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PrimeSouth Bank

Bank•Blackshear, GAHQ•Direct•Reviews near you on Google

PrimeSouth Bank has 102 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pricing
Mediocre
1/5
vs. all lenders
Pull-through
Sound
3/5
closing strength
Product
Strong
4/5
Conventional · Jumbo
Place
Strong
4/5
Regional · 2 mkts

Safe Rate Summary

Things to Think About

  • Pricing may be below industry average
  • Higher than average fees ($4,848)

Explore another lender or local market

Report Card

PrimeSouth Bank performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Mediocre
+45.8 bps above market avg
Pull Through
Closing strength
Sound
Top 60% of lenders
By Loan Product· Specialization by type
Conventional
Sound
Top 60% of lenders
Jumbo
Strong
Top 40% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Sound
Top 60% of lenders
Refinance
Acceptable
Bottom 40% of lenders
By Location· Geographic coverage
Geographic Reach
Regional · 3 markets
Strong
Top 40% of lenders

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Sound
Product
Sound
Pricing
Mediocre
Pull Through
Strong
Volume76
Mix74.5%
Spread
+0.468%Above
Fees
$4,804Fees
Jumbo Loans
Overall
Exceptional
Product
Strong
Pricing—
Pull Through
Exceptional
Volume25
Mix24.5%
Spread
+0.033%Above
Fees
$6,594Fees

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Sound
Product
Sound
Pricing
Mediocre
Pull Through
Strong
Volume68
Mix66.7%
Spread
+0.316%Above
Fees
$5,674Fees
Refinance
Overall
Sound
Product
Acceptable
Pricing—
Pull Through
Strong
Volume34
Mix33.3%
Spread
+0.898%Above
Fees
$2,286Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
102
Applications
113
Volume
$58 million
Pricing & Closing
Avg Rate Spread
+0.458%
vs. market APOR
Avg Net Fees
$4,848
Origination − Credits
Pullthrough Rate
90.3%
Applications → Closed
Typical Borrower
Avg Loan Amount
$569,608
Avg Borrower Income
$315,578
Avg Property Value
$1,003,725

Geographic Coverage

Geographic Performance

Metro Areas
2
markets with activity
States Served
2
of 50 states + DC
Avg Place Specialization
Strong
4/5

States with Loan Originations

2
2 states with loan originationsAlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutWashington, DCDelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyoming
South2
FLGA

Top Metro Areas by Place Specialization Score

1© Bubba73 (Jud McCranie) · CC BY-SA 4.0
Brunswick, GAMetro
Volume 39Mix 38.24% of portfolio
77/100
Strong
2© DXR · CC BY-SA 4.0
Jacksonville, FLMetro
Volume 20Mix 19.61% of portfolio
55/100
Sound

Top States by Place Specialization Score

Georgia
Georgia
1
GeorgiaState
Volume 81Mix 79.41% of portfolio
67/100
Strong
Florida
Florida
2
FloridaState
Volume 21Mix 20.59% of portfolio
47/100
Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts
Pricing
Rate and fee competitiveness (33%)
10/ 30 pts
Pull Through
Reliability in closing loans (33%)
10/ 30 pts
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.