N

Network Capital Funding Corporation

Independent Mortgage CompanyCarson City, NVDirect to Consumer

We analyzed every closed loan from Network Capital Funding 940 loans across 11k applications— and benchmarked them against peer lenders across the 4 Ps of Mortgage Shopping.

Pricing
Acceptable
vs. all lenders
Pull Through
Mediocre
closing strength
Products
Strong
FHA · Conventional · VA
Place
Sound
Near-National · 25 mkts

Shopping for a Mortgage?

Save Network Capital Funding or ask our AI assistant to explore your options.

Safe Rate's Summary

What They Do Well

  • Particularly strong in FHA and VA loans
  • Nationwide availability with consistent service

Things to Think About

  • Pricing may be below industry average
  • Higher than average fees ($4,128)
  • Pull through efficiency is below industry average

Explore another lender or local market

Report Card

Network Capital Funding Corporation performance at a glance

CategoryScorevs. Peers
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Acceptable
Near industry average
+29.4 bps above market avg
Pull Through
Closing strength
Mediocre
Below peers
Bottom 20% of lenders
By Loan Product· Specialization by type
Conventional
Sound
Industry Standard
Top 60% of lenders
FHA
Strong
Highly Competitive
Top 40% of lenders
VA
Strong
Highly Competitive
Top 40% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Acceptable
Near industry average
Bottom 40% of lenders
Refinance
Strong
Highly Competitive
Top 40% of lenders
By Location· Geographic coverage
Geographic Reach
Coverage footprint
Sound
Industry Standard
Top 60% of lenders
Near-National26 markets

Loan Product Performance

Performance by Loan Product

Loan TypeOverall
ProductPricingPull ThroughVolumeMixSpread
Fees
Conventional
Acceptable
Sound
Acceptable
Mediocre
54958.4%
+0.442%Above
$3,797Fees
FHA Loans
Sound
Strong
Acceptable
Acceptable
22624.0%
+0.543%Above
$5,662Fees
VA Loans
Sound
Strong
Sound
Acceptable
16217.2%
-0.350%Below
$3,538Fees

Loan Purpose Performance

Performance by Loan Purpose

PurposeOverall
ProductPricingPull ThroughVolumeMixSpread
Fees
Purchase
Acceptable
Acceptable
Acceptable
Mediocre
576.1%
+0.447%Above
$3,913Fees
Refinance
Sound
Strong
Acceptable
Acceptable
88393.9%
+0.277%Above
$4,151Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
940
Applications
11,202
Volume
$331 million
Pricing & Closing
Avg Rate Spread
+0.294%
vs. market APOR
Avg Net Fees
$4,128
Origination − Credits
Pullthrough Rate
8.4%
Applications → Closed
Typical Borrower
Avg Loan Amount
$352,160
Avg Borrower Income
$130,407
Avg Property Value
$578,819

Geographic Coverage

Geographic Performance

Metro Areas
25
States Served
31
We count Washington DC as a state
Avg Place Specialization
Sound

States with Loan Originations

ALARAZCACODCFLGAIAIDILINLAMDMEMIMNNCNJNVNYOHOKORPASCTNTXVAWAWI

Top Metro Areas by Place Specialization Score

1
Riverside, CAMSA
Volume: 61Mix: 6.49%of portfolio
Place
Sound
2
Los Angeles, CAMSA
Volume: 40Mix: 4.26%of portfolio
Place
Sound
3
Lakewood, NJMSA
Volume: 27Mix: 2.87%of portfolio
Place
Sound
4
Arlington, VA-WVMSA
Volume: 28Mix: 2.98%of portfolio
Place
Sound
5
Anaheim, CAMSA
Volume: 21Mix: 2.23%of portfolio
Place
Sound
6
Charlotte, NC-SCMSA
Volume: 24Mix: 2.55%of portfolio
Place
Sound
7
Miami, FLMSA
Volume: 20Mix: 2.13%of portfolio
Place
Sound
8
Phoenix, AZMSA
Volume: 24Mix: 2.55%of portfolio
Place
Sound
9
Newark, NJ, NJMSA
Volume: 17Mix: 1.81%of portfolio
Place
Sound
10
Oakland, CAMSA
Volume: 15Mix: 1.60%of portfolio
Place
Sound
Showing 10 of 25 metro areas

Top States by Place Specialization Score

1
CAState
Volume: 216Mix: 22.98%of portfolio
Place
Strong
2
NJState
Volume: 78Mix: 8.30%of portfolio
Place
Strong
3
FLState
Volume: 141Mix: 15.00%of portfolio
Place
Strong
4
TXState
Volume: 105Mix: 11.17%of portfolio
Place
Sound
5
NCState
Volume: 78Mix: 8.30%of portfolio
Place
Sound
6
VAState
Volume: 56Mix: 5.96%of portfolio
Place
Sound
7
AZState
Volume: 47Mix: 5.00%of portfolio
Place
Sound
8
WAState
Volume: 26Mix: 2.77%of portfolio
Place
Sound
9
MDState
Volume: 20Mix: 2.13%of portfolio
Place
Sound
10
PAState
Volume: 18Mix: 1.91%of portfolio
Place
Sound
Showing 10 of 17 states

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of Network Capital Funding Corporation?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile
The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.