
Fort Worth, TXMSA
Volume: 242Mix: 1.13%
Place Specialization
Strong
4
Dallas, TXMSA
Volume: 395Mix: 1.85%
Place Specialization
Strong
5
Lakewood, NJMSA
Volume: 209Mix: 0.98%
Place Specialization
Strong
6
Marietta, GA, GAMSA
Volume: 172Mix: 0.81%
Place Specialization
Strong
7
Cincinnati, OHMSA
Volume: 197Mix: 0.92%
Place Specialization
Strong
8
Phoenix, AZMSA
Volume: 417Mix: 1.95%
Place Specialization
Strong
9
Chicago, ILMSA
Volume: 361Mix: 1.69%
Place Specialization
Strong
10
Charlotte, NC-SCMSA
Volume: 236Mix: 1.11%
Place Specialization
Strong
Showing 10 of 49 metro areas
Top States by Place Specialization Score
1
TXState
Volume: 2,173Mix: 10.18%
Place Specialization
Exceptional
2
GAState
Volume: 1,101Mix: 5.16%
Place Specialization
Strong
3
NJState
Volume: 672Mix: 3.15%
Place Specialization
Strong
4
ALState
Volume: 475Mix: 2.22%
Place Specialization
Strong
5
PAState
Volume: 818Mix: 3.83%
Place Specialization
Strong
6
VAState
Volume: 643Mix: 3.01%
Place Specialization
Strong
7
FLState
Volume: 1,605Mix: 7.52%
Place Specialization
Strong
8
TNState
Volume: 667Mix: 3.12%
Place Specialization
Strong
9
SCState
Volume: 476Mix: 2.23%
Place Specialization
Strong
10
NYState
Volume: 767Mix: 3.59%
Place Specialization
Strong
Showing 10 of 51 states
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Ready to Get Started?
Compare NATIONSTAR MORTGAGE LLC with other lenders or get personalized recommendations.