What loan types does Olympia Federal Savings & Loan Association offer?

Olympia Federal Savings & Loan Association offers the following mortgage loan types: Conventional, Jumbo. Each product has its own pricing score and performance metrics.

Where does Olympia Federal Savings & Loan Association offer mortgages?

Olympia Federal Savings & Loan Association offers mortgages in 1 states: WA.

How competitive are Olympia Federal Savings & Loan Association's mortgage rates?

Olympia Federal Savings & Loan Association has an overall pricing score of 53/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Olympia Federal Savings & Loan Association?

Olympia Federal Savings & Loan Association is a Bank headquartered in Olympia, WA.

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Olympia Federal Savings & Loan Association

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Olympia Federal Savings & Loan Association has 121 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Sound

3/5

vs. all lenders

Pull-through

Acceptable

2/5

closing strength

Product

Strong

4/5

Conventional · Jumbo

Place

Exceptional

5/5

Single State · 1 mkts

Summary

Things to Think About

Pull through efficiency is below industry average

Explore another lender or local market

Report Card

Olympia Federal Savings & Loan Association performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Sound

Rates 24.1 bps below market avg

Pull Through

Closing strength

Acceptable

Bottom 40% of lenders

By Loan Product· Specialization by type

Conventional

Sound

Top 60% of lenders

Jumbo

Strong

Top 40% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Sound

Top 60% of lenders

Refinance

Sound

Top 60% of lenders

By Location· Geographic coverage

Geographic Reach

Single State · 2 markets

Strong

Top 40% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Sound	Sound	Sound	108	89.3%	-0.246%Below	$2,340Fees
Jumbo Loans	Strong	Strong	—	—	13	10.7%	-0.184%Below	$5,883Fees

Conventional

Overall

Sound

Product

Sound

Pricing

Sound

Pull Through

Sound

Volume108

Mix89.3%

Spread

-0.246%Below

Fees

$2,340Fees

Jumbo Loans

Overall

Strong

Product

Strong

Pricing—

Pull Through—

Volume13

Mix10.7%

Spread

-0.184%Below

Fees

$5,883Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Sound	Sound	Sound	100	82.6%	-0.100%Below	$2,760Fees
Refinance	Sound	Sound	—	Strong	21	17.4%	-0.662%Below	$2,263Fees

Purchase

Overall

Sound

Product

Sound

Pricing

Sound

Pull Through

Sound

Volume100

Mix82.6%

Spread

-0.100%Below

Fees

$2,760Fees

Refinance

Overall

Sound

Product

Sound

Pricing—

Pull Through

Strong

Volume21

Mix17.4%

Spread

-0.662%Below

Fees

$2,263Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

121

Applications

205

Volume

$57 million

Pricing & Closing

Avg Rate Spread

-0.241%

vs. market APOR

Avg Net Fees

$2,636

Origination − Credits

Pullthrough Rate

59.0%

Applications → Closed

Typical Borrower

Avg Loan Amount

$478,471

Avg Borrower Income

$194,967

Avg Property Value

$720,455

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Exceptional

5/5

States with Loan Originations

West1

Top Metro Areas by Place Specialization Score

Olympia, WAMetro

Volume 71Mix 58.68% of portfolio

86/100

Exceptional

Top States by Place Specialization Score

WashingtonState

Volume 121Mix 100.00% of portfolio

74/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.