What loan types does Premier Mortgage Resources offer?

Premier Mortgage Resources offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, usda. Each product has its own pricing score and performance metrics.

Where does Premier Mortgage Resources offer mortgages?

Premier Mortgage Resources offers mortgages in 39 states: AL, AR, AZ, CA, CO, CT, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, MI, MN, MO, MS, MT, NC, ND, NE, NJ, NV, OH, OK, OR, SC, TN, TX, UT, VA, WA, WI.

How competitive are Premier Mortgage Resources's mortgage rates?

Premier Mortgage Resources has an overall pricing score of 16.3/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Premier Mortgage Resources?

Premier Mortgage Resources is a Independent Mortgage Company headquartered in SALEM, OR.

Unclaimed

Premier Mortgage Resources

Independent Mortgage Company•Salem, ORHQ•Direct•Reviews near you on Google

We analyzed every closed loan from Premier Mortgage Resources — 3.3k loans across 5k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Mediocre

1/5

vs. all lenders

Pull-through

Strong

4/5

closing strength

Product

Exceptional

5/5

FHA · Conventional · VA · Jumbo · USDA

Place

Sound

3/5

Near-National · 44 mkts

Awards

FHA

Superstar

Summary

What They Do Well

Strong pull through performance
Particularly strong in Conventional and FHA and VA loans
Nationwide availability with consistent service

Things to Think About

Pricing may be below industry average
Higher than average fees ($4,623)

Explore another lender or local market

Report Card

Premier Mortgage Resources performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Mediocre

+39.1 bps above market avg

Pull Through

Closing strength

Strong

Top 40% of lenders

By Loan Product· Specialization by type

Conventional

Exceptional

Top 20% of lenders

FHA

Exceptional

Top 20% of lenders

Exceptional

Top 20% of lenders

Jumbo

Sound

Top 60% of lenders

USDA

Sound

Top 60% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Exceptional

Top 20% of lenders

Refinance

Strong

Top 40% of lenders

By Location· Geographic coverage

Geographic Reach

Near-National · 45 markets

Sound

Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Exceptional	Mediocre	Strong	1,843	55.4%	+0.354%Above	$4,492Fees
FHA Loans	Sound	Exceptional	Mediocre	Strong	1,131	34.0%	+0.653%Above	$4,933Fees
VA Loans	Sound	Exceptional	Mediocre	Strong	294	8.8%	-0.183%Below	$4,721Fees
Jumbo Loans	Acceptable	Sound	—	Acceptable	23	0.7%	+0.418%Above	$4,218Fees
USDA Loans	Sound	Sound	—	Acceptable	34	1.0%	+0.039%Above	$3,838Fees

Conventional

Overall

Sound

Product

Exceptional

Pricing

Mediocre

Pull Through

Strong

Volume1,843

Mix55.4%

Spread

+0.354%Above

Fees

$4,492Fees

FHA Loans

Overall

Sound

Product

Exceptional

Pricing

Mediocre

Pull Through

Strong

Volume1,131

Mix34.0%

Spread

+0.653%Above

Fees

$4,933Fees

VA Loans

Overall

Sound

Product

Exceptional

Pricing

Mediocre

Pull Through

Strong

Volume294

Mix8.8%

Spread

-0.183%Below

Fees

$4,721Fees

Jumbo Loans

Overall

Acceptable

Product

Sound

Pricing—

Pull Through

Acceptable

Volume23

Mix0.7%

Spread

+0.418%Above

Fees

$4,218Fees

USDA Loans

Overall

Sound

Product

Sound

Pricing—

Pull Through

Acceptable

Volume34

Mix1.0%

Spread

+0.039%Above

Fees

$3,838Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Exceptional	Mediocre	Strong	2,935	88.3%	+0.411%Above	$4,650Fees
Refinance	Sound	Strong	Acceptable	Sound	390	11.7%	+0.271%Above	$4,459Fees

Purchase

Overall

Sound

Product

Exceptional

Pricing

Mediocre

Pull Through

Strong

Volume2,935

Mix88.3%

Spread

+0.411%Above

Fees

$4,650Fees

Refinance

Overall

Sound

Product

Strong

Pricing

Acceptable

Pull Through

Sound

Volume390

Mix11.7%

Spread

+0.271%Above

Fees

$4,459Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

3,325

Applications

4,740

Volume

$1 billion

Pricing & Closing

Avg Rate Spread

+0.391%

vs. market APOR

Avg Net Fees

$4,623

Origination − Credits

Pullthrough Rate

70.1%

Applications → Closed

Typical Borrower

Avg Loan Amount

$368,293

Avg Borrower Income

$139,020

Avg Property Value

$462,534

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Sound

3/5

States with Loan Originations

Northeast3

CTMANJ

Midwest11

IAILINKSMIMNMONDNEOHWI

South15

ALARDCFLGAKYLAMDMSNCOKSCTNTXVA

West10

AZCACOHIIDMTNVORUTWA

Top Metro Areas by Place Specialization Score

1© Jon Roanhaus · CC BY-SA 4.0

Walla Walla, WAMetro

Volume 82Mix 2.47% of portfolio

100/100

Exceptional

2© Charles Roscoe Savage · Public domain

Twin Falls, IDMetro

Volume 155Mix 4.66% of portfolio

91/100

Exceptional

3© Leonardo Pires · CC BY 2.0

Boise City, IDMetro

Volume 570Mix 17.14% of portfolio

88/100

Exceptional

4© BrendelSignature at English Wikipedia · CC BY-SA 3.0

Salinas, CAMetro

Volume 105Mix 3.16% of portfolio

87/100

Exceptional

Kennewick, WAMetro

Volume 76Mix 2.29% of portfolio

74/100

Strong

Coeur d'Alene, IDMetro

Volume 71Mix 2.14% of portfolio

73/100

Strong

Spokane, WAMetro

Volume 73Mix 2.20% of portfolio

71/100

Strong

Pocatello, IDMetro

Volume 52Mix 1.56% of portfolio

70/100

Strong

Fresno, CAMetro

Volume 88Mix 2.65% of portfolio

68/100

Strong

Chico, CAMetro

Volume 36Mix 1.08% of portfolio

68/100

Strong

Showing 10 of 44 metro areas

Top States by Place Specialization Score

IdahoState

Volume 1,048Mix 31.52% of portfolio

88/100

Exceptional

WashingtonState

Volume 381Mix 11.46% of portfolio

78/100

Strong

CaliforniaState

Volume 553Mix 16.63% of portfolio

71/100

Strong

GeorgiaState

Volume 294Mix 8.84% of portfolio

71/100

Strong

OregonState

Volume 150Mix 4.51% of portfolio

68/100

Strong

NevadaState

Volume 104Mix 3.13% of portfolio

65/100

Strong

UtahState

Volume 104Mix 3.13% of portfolio

62/100

Strong

MissouriState

Volume 117Mix 3.52% of portfolio

61/100

Strong

MinnesotaState

Volume 77Mix 2.32% of portfolio

57/100

Sound

IllinoisState

Volume 80Mix 2.41% of portfolio

56/100

Sound

Showing 10 of 23 states

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of Premier Mortgage Resources?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile

The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.