What loan types does NBH Bank offer?

NBH Bank offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, usda. Each product has its own pricing score and performance metrics.

Where does NBH Bank offer mortgages?

NBH Bank offers mortgages in 33 states: AL, AR, AZ, CA, CO, CT, FL, GA, ID, IL, KS, KY, LA, MA, MN, MO, MT, NC, NE, NH, NM, NY, OH, OK, OR, SC, TN, TX, UT, VA, WA, WV, WY.

How competitive are NBH Bank's mortgage rates?

NBH Bank has an overall pricing score of 56.5/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is NBH Bank?

NBH Bank is a Bank headquartered in Greenwood Village, CO.

Unclaimed

NBH Bank

Bank•Greenwood Village, CO•Direct to Consumer

We analyzed every closed loan from Nbh Bank — 1.1k loans across 2k applications— and benchmarked them against peer lenders across the 4 Ps of Mortgage Shopping.

Pricing

Sound

vs. all lenders

Pull Through

Strong

closing strength

Products

Strong

FHA · Conventional · VA · Jumbo · USDA

Place

Strong

Near-National · 8 mkts

Safe Rate Awards⭐FHA Superstar⭐VA Superstar⭐Purchase Superstar

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Safe Rate's Summary

What They Do Well

Strong pull through performance
Particularly strong in Conventional and FHA and VA and Jumbo loans
Nationwide availability with consistent service

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Report Card

NBH Bank performance at a glance

Category	Score	vs. Peers
Overall Performance· Pricing & closing strength
Pricing Rate competitiveness	Sound	Industry Standard +27.8 bps above market avg
Pull Through Closing strength	Strong	Highly Competitive Top 40% of lenders
By Loan Product· Specialization by type
Conventional	Strong	Highly Competitive Top 40% of lenders
FHA	Strong	Highly Competitive Top 40% of lenders
VA	Strong	Highly Competitive Top 40% of lenders
Jumbo	Strong	Highly Competitive Top 40% of lenders
USDA	Sound	Industry Standard Top 60% of lenders
By Loan Purpose· Transaction purpose mix
Purchase	Strong	Highly Competitive Top 40% of lenders
Refinance	Sound	Industry Standard Top 60% of lenders
By Location· Geographic coverage
Geographic Reach Coverage footprint	Strong	Highly Competitive Top 40% of lenders Near-National9 markets

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Strong	Sound	Sound	639	60.4%	+0.332%Above	$1,559Fees
FHA Loans	Strong	Strong	Strong	Strong	229	21.6%	+0.366%Above	$1,134Fees
VA Loans	Strong	Strong	Sound	Strong	138	13.0%	-0.383%Below	$1,627Fees
Jumbo Loans	Sound	Strong	—	Sound	42	4.0%	+0.460%Above	$1,465Fees
USDA Loans	Sound	Sound	—	—	10	0.9%	+0.394%Above	$496Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Strong	Sound	Strong	955	90.3%	+0.271%Above	$1,411Fees
Refinance	Acceptable	Sound	Acceptable	Acceptable	103	9.7%	+0.328%Above	$1,876Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

1,058

Applications

1,503

Volume

$394 million

Pricing & Closing

Avg Rate Spread

+0.278%

vs. market APOR

Avg Net Fees

$1,475

Origination − Credits

Pullthrough Rate

70.4%

Applications → Closed

Typical Borrower

Avg Loan Amount

$373,138

Avg Borrower Income

$153,027

Avg Property Value

$519,064

Geographic Coverage

Geographic Performance

Metro Areas

States Served

We count Washington DC as a state

Avg Place Specialization

Strong

States with Loan Originations

ALARAZCACOCTFLGAIDILKSKYLAMAMNMOMTNCNENHNMNYOHOKORSCTNTXUTVAWAWVWY

Top Metro Areas by Place Specialization Score

Colorado Springs, CO, COMSA

Volume: 164Mix: 15.50%of portfolio

Place

Strong

Topeka, KS, KSMSA

Volume: 83Mix: 7.84%of portfolio

Place

Strong

Kansas City, MO, MO-KSMSA

Volume: 127Mix: 12.00%of portfolio

Place

Strong

Lawrence, KS, KSMSA

Volume: 29Mix: 2.74%of portfolio

Place

Strong

Denver, COMSA

Volume: 80Mix: 7.56%of portfolio

Place

Strong

Dallas, TXMSA

Volume: 39Mix: 3.69%of portfolio

Place

Sound

Greeley, CO, COMSA

Volume: 11Mix: 1.04%of portfolio

Place

Sound

St. Joseph, MO, MO-KSMSA

Volume: 10Mix: 0.95%of portfolio

Place

Sound

Top States by Place Specialization Score

KSState

Volume: 341Mix: 32.23%of portfolio

Place

Exceptional

COState

Volume: 345Mix: 32.61%of portfolio

Place

Strong

MOState

Volume: 133Mix: 12.57%of portfolio

Place

Strong

TXState

Volume: 86Mix: 8.13%of portfolio

Place

Sound

WYState

Volume: 23Mix: 2.17%of portfolio

Place

Sound

UTState

Volume: 38Mix: 3.59%of portfolio

Place

Sound

IDState

Volume: 15Mix: 1.42%of portfolio

Place

Sound

NMState

Volume: 13Mix: 1.23%of portfolio

Place

Sound

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

Pricing

Rate and fee competitiveness (33%)

Pull Through

Reliability in closing loans (33%)

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.