P
Plaza Home Mortgage's 11.2k closed loans and 18k applications, benchmarked against peer lenders across the 4 Ps of Mortgage Shopping.
Pricing
Acceptable
vs. all lenders
Pull Through
Strong
closing strength
Products
Exceptional
FHA · Conventional · VA · Jumbo · USDA
Place
Strong
National · 49 mkts
Safe Rate Awards⭐Conventional Superstar⭐VA Superstar⭐USDA Superstar
Shopping for a Mortgage?
Save Plaza Home Mortgage or ask our AI assistant to explore your options.
Safe Rate's Summary
What They Do Well
- Strong pull through performance
- High volume lender with significant market experience
- Particularly strong in Conventional and FHA and VA and Jumbo and USDA loans
- Nationwide availability with consistent service
Things to Think About
- Pricing may be below industry average
Explore another lender or local market
Report Card
Plaza Home Mortgage, Inc. performance at a glance
| Category | Score | vs. Peers |
|---|---|---|
Overall Performance· Pricing & closing strength | ||
Pricing Rate competitiveness | Near industry average +38.0 bps above market avg | |
Pull Through Closing strength | Highly Competitive Top 40% of lenders | |
By Loan Product· Specialization by type | ||
Conventional | Market Leader Top 20% of lenders | |
FHA | Market Leader Top 10% of lenders | |
VA | Market Leader Top 20% of lenders | |
Jumbo | Highly Competitive Top 40% of lenders | |
USDA | Market Leader Top 10% of lenders | |
By Loan Purpose· Transaction purpose mix | ||
Purchase | Market Leader Top 20% of lenders | |
Refinance | Market Leader Top 20% of lenders | |
By Location· Geographic coverage | ||
Geographic Reach Coverage footprint | Highly Competitive Top 40% of lenders National50 markets | |
Loan Product Performance
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | 6,247 | 56.0% | +0.263%Above | $2,606Fees | ||||
FHA Loans | 3,501 | 31.4% | +0.790%Above | $3,236Fees | ||||
VA Loans | 1,059 | 9.5% | -0.234%Below | $2,820Fees | ||||
Jumbo Loans | 142 | 1.3% | +0.826%Above | $3,164Fees | ||||
USDA Loans | 216 | 1.9% | +0.413%Above | $2,207Fees |
Loan Purpose Performance
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | 9,241 | 82.8% | +0.396%Above | $2,689Fees | ||||
Refinance | 1,924 | 17.2% | +0.289%Above | $3,421Fees |
At a Glance
Lender Overview
Lending Activity
Loans Originated
11,165
Applications
18,307
Volume
$3 billion
Pricing & Closing
Avg Rate Spread
+0.380%
vs. market APOR
Avg Net Fees
$2,801
Origination − Credits
Pullthrough Rate
61.0%
Applications → Closed
Typical Borrower
Avg Loan Amount
$347,816
Avg Borrower Income
$136,100
Avg Property Value
$439,386
Geographic Coverage
Geographic Performance
Metro Areas
49
States Served
51
Why 51? We count DC as a state
Avg Place Specialization
States with Loan Originations
AKALARAZCACOCTDCDEFLGAHIIAIDILINKSKYLAMAMDMEMIMNMOMSMTNCNDNENHNJNMNVNYOHOKORPARISCSDTNTXUTVAVTWAWIWVWY
Top Metro Areas by Place Specialization Score
1
Utica, NYMSA
Volume: 188Mix: 1.68%of portfolio
Place
Exceptional2
Kokomo, IN, INMSA
Volume: 74Mix: 0.66%of portfolio
Place
Exceptional3
Pittsburgh, PA, PAMSA
Volume: 429Mix: 3.84%of portfolio
Place
Exceptional4
St. Cloud, MN, MNMSA
Volume: 99Mix: 0.89%of portfolio
Place
Strong5
New York, NY-NJMSA
Volume: 427Mix: 3.82%of portfolio
Place
Strong6
Nassau County, NYMSA
Volume: 299Mix: 2.68%of portfolio
Place
Strong7
Houston, TXMSA
Volume: 460Mix: 4.12%of portfolio
Place
Strong8
Jacksonville, NC, NCMSA
Volume: 84Mix: 0.75%of portfolio
Place
Strong9
Minneapolis, MN-WIMSA
Volume: 335Mix: 3.00%of portfolio
Place
Strong10
New Haven, CT, CTMSA
Volume: 87Mix: 0.78%of portfolio
Place
StrongShowing 10 of 49 metro areas
Top States by Place Specialization Score
1
NYState
Volume: 1,387Mix: 12.42%of portfolio
Place
Exceptional2
PAState
Volume: 829Mix: 7.42%of portfolio
Place
Exceptional3
TXState
Volume: 1,202Mix: 10.77%of portfolio
Place
Strong4
MNState
Volume: 595Mix: 5.33%of portfolio
Place
Strong5
CTState
Volume: 349Mix: 3.13%of portfolio
Place
Strong6
ORState
Volume: 321Mix: 2.88%of portfolio
Place
Strong7
NJState
Volume: 331Mix: 2.96%of portfolio
Place
Strong8
FLState
Volume: 833Mix: 7.46%of portfolio
Place
Strong9
ILState
Volume: 418Mix: 3.74%of portfolio
Place
Strong10
CAState
Volume: 729Mix: 6.53%of portfolio
Place
StrongShowing 10 of 47 states
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Looking for a different lender?
Are you the owner of Plaza Home Mortgage, Inc.?
Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.
The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.