What loan types does PrimeLending offer?

PrimeLending offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, usda. Each product has its own pricing score and performance metrics.

Where does PrimeLending offer mortgages?

PrimeLending is a national lender offering mortgages in all 50 states plus Washington D.C.

How competitive are PrimeLending's mortgage rates?

PrimeLending has an overall pricing score of 26/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is PrimeLending?

PrimeLending is a Independent Mortgage Company headquartered in DALLAS, TX.

Unclaimed

PrimeLending

Independent Mortgage Company•Dallas, TXHQ•Direct•Reviews near you on Google

PrimeLending's 21.1k closed loans and 28k applications, benchmarked against peer lenders across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Acceptable

2/5

vs. all lenders

Pull-through

Exceptional

5/5

closing strength

Product

Exceptional

5/5

FHA · Conventional · VA · Jumbo · USDA

Place

Strong

4/5

National · 49 mkts

Awards

Conventional

Superstar

FHA

Superstar

Jumbo

Superstar

USDA

Superstar

Purchase

Superstar

Summary

What They Do Well

Strong pull through performance
High volume lender with significant market experience
Particularly strong in Conventional and FHA and VA and Jumbo and USDA loans
Nationwide availability with consistent service

Things to Think About

Pricing may be below industry average

Explore another lender or local market

Report Card

PrimeLending performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Acceptable

+32.1 bps above market avg

Pull Through

Closing strength

Exceptional

Top 20% of lenders

By Loan Product· Specialization by type

Conventional

Exceptional

Top 10% of lenders

FHA

Exceptional

Top 10% of lenders

Exceptional

Top 20% of lenders

Jumbo

Exceptional

Top 20% of lenders

USDA

Exceptional

Top 10% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Exceptional

Top 10% of lenders

Refinance

Exceptional

Top 20% of lenders

By Location· Geographic coverage

Geographic Reach

National · 50 markets

Strong

Top 40% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Exceptional	Acceptable	Strong	13,909	66.0%	+0.283%Above	$3,431Fees
FHA Loans	Strong	Exceptional	Acceptable	Exceptional	4,352	20.6%	+0.662%Above	$4,013Fees
VA Loans	Strong	Exceptional	Sound	Exceptional	2,153	10.2%	-0.290%Below	$2,147Fees
Jumbo Loans	Strong	Exceptional	Sound	Strong	375	1.8%	+0.173%Above	$2,435Fees
USDA Loans	Strong	Exceptional	Acceptable	Strong	293	1.4%	+0.377%Above	$2,561Fees

Conventional

Overall

Strong

Product

Exceptional

Pricing

Acceptable

Pull Through

Strong

Volume13,909

Mix66.0%

Spread

+0.283%Above

Fees

$3,431Fees

FHA Loans

Overall

Strong

Product

Exceptional

Pricing

Acceptable

Pull Through

Exceptional

Volume4,352

Mix20.6%

Spread

+0.662%Above

Fees

$4,013Fees

VA Loans

Overall

Strong

Product

Exceptional

Pricing

Sound

Pull Through

Exceptional

Volume2,153

Mix10.2%

Spread

-0.290%Below

Fees

$2,147Fees

Jumbo Loans

Overall

Strong

Product

Exceptional

Pricing

Sound

Pull Through

Strong

Volume375

Mix1.8%

Spread

+0.173%Above

Fees

$2,435Fees

USDA Loans

Overall

Strong

Product

Exceptional

Pricing

Acceptable

Pull Through

Strong

Volume293

Mix1.4%

Spread

+0.377%Above

Fees

$2,561Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Exceptional	Acceptable	Strong	19,417	92.1%	+0.314%Above	$3,475Fees
Refinance	Sound	Exceptional	Acceptable	Strong	1,665	7.9%	+0.392%Above	$3,172Fees

Purchase

Overall

Strong

Product

Exceptional

Pricing

Acceptable

Pull Through

Strong

Volume19,417

Mix92.1%

Spread

+0.314%Above

Fees

$3,475Fees

Refinance

Overall

Sound

Product

Exceptional

Pricing

Acceptable

Pull Through

Strong

Volume1,665

Mix7.9%

Spread

+0.392%Above

Fees

$3,172Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

21,082

Applications

28,167

Volume

$7 billion

Pricing & Closing

Avg Rate Spread

+0.321%

vs. market APOR

Avg Net Fees

$3,445

Origination − Credits

Pullthrough Rate

74.8%

Applications → Closed

Typical Borrower

Avg Loan Amount

$356,172

Avg Borrower Income

$144,104

Avg Property Value

$449,368

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

Includes Washington, DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

51Nationwide · all 50 states and DC

Northeast9

CTMEMANHNJNYPARIVT

Midwest12

IAILINKSMIMNMONDNEOHSDWI

South17

ALARDCDEFLGAKYLAMDMSNCOKSCTNTXVAWV

West13

AKAZCACOHIIDMTNMNVORUTWAWY

Top Metro Areas by Place Specialization Score

1© Quintin Soloviev · CC BY 4.0

Midland, TXMetro

Volume 343Mix 1.63% of portfolio

100/100

Exceptional

2© Billy Hathorn · CC BY-SA 4.0

Laredo, TXMetro

Volume 236Mix 1.12% of portfolio

100/100

Exceptional

3© Renelibrary · CC BY-SA 3.0

Sherman, TXMetro

Volume 177Mix 0.84% of portfolio

100/100

Exceptional

Williamsport, PAMetro

Volume 147Mix 0.70% of portfolio

100/100

Exceptional

Greenville, SCMetro

Volume 653Mix 3.10% of portfolio

97/100

Exceptional

St. Joseph, MO, MO-KSMetro

Volume 165Mix 0.78% of portfolio

96/100

Exceptional

Johnstown, PAMetro

Volume 100Mix 0.47% of portfolio

90/100

Exceptional

Dallas, TXMetro

Volume 1,526Mix 7.24% of portfolio

89/100

Exceptional

Odessa, TXMetro

Volume 178Mix 0.84% of portfolio

89/100

Exceptional

Spartanburg, SCMetro

Volume 212Mix 1.01% of portfolio

88/100

Exceptional

Showing 10 of 49 metro areas

Top States by Place Specialization Score

TexasState

Volume 5,576Mix 26.45% of portfolio

92/100

Exceptional

South CarolinaState

Volume 1,294Mix 6.14% of portfolio

89/100

Exceptional

West VirginiaState

Volume 417Mix 1.98% of portfolio

85/100

Exceptional

MissouriState

Volume 1,293Mix 6.13% of portfolio

82/100

Exceptional

New YorkState

Volume 1,189Mix 5.64% of portfolio

81/100

Exceptional

KansasState

Volume 409Mix 1.94% of portfolio

81/100

Exceptional

OhioState

Volume 1,028Mix 4.88% of portfolio

78/100

Strong

New MexicoState

Volume 324Mix 1.54% of portfolio

78/100

Strong

WashingtonState

Volume 463Mix 2.20% of portfolio

75/100

Strong

ArizonaState

Volume 588Mix 2.79% of portfolio

74/100

Strong

Showing 10 of 47 states

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of PrimeLending?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile

The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.