What loan types does NVR Mortgage Finance offer?

NVR Mortgage Finance offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, usda. Each product has its own pricing score and performance metrics.

Where does NVR Mortgage Finance offer mortgages?

NVR Mortgage Finance offers mortgages in 17 states: DC, DE, FL, GA, IL, IN, KY, MD, NC, NJ, NY, OH, PA, SC, TN, VA, WV.

How competitive are NVR Mortgage Finance's mortgage rates?

NVR Mortgage Finance has an overall pricing score of 11.8/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is NVR Mortgage Finance?

NVR Mortgage Finance is a Independent Mortgage Company headquartered in RICHMOND, VA.

Unclaimed

NVR Mortgage Finance

Independent Mortgage Company•Richmond, VAHQ•Direct•Reviews near you on Google

NVR Mortgage Finance's 17.2k closed loans and 23k applications, benchmarked against peer lenders across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Mediocre

1/5

vs. all lenders

Pull-through

Exceptional

5/5

closing strength

Product

Exceptional

5/5

FHA · Conventional · VA · Jumbo · USDA

Place

Strong

4/5

Multi-Region · 49 mkts

Awards

Conventional

Superstar

Summary

What They Do Well

Strong pull through performance
High volume lender with significant market experience
Particularly strong in Conventional and FHA and VA and Jumbo and USDA loans

Things to Think About

Rates typically 56 basis points above market average
Higher than average fees ($5,033)

Explore another lender or local market

Report Card

NVR Mortgage Finance performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Mediocre

+55.6 bps above market avg

Pull Through

Closing strength

Exceptional

Top 20% of lenders

By Loan Product· Specialization by type

Conventional

Exceptional

Top 20% of lenders

FHA

Exceptional

Top 10% of lenders

Exceptional

Top 20% of lenders

Jumbo

Exceptional

Top 20% of lenders

USDA

Exceptional

Top 20% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Exceptional

Top 10% of lenders

By Location· Geographic coverage

Geographic Reach

Multi-Regional · 50 markets

Strong

Top 40% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Exceptional	Mediocre	Strong	9,507	55.3%	+0.572%Above	$4,410Fees
FHA Loans	Sound	Exceptional	Mediocre	Strong	5,333	31.0%	+0.557%Above	$6,534Fees
VA Loans	Sound	Exceptional	Mediocre	Strong	2,156	12.5%	-0.259%Below	$4,915Fees
Jumbo Loans	Sound	Exceptional	Mediocre	Strong	109	0.6%	+0.414%Above	$2,613Fees
USDA Loans	Strong	Exceptional	—	Strong	86	0.5%	+0.250%Above	$4,909Fees

Conventional

Overall

Sound

Product

Exceptional

Pricing

Mediocre

Pull Through

Strong

Volume9,507

Mix55.3%

Spread

+0.572%Above

Fees

$4,410Fees

FHA Loans

Overall

Sound

Product

Exceptional

Pricing

Mediocre

Pull Through

Strong

Volume5,333

Mix31.0%

Spread

+0.557%Above

Fees

$6,534Fees

VA Loans

Overall

Sound

Product

Exceptional

Pricing

Mediocre

Pull Through

Strong

Volume2,156

Mix12.5%

Spread

-0.259%Below

Fees

$4,915Fees

Jumbo Loans

Overall

Sound

Product

Exceptional

Pricing

Mediocre

Pull Through

Strong

Volume109

Mix0.6%

Spread

+0.414%Above

Fees

$2,613Fees

USDA Loans

Overall

Strong

Product

Exceptional

Pricing—

Pull Through

Strong

Volume86

Mix0.5%

Spread

+0.250%Above

Fees

$4,909Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Exceptional	Mediocre	Strong	17,190	100.0%	+0.556%Above	$5,034Fees

Purchase

Overall

Sound

Product

Exceptional

Pricing

Mediocre

Pull Through

Strong

Volume17,190

Mix100.0%

Spread

+0.556%Above

Fees

$5,034Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

17,191

Applications

23,374

Volume

$6 billion

Pricing & Closing

Avg Rate Spread

+0.556%

vs. market APOR

Avg Net Fees

$5,033

Origination − Credits

Pullthrough Rate

73.5%

Applications → Closed

Typical Borrower

Avg Loan Amount

$362,396

Avg Borrower Income

$139,610

Avg Property Value

$446,397

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

Northeast3

NJNYPA

Midwest3

ILINOH

South11

DCDEFLGAKYMDNCSCTNVAWV

Top Metro Areas by Place Specialization Score

1© Doug Gregory from USA · CC BY 2.0

Spartanburg, SCMetro

Volume 423Mix 2.46% of portfolio

100/100

Exceptional

2© Ad Meskens · CC BY-SA 3.0

Washington, DC, DC-MDMetro

Volume 750Mix 4.36% of portfolio

96/100

Exceptional

3© Preservation Maryland · CC BY-SA 2.0

Frederick, MDMetro

Volume 463Mix 2.69% of portfolio

94/100

Exceptional

4© Dan Gaken · CC BY 2.0

Pittsburgh, PAMetro

Volume 812Mix 4.72% of portfolio

92/100

Exceptional

5© Spatms · CC BY-SA 4.0

Greenville, SCMetro

Volume 441Mix 2.57% of portfolio

92/100

Exceptional

Richmond, VAMetro

Volume 632Mix 3.68% of portfolio

91/100

Exceptional

Harrisonburg, VAMetro

Volume 154Mix 0.90% of portfolio

90/100

Exceptional

Nashville, TNMetro

Volume 928Mix 5.40% of portfolio

90/100

Exceptional

Charlotte, NC-SCMetro

Volume 1,025Mix 5.96% of portfolio

90/100

Exceptional

Elgin, ILMetro

Volume 297Mix 1.73% of portfolio

89/100

Exceptional

Showing 10 of 49 metro areas

Top States by Place Specialization Score

DelawareState

Volume 1,013Mix 5.89% of portfolio

94/100

Exceptional

VirginiaState

Volume 2,512Mix 14.61% of portfolio

94/100

Exceptional

MarylandState

Volume 2,197Mix 12.78% of portfolio

92/100

Exceptional

South CarolinaState

Volume 1,287Mix 7.49% of portfolio

89/100

Exceptional

PennsylvaniaState

Volume 1,643Mix 9.56% of portfolio

87/100

Exceptional

OhioState

Volume 1,877Mix 10.92% of portfolio

85/100

Exceptional

North CarolinaState

Volume 2,046Mix 11.90% of portfolio

84/100

Exceptional

TennesseeState

Volume 938Mix 5.46% of portfolio

82/100

Exceptional

West VirginiaState

Volume 280Mix 1.63% of portfolio

80/100

Exceptional

New JerseyState

Volume 649Mix 3.78% of portfolio

80/100

Strong

Showing 10 of 17 states

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.