What loan types does PFN Lending Group, Inc. offer?

PFN Lending Group, Inc. offers the following mortgage loan types: FHA, Conventional, VA, Jumbo. Each product has its own pricing score and performance metrics.

Where does PFN Lending Group, Inc. offer mortgages?

PFN Lending Group, Inc. offers mortgages in 30 states: AL, AZ, CA, CO, CT, DE, FL, GA, HI, ID, IL, LA, MA, MD, MI, MS, NC, NH, NJ, NM, NV, OK, OR, PA, SC, TN, TX, UT, VA, WA.

How competitive are PFN Lending Group, Inc.'s mortgage rates?

PFN Lending Group, Inc. has an overall pricing score of 20.7/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is PFN Lending Group, Inc.?

PFN Lending Group, Inc. is a Independent Mortgage Company headquartered in CALABASAS, CA.

Unclaimed

PFN Lending Group, Inc.

Independent Mortgage Company•CALABASAS, CA•Direct to Consumer

We analyzed every closed loan from Pfn Lending Group — 742 loans across 1k applications— and benchmarked them against peer lenders across the 4 Ps of Mortgage Shopping.

Pricing

Acceptable

vs. all lenders

Pull Through

Sound

closing strength

Products

Strong

FHA · Conventional · VA · Jumbo

Place

Sound

Near-National · 15 mkts

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Safe Rate's Summary

What They Do Well

Particularly strong in FHA and Jumbo loans
Nationwide availability with consistent service

Things to Think About

Rates typically 53 basis points above market average

Explore another lender or local market

Report Card

PFN Lending Group, Inc. performance at a glance

Category	Score	vs. Peers
Overall Performance· Pricing & closing strength
Pricing Rate competitiveness	Acceptable	Near industry average +53.0 bps above market avg
Pull Through Closing strength	Sound	Industry Standard Top 60% of lenders
By Loan Product· Specialization by type
Conventional	Sound	Industry Standard Top 60% of lenders
FHA	Strong	Highly Competitive Top 40% of lenders
VA	Sound	Industry Standard Top 60% of lenders
Jumbo	Strong	Highly Competitive Top 40% of lenders
By Loan Purpose· Transaction purpose mix
Purchase	Strong	Highly Competitive Top 40% of lenders
Refinance	Sound	Industry Standard Top 60% of lenders
By Location· Geographic coverage
Geographic Reach Coverage footprint	Sound	Industry Standard Top 60% of lenders Near-National16 markets

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Sound	Acceptable	Sound	469	63.2%	+0.511%Above	$3,342Fees
FHA Loans	Sound	Strong	Acceptable	Exceptional	173	23.3%	+0.589%Above	$4,451Fees
VA Loans	Acceptable	Sound	—	Acceptable	20	2.7%	-0.446%Below	$1,549Fees
Jumbo Loans	Acceptable	Strong	Mediocre	Sound	76	10.2%	+0.678%Above	$3,157Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Strong	Acceptable	Sound	597	80.5%	+0.520%Above	$3,775Fees
Refinance	Acceptable	Sound	Acceptable	Acceptable	145	19.5%	+0.579%Above	$2,842Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

742

Applications

1,153

Volume

$406 million

Pricing & Closing

Avg Rate Spread

+0.530%

vs. market APOR

Avg Net Fees

$3,624

Origination − Credits

Pullthrough Rate

64.4%

Applications → Closed

Typical Borrower

Avg Loan Amount

$547,345

Avg Borrower Income

$317,236

Avg Property Value

$774,205

Geographic Coverage

Geographic Performance

Metro Areas

States Served

We count Washington DC as a state

Avg Place Specialization

Sound

States with Loan Originations

ALAZCACOCTDEFLGAHIIDILLAMAMDMIMSNCNHNJNMNVOKORPASCTNTXUTVAWA

Top Metro Areas by Place Specialization Score

Los Angeles, CAMSA

Volume: 130Mix: 17.52%of portfolio

Place

Strong

Oxnard, CAMSA

Volume: 51Mix: 6.87%of portfolio

Place

Strong

Orlando, FLMSA

Volume: 72Mix: 9.70%of portfolio

Place

Strong

Grand Rapids, MIMSA

Volume: 42Mix: 5.66%of portfolio

Place

Sound

Laredo, TX, TXMSA

Volume: 17Mix: 2.29%of portfolio

Place

Sound

Riverside, CAMSA

Volume: 39Mix: 5.26%of portfolio

Place

Sound

Austin, TXMSA

Volume: 25Mix: 3.37%of portfolio

Place

Sound

Lakeland, FLMSA

Volume: 17Mix: 2.29%of portfolio

Place

Sound

Fort Worth, TXMSA

Volume: 19Mix: 2.56%of portfolio

Place

Sound

Dallas, TXMSA

Volume: 22Mix: 2.96%of portfolio

Place

Sound

Showing 10 of 15 metro areas

Top States by Place Specialization Score

CAState

Volume: 272Mix: 36.66%of portfolio

Place

Strong

FLState

Volume: 126Mix: 16.98%of portfolio

Place

Strong

MIState

Volume: 81Mix: 10.92%of portfolio

Place

Sound

TXState

Volume: 112Mix: 15.09%of portfolio

Place

Sound

AZState

Volume: 22Mix: 2.96%of portfolio

Place

Sound

HIState

Volume: 13Mix: 1.75%of portfolio

Place

Sound

NVState

Volume: 15Mix: 2.02%of portfolio

Place

Sound

TNState

Volume: 19Mix: 2.56%of portfolio

Place

Sound

GAState

Volume: 14Mix: 1.89%of portfolio

Place

Sound

NCState

Volume: 13Mix: 1.75%of portfolio

Place

Acceptable

Showing 10 of 11 states

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

Pricing

Rate and fee competitiveness (33%)

Pull Through

Reliability in closing loans (33%)

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.