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PREMIER MORTGAGE RESOURCES, L.L.C.
Independent Mortgage Company|SALEM, OR|Near-National
Loans Originated
3,325
Applications
4,740
Volume
$1 billion
Offers loans directly to consumersSources loans from independent brokers
Overall Pricing
Mediocre
Overall Pull Through
Strong
Pricing and Pullthrough Overview
Average Rate Spread
+0.391%
The average of the lender's APR minus the market's average APR (APOR)
Average Net Fees
$4,623
Borrower paid Origination Charges - Lender Credits
Pullthrough Rate
70.1%
Percentage of applications that result in closed loans
Safe Rate's Summary
What They Do Well
- Strong pull through performance
- Particularly strong in Conventional and FHA and VA loans
- Nationwide availability with consistent service
Things to Think About
- Pricing may be below industry average
- Higher than average fees ($4,623)
Report Card
PREMIER MORTGAGE RESOURCES, L.L.C. performance at a glance
| Category | Rating | Grade | Details |
|---|---|---|---|
Pricing Rate competitiveness | Mediocre | Below peers | |
Pull Through Closing Strength | Strong | Highly Competitive | |
Products Loan Type Specialists | Specialization score by loan product | ||
Conventional | Exceptional | Market Leader | |
FHA | Exceptional | Market Leader | |
VA | Exceptional | Market Leader | |
Jumbo | Sound | Industry Standard | |
USDA | Sound | Industry Standard | |
Purpose Reason specialization | Specialization score by loan purpose | ||
Purchase | Exceptional | Market Leader | |
Refinance | Strong | Highly Competitive | |
Places Geographic coverage | Sound | Near-National · 45 metro areas · 39 states |
Rating Scale:
Exceptional (80-100)
Strong (60-79)
Sound (40-59)
Acceptable (20-39)
Mediocre (0-19)
Typical Borrower Profile
Average Loan Amount
$368,293
Average Borrower Income
$139,020
Average Property Value
$462,534
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | Sound | Exceptional | Mediocre | Strong | 1,843 | 55.4% | +0.354% | $4,492 |
FHA Loans | Sound | Exceptional | Mediocre | Strong | 1,131 | 34.0% | +0.653% | $4,933 |
VA Loans | Sound | Exceptional | Mediocre | Strong | 294 | 8.8% | -0.183% | $4,721 |
Jumbo Loans | Acceptable | Sound | N/A | Acceptable | 23 | 0.7% | +0.418% | $4,218 |
USDA Loans | Acceptable | Sound | N/A | Acceptable | 34 | 1.0% | +0.039% | $3,838 |
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | Sound | Exceptional | Mediocre | Strong | 2,935 | 88.3% | +0.411% | $4,650 |
Refinance | Sound | Strong | Acceptable | Sound | 390 | 11.7% | +0.271% | $4,459 |
Geographic Coverage
Metro Areas
44
States Served
39
We count Washington DC as a state
Avg Place Specialization
Sound
States with Loan Originations
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Top Metro Areas by Place Specialization Score
1
Walla Walla, WA, WAMSA
Volume: 82Mix: 2.47%
Place Specialization
Exceptional
2
Twin Falls, ID, IDMSA
Volume: 155Mix: 4.66%
Place Specialization
Exceptional
3
Boise City, ID, IDMSA
Volume: 570Mix: 17.14%
Place Specialization
Exceptional
4
Salinas, CA, CAMSA
Volume: 105Mix: 3.16%
Place Specialization
Exceptional
5
Kennewick, WAMSA
Volume: 76Mix: 2.29%
Place Specialization
Strong
6
Coeur d'Alene, ID, IDMSA
Volume: 71Mix: 2.14%
Place Specialization
Strong
7
Spokane, WAMSA
Volume: 73Mix: 2.20%
Place Specialization
Strong
8
Pocatello, ID, IDMSA
Volume: 52Mix: 1.56%
Place Specialization
Strong
9
Fresno, CA, CAMSA
Volume: 88Mix: 2.65%
Place Specialization
Strong
10
Chico, CA, CAMSA
Volume: 36Mix: 1.08%
Place Specialization
Strong
Showing 10 of 44 metro areas
Top States by Place Specialization Score
1
IDState
Volume: 1,048Mix: 31.52%
Place Specialization
Exceptional
2
WAState
Volume: 381Mix: 11.46%
Place Specialization
Strong
3
CAState
Volume: 553Mix: 16.63%
Place Specialization
Strong
4
GAState
Volume: 294Mix: 8.84%
Place Specialization
Strong
5
ORState
Volume: 150Mix: 4.51%
Place Specialization
Strong
6
NVState
Volume: 104Mix: 3.13%
Place Specialization
Strong
7
UTState
Volume: 104Mix: 3.13%
Place Specialization
Strong
8
MOState
Volume: 117Mix: 3.52%
Place Specialization
Strong
9
MNState
Volume: 77Mix: 2.32%
Place Specialization
Sound
10
ILState
Volume: 80Mix: 2.41%
Place Specialization
Sound
Showing 10 of 23 states
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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