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PREMIER MORTGAGE RESOURCES, L.L.C.

Independent Mortgage Company|SALEM, OR|Near-National
Loans Originated
3,325
Applications
4,740
Volume
$1 billion
Offers loans directly to consumersSources loans from independent brokers
Overall Pricing
Mediocre
Overall Pull Through
Strong

Pricing and Pullthrough Overview

Average Rate Spread
+0.391%
The average of the lender's APR minus the market's average APR (APOR)
Average Net Fees
$4,623
Borrower paid Origination Charges - Lender Credits
Pullthrough Rate
70.1%
Percentage of applications that result in closed loans

Safe Rate's Summary

What They Do Well

  • Strong pull through performance
  • Particularly strong in Conventional and FHA and VA loans
  • Nationwide availability with consistent service

Things to Think About

  • Pricing may be below industry average
  • Higher than average fees ($4,623)

Report Card

PREMIER MORTGAGE RESOURCES, L.L.C. performance at a glance

CategoryRatingGradeDetails
Pricing
Rate competitiveness
MediocreBelow peers
Pull Through
Closing Strength
StrongHighly Competitive
Products
Loan Type Specialists
Specialization score by loan product
Conventional
ExceptionalMarket Leader
FHA
ExceptionalMarket Leader
VA
ExceptionalMarket Leader
Jumbo
SoundIndustry Standard
USDA
SoundIndustry Standard
Purpose
Reason specialization
Specialization score by loan purpose
Purchase
ExceptionalMarket Leader
Refinance
StrongHighly Competitive
Places
Geographic coverage
SoundNear-National · 45 metro areas · 39 states
Rating Scale:
Exceptional (80-100)
Strong (60-79)
Sound (40-59)
Acceptable (20-39)
Mediocre (0-19)

Typical Borrower Profile

Average Loan Amount
$368,293
Average Borrower Income
$139,020
Average Property Value
$462,534

Performance by Loan Product

Loan TypeOverall
ProductPricingPull ThroughVolumeMixSpread
Fees
Conventional
Sound
Exceptional
Mediocre
Strong
1,84355.4%+0.354%$4,492
FHA Loans
Sound
Exceptional
Mediocre
Strong
1,13134.0%+0.653%$4,933
VA Loans
Sound
Exceptional
Mediocre
Strong
2948.8%-0.183%$4,721
Jumbo Loans
Acceptable
Sound
N/A
Acceptable
230.7%+0.418%$4,218
USDA Loans
Acceptable
Sound
N/A
Acceptable
341.0%+0.039%$3,838

Performance by Loan Purpose

PurposeOverall
ProductPricingPull ThroughVolumeMixSpread
Fees
Purchase
Sound
Exceptional
Mediocre
Strong
2,93588.3%+0.411%$4,650
Refinance
Sound
Strong
Acceptable
Sound
39011.7%+0.271%$4,459

Geographic Coverage

Metro Areas
44
States Served
39
We count Washington DC as a state
Avg Place Specialization
Sound

States with Loan Originations

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Top Metro Areas by Place Specialization Score

1
Walla Walla, WA, WAMSA
Volume: 82Mix: 2.47%
Place Specialization
Exceptional
2
Twin Falls, ID, IDMSA
Volume: 155Mix: 4.66%
Place Specialization
Exceptional
3
Boise City, ID, IDMSA
Volume: 570Mix: 17.14%
Place Specialization
Exceptional
4
Salinas, CA, CAMSA
Volume: 105Mix: 3.16%
Place Specialization
Exceptional
5
Kennewick, WAMSA
Volume: 76Mix: 2.29%
Place Specialization
Strong
6
Coeur d'Alene, ID, IDMSA
Volume: 71Mix: 2.14%
Place Specialization
Strong
7
Spokane, WAMSA
Volume: 73Mix: 2.20%
Place Specialization
Strong
8
Pocatello, ID, IDMSA
Volume: 52Mix: 1.56%
Place Specialization
Strong
9
Fresno, CA, CAMSA
Volume: 88Mix: 2.65%
Place Specialization
Strong
10
Chico, CA, CAMSA
Volume: 36Mix: 1.08%
Place Specialization
Strong
Showing 10 of 44 metro areas

Top States by Place Specialization Score

1
IDState
Volume: 1,048Mix: 31.52%
Place Specialization
Exceptional
2
WAState
Volume: 381Mix: 11.46%
Place Specialization
Strong
3
CAState
Volume: 553Mix: 16.63%
Place Specialization
Strong
4
GAState
Volume: 294Mix: 8.84%
Place Specialization
Strong
5
ORState
Volume: 150Mix: 4.51%
Place Specialization
Strong
6
NVState
Volume: 104Mix: 3.13%
Place Specialization
Strong
7
UTState
Volume: 104Mix: 3.13%
Place Specialization
Strong
8
MOState
Volume: 117Mix: 3.52%
Place Specialization
Strong
9
MNState
Volume: 77Mix: 2.32%
Place Specialization
Sound
10
ILState
Volume: 80Mix: 2.41%
Place Specialization
Sound
Showing 10 of 23 states

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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