What loan types does Primary Residential Mortgage offer?

Primary Residential Mortgage offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, usda. Each product has its own pricing score and performance metrics.

Where does Primary Residential Mortgage offer mortgages?

Primary Residential Mortgage is a national lender offering mortgages in all 50 states plus Washington D.C.

How competitive are Primary Residential Mortgage's mortgage rates?

Primary Residential Mortgage has an overall pricing score of 16.8/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Primary Residential Mortgage?

Primary Residential Mortgage is a Independent Mortgage Company headquartered in Carson City, NV.

Unclaimed

Primary Residential Mortgage

Independent Mortgage Company•Carson City, NVHQ•Direct•Reviews near you on Google

We analyzed every closed loan from Primary Residential Mortgage — 8.5k loans across 12k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Mediocre

1/5

vs. all lenders

Pull-through

Strong

4/5

closing strength

Product

Exceptional

5/5

FHA · Conventional · VA · Jumbo · USDA

Place

Strong

4/5

National · 49 mkts

Summary

What They Do Well

Strong pull through performance
Particularly strong in Conventional and FHA and VA and Jumbo and USDA loans
Nationwide availability with consistent service

Things to Think About

Rates typically 53 basis points above market average
Higher than average fees ($4,134)

Explore another lender or local market

Report Card

Primary Residential Mortgage performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Mediocre

+53.1 bps above market avg

Pull Through

Closing strength

Strong

Top 40% of lenders

By Loan Product· Specialization by type

Conventional

Exceptional

Top 20% of lenders

FHA

Exceptional

Top 20% of lenders

Exceptional

Top 20% of lenders

Jumbo

Strong

Top 40% of lenders

USDA

Exceptional

Top 20% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Exceptional

Top 20% of lenders

Refinance

Strong

Top 40% of lenders

By Location· Geographic coverage

Geographic Reach

National · 50 markets

Strong

Top 40% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Exceptional	Acceptable	Strong	4,849	57.3%	+0.405%Above	$4,012Fees
FHA Loans	Sound	Exceptional	Mediocre	Strong	2,737	32.3%	+0.971%Above	$4,525Fees
VA Loans	Sound	Exceptional	Mediocre	Strong	675	8.0%	-0.004%Below	$4,027Fees
Jumbo Loans	Sound	Strong	Mediocre	Sound	61	0.7%	+0.432%Above	$4,474Fees
USDA Loans	Sound	Exceptional	Mediocre	Strong	144	1.7%	+0.771%Above	$2,983Fees

Conventional

Overall

Sound

Product

Exceptional

Pricing

Acceptable

Pull Through

Strong

Volume4,849

Mix57.3%

Spread

+0.405%Above

Fees

$4,012Fees

FHA Loans

Overall

Sound

Product

Exceptional

Pricing

Mediocre

Pull Through

Strong

Volume2,737

Mix32.3%

Spread

+0.971%Above

Fees

$4,525Fees

VA Loans

Overall

Sound

Product

Exceptional

Pricing

Mediocre

Pull Through

Strong

Volume675

Mix8.0%

Spread

-0.004%Below

Fees

$4,027Fees

Jumbo Loans

Overall

Sound

Product

Strong

Pricing

Mediocre

Pull Through

Sound

Volume61

Mix0.7%

Spread

+0.432%Above

Fees

$4,474Fees

USDA Loans

Overall

Sound

Product

Exceptional

Pricing

Mediocre

Pull Through

Strong

Volume144

Mix1.7%

Spread

+0.771%Above

Fees

$2,983Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Exceptional	Mediocre	Strong	7,661	90.5%	+0.536%Above	$4,129Fees
Refinance	Sound	Strong	Mediocre	Sound	805	9.5%	+0.490%Above	$4,178Fees

Purchase

Overall

Sound

Product

Exceptional

Pricing

Mediocre

Pull Through

Strong

Volume7,661

Mix90.5%

Spread

+0.536%Above

Fees

$4,129Fees

Refinance

Overall

Sound

Product

Strong

Pricing

Mediocre

Pull Through

Sound

Volume805

Mix9.5%

Spread

+0.490%Above

Fees

$4,178Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

8,466

Applications

12,032

Volume

$2 billion

Pricing & Closing

Avg Rate Spread

+0.531%

vs. market APOR

Avg Net Fees

$4,134

Origination − Credits

Pullthrough Rate

70.4%

Applications → Closed

Typical Borrower

Avg Loan Amount

$334,419

Avg Borrower Income

$120,646

Avg Property Value

$408,402

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

Northeast8

CTMEMANHNJPARIVT

Midwest12

IAILINKSMIMNMONDNEOHSDWI

South17

ALARDCDEFLGAKYLAMDMSNCOKSCTNTXVAWV

West13

AKAZCACOHIIDMTNMNVORUTWAWY

Top Metro Areas by Place Specialization Score

1© Ron Reiring · CC BY 2.0

Albuquerque, NMMetro

Volume 627Mix 7.41% of portfolio

92/100

Exceptional

2© Andrew Parlette from Elkridge,MD, US · CC BY 2.0

Baltimore, MDMetro

Volume 1,038Mix 12.26% of portfolio

92/100

Exceptional

3© Macaolards · CC BY-SA 4.0

Providence, RI-MAMetro

Volume 456Mix 5.39% of portfolio

89/100

Exceptional

4© Jeffrey Beall · CC BY-SA 3.0

Greeley, COMetro

Volume 167Mix 1.97% of portfolio

82/100

Exceptional

Dover, DEMetro

Volume 65Mix 0.77% of portfolio

76/100

Strong

Fargo, ND, ND-MNMetro

Volume 94Mix 1.11% of portfolio

73/100

Strong

Nashville, TNMetro

Volume 193Mix 2.28% of portfolio

72/100

Strong

Grand Junction, COMetro

Volume 58Mix 0.69% of portfolio

70/100

Strong

New Haven, CTMetro

Volume 76Mix 0.90% of portfolio

70/100

Strong

Ogden, UTMetro

Volume 103Mix 1.22% of portfolio

70/100

Strong

Showing 10 of 49 metro areas

Top States by Place Specialization Score

New MexicoState

Volume 876Mix 10.35% of portfolio

93/100

Exceptional

Rhode IslandState

Volume 423Mix 5.00% of portfolio

89/100

Exceptional

MarylandState

Volume 1,253Mix 14.80% of portfolio

87/100

Exceptional

ColoradoState

Volume 558Mix 6.59% of portfolio

76/100

Strong

KansasState

Volume 199Mix 2.35% of portfolio

74/100

Strong

UtahState

Volume 265Mix 3.13% of portfolio

70/100

Strong

DelawareState

Volume 145Mix 1.71% of portfolio

70/100

Strong

WisconsinState

Volume 259Mix 3.06% of portfolio

70/100

Strong

ConnecticutState

Volume 208Mix 2.46% of portfolio

70/100

Strong

FloridaState

Volume 587Mix 6.93% of portfolio

70/100

Strong

Showing 10 of 44 states

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of Primary Residential Mortgage?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile

The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.