Own Premium Mortgage Corporation? Claim this free profile to add your logo, loan officers and reviews.
Claim this ProfilePremium Mortgage Corporation
We analyzed every closed loan from Premium Mortgage Corporation — 4.6k loans across 5k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.
Ratings· each scored 1–5 against peer lenders
Pricing
Strong
4/5
vs. all lenders
Pull-through
Exceptional
5/5
closing strength
Product
Exceptional
5/5
FHA · Conventional · VA · USDA
Place
Strong
4/5
Multi-Region · 11 mkts
Promptness
Not enough data
—/5
No quote responses measured yet
Awards
FHA
Champion
Purchase
Champion
Conventional
Superstar
VA
Superstar
Refinance
Superstar
Summary
What They Do Well
- Competitive pricing compared to the market
- Lower than average lender fees
- Strong pull through performance
- Particularly strong in Conventional and FHA and VA and USDA loans
Explore another lender or local market
Report Card
Premium Mortgage Corporation performance at a glance
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Strong
+26.1 bps above market avg
4/5
Pull Through
Closing strength
Exceptional
Top 20% of lenders
5/5
By Loan Product· Specialization by type
Conventional
3,732 loans · 0.24% above market
Exceptional
Top 20% of lenders
5/5
FHA
586 loans · 0.48% above market
Exceptional
Top 20% of lenders
5/5
VA
197 loans · 0.17% below market
Strong
Top 40% of lenders
4/5
USDA
35 loans · 0.27% above market
Exceptional
Top 20% of lenders
5/5
By Loan Purpose· Transaction purpose mix
Purchase
4,447 loans · 0.26% above market
Exceptional
Top 20% of lenders
5/5
Refinance
106 loans · 0.20% above market
Strong
Top 40% of lenders
4/5
By Location· Geographic coverage
Geographic Reach
Multi-Regional · 12 markets
Strong
Top 40% of lenders
4/5
Loan Product Performance
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | 3,732 | 82.0% | +0.245%Above | $1,375Fees | ||||
FHA Loans | 586 | 12.9% | +0.485%Above | $717Fees | ||||
VA Loans | 197 | 4.3% | -0.168%Below | $392Fees | ||||
USDA Loans | — | 35 | 0.8% | +0.266%Above | $529Fees |
Conventional
OverallStrong
ProductExceptional
PricingStrong
Pull ThroughExceptional
Volume3,732
Mix82.0%
Spread
+0.245%Above
Fees
$1,375Fees
FHA Loans
OverallExceptional
ProductExceptional
PricingStrong
Pull ThroughExceptional
Volume586
Mix12.9%
Spread
+0.485%Above
Fees
$717Fees
VA Loans
OverallStrong
ProductStrong
PricingStrong
Pull ThroughExceptional
Volume197
Mix4.3%
Spread
-0.168%Below
Fees
$392Fees
USDA Loans
OverallExceptional
ProductExceptional
Pricing—
Pull ThroughExceptional
Volume35
Mix0.8%
Spread
+0.266%Above
Fees
$529Fees
Loan Purpose Performance
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | 4,447 | 97.7% | +0.262%Above | $1,237Fees | ||||
Refinance | 106 | 2.3% | +0.205%Above | $1,695Fees |
Purchase
OverallStrong
ProductExceptional
PricingStrong
Pull ThroughExceptional
Volume4,447
Mix97.7%
Spread
+0.262%Above
Fees
$1,237Fees
Refinance
OverallStrong
ProductStrong
PricingStrong
Pull ThroughStrong
Volume106
Mix2.3%
Spread
+0.205%Above
Fees
$1,695Fees
At a Glance
Lender Overview
Lending Activity
Loans Originated
4,553
Applications
5,094
Volume
$1 billion
Pricing & Closing
Avg Rate Spread
+0.261%
vs. market APOR
Avg Net Fees
$1,249
Origination − Credits
Pullthrough Rate
89.4%
Applications → Closed
Typical Borrower
Avg Loan Amount
$250,133
Avg Borrower Income
$123,106
Avg Property Value
$310,961
Geographic Coverage
Geographic Performance
Metro Areas
11
markets with activity
States Served
10
of 50 states + DC
Avg Place Specialization
Strong
4/5
States with Loan Originations
10Full-year 2024 · HMDALoans originated
< 100100+None
Northeast5
CTNJNYPAVT
Midwest1
OH
South4
ALFLSCTN
How We Rank Lenders
Our rankings use an equal-weight average of scores across the 5 Ps: Pricing, Product, Pull-Through, Place, and Promptness. Promptness measures how quickly a lender answers real shopper quote requests; a lender with none measured yet is counted at an estimate.
Our Point System (Max 50 Points)
10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion(80%+ = 40-50 points)
Superstar(60-79% = 30-39 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary Safe Rate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Looking for a different lender?
The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.