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Park Square Home Mortgage, LLC

Independent Mortgage CompanyTallahassee, FLDirect to Consumer

Park Square Home Mortgage has 228 closed loans in our dataset — fully analyzed and benchmarked against peers across the 4 Ps of Mortgage Shopping.

Pricing
Exceptional
vs. all lenders
Pull Through
Strong
closing strength
Products
Strong
FHA · Conventional · VA
Place
Strong
Single State · 4 mkts
Safe Rate Awards💎FHA ChampionPurchase Superstar

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Safe Rate's Summary

What They Do Well

  • Offers rates 61.60 basis points below market average
  • Strong pull through performance

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Report Card

Park Square Home Mortgage, LLC performance at a glance

CategoryScorevs. Peers
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Exceptional
Market Leader
Rates 61.6 bps below market avg
Pull Through
Closing strength
Strong
Highly Competitive
Top 40% of lenders
By Loan Product· Specialization by type
Conventional
Acceptable
Near industry average
Bottom 40% of lenders
FHA
Strong
Highly Competitive
Top 40% of lenders
VA
Sound
Industry Standard
Top 60% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Sound
Industry Standard
Top 60% of lenders
By Location· Geographic coverage
Geographic Reach
Coverage footprint
Strong
Highly Competitive
Top 40% of lenders
Single State4 markets

Loan Product Performance

Performance by Loan Product

Loan TypeOverall
ProductPricingPull ThroughVolumeMixSpread
Fees
Conventional
Acceptable
Acceptable
Sound
Acceptable
6729.4%
-0.171%Below
$2,956Fees
FHA Loans
Exceptional
Strong
Exceptional
Exceptional
14061.4%
-0.758%Below
$2,380Fees
VA Loans
Sound
Sound
Strong
208.8%
-1.504%Below
$191Fees

Loan Purpose Performance

Performance by Loan Purpose

PurposeOverall
ProductPricingPull ThroughVolumeMixSpread
Fees
Purchase
Strong
Sound
Exceptional
Sound
22799.6%
-0.623%Below
$2,481Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
228
Applications
273
Volume
$90 million
Pricing & Closing
Avg Rate Spread
-0.616%
vs. market APOR
Avg Net Fees
$2,475
Origination − Credits
Pullthrough Rate
83.5%
Applications → Closed
Typical Borrower
Avg Loan Amount
$398,246
Avg Borrower Income
$133,496
Avg Property Value
$462,325

Geographic Coverage

Geographic Performance

Metro Areas
4
States Served
1
We count Washington DC as a state
Avg Place Specialization
Strong

States with Loan Originations

FL

Top Metro Areas by Place Specialization Score

1
Orlando, FLMSA
Volume: 140Mix: 61.40%of portfolio
Place
Strong
2
Lakeland, FLMSA
Volume: 52Mix: 22.81%of portfolio
Place
Strong
3
Punta Gorda, FL, FLMSA
Volume: 14Mix: 6.14%of portfolio
Place
Sound
4
Tampa, FL, FLMSA
Volume: 19Mix: 8.33%of portfolio
Place
Sound

Top States by Place Specialization Score

1
FLState
Volume: 228Mix: 100.00%of portfolio
Place
Strong

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.