What loan types does Primis Mortgage Company offer?

Primis Mortgage Company offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, usda. Each product has its own pricing score and performance metrics.

Where does Primis Mortgage Company offer mortgages?

Primis Mortgage Company offers mortgages in 38 states: AL, AR, AZ, CA, CO, CT, DE, FL, GA, IA, IN, KS, KY, LA, MA, MD, MN, MO, MS, MT, NC, ND, NE, NJ, NM, NV, OH, OK, PA, SC, SD, TN, TX, UT, VA, WA, WV, WY.

How competitive are Primis Mortgage Company's mortgage rates?

Primis Mortgage Company has an overall pricing score of 31.9/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Primis Mortgage Company?

Primis Mortgage Company is a Independent Mortgage Company headquartered in Wilmington, NC.

Unclaimed

Primis Mortgage Company

Independent Mortgage Company•Wilmington, NCHQ•Direct•Reviews near you on Google

We analyzed every closed loan from Primis Mortgage Company — 2.0k loans across 3k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Acceptable

2/5

vs. all lenders

Pull-through

Strong

4/5

closing strength

Product

Strong

4/5

FHA · Conventional · VA · Jumbo · USDA

Place

Sound

3/5

Near-National · 25 mkts

Awards

FHA

Superstar

Summary

What They Do Well

Strong pull through performance
Particularly strong in Conventional and FHA and VA and Jumbo and USDA loans
Nationwide availability with consistent service

Things to Think About

Pricing may be below industry average

Explore another lender or local market

Report Card

Primis Mortgage Company performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Acceptable

+33.5 bps above market avg

Pull Through

Closing strength

Strong

Top 40% of lenders

By Loan Product· Specialization by type

Conventional

Strong

Top 40% of lenders

FHA

Strong

Top 40% of lenders

Strong

Top 40% of lenders

Jumbo

Strong

Top 40% of lenders

USDA

Strong

Top 40% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Strong

Top 40% of lenders

Refinance

Strong

Top 40% of lenders

By Location· Geographic coverage

Geographic Reach

Near-National · 26 markets

Sound

Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Strong	Acceptable	Sound	1,102	54.0%	+0.349%Above	$3,164Fees
FHA Loans	Strong	Strong	Sound	Strong	624	30.6%	+0.507%Above	$3,293Fees
VA Loans	Strong	Strong	Sound	Strong	245	12.0%	-0.217%Below	$2,320Fees
Jumbo Loans	Sound	Strong	Acceptable	Sound	33	1.6%	+0.302%Above	$3,692Fees
USDA Loans	Strong	Strong	—	Strong	36	1.8%	+0.447%Above	$2,493Fees

Conventional

Overall

Sound

Product

Strong

Pricing

Acceptable

Pull Through

Sound

Volume1,102

Mix54.0%

Spread

+0.349%Above

Fees

$3,164Fees

FHA Loans

Overall

Strong

Product

Strong

Pricing

Sound

Pull Through

Strong

Volume624

Mix30.6%

Spread

+0.507%Above

Fees

$3,293Fees

VA Loans

Overall

Strong

Product

Strong

Pricing

Sound

Pull Through

Strong

Volume245

Mix12.0%

Spread

-0.217%Below

Fees

$2,320Fees

Jumbo Loans

Overall

Sound

Product

Strong

Pricing

Acceptable

Pull Through

Sound

Volume33

Mix1.6%

Spread

+0.302%Above

Fees

$3,692Fees

USDA Loans

Overall

Strong

Product

Strong

Pricing—

Pull Through

Strong

Volume36

Mix1.8%

Spread

+0.447%Above

Fees

$2,493Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Strong	Acceptable	Sound	1,874	91.9%	+0.335%Above	$3,129Fees
Refinance	Sound	Strong	Acceptable	Sound	166	8.1%	+0.329%Above	$2,961Fees

Purchase

Overall

Sound

Product

Strong

Pricing

Acceptable

Pull Through

Sound

Volume1,874

Mix91.9%

Spread

+0.335%Above

Fees

$3,129Fees

Refinance

Overall

Sound

Product

Strong

Pricing

Acceptable

Pull Through

Sound

Volume166

Mix8.1%

Spread

+0.329%Above

Fees

$2,961Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

2,040

Applications

2,840

Volume

$721 million

Pricing & Closing

Avg Rate Spread

+0.335%

vs. market APOR

Avg Net Fees

$3,113

Origination − Credits

Pullthrough Rate

71.8%

Applications → Closed

Typical Borrower

Avg Loan Amount

$353,652

Avg Borrower Income

$139,819

Avg Property Value

$431,029

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Sound

3/5

States with Loan Originations

Northeast4

CTMANJPA

Midwest9

IAINKSMNMONDNEOHSD

South16

ALARDEFLGAKYLAMDMSNCOKSCTNTXVAWV

West9

AZCACOMTNMNVUTWAWY

Top Metro Areas by Place Specialization Score

1© Quintin Soloviev · CC BY 4.0

Nashville, TNMetro

Volume 405Mix 19.85% of portfolio

85/100

Exceptional

2© chucka_nc · CC BY-SA 2.0

Charlotte, NC-SCMetro

Volume 336Mix 16.47% of portfolio

82/100

Exceptional

3© Bjoertvedt · CC BY-SA 4.0

Wilmington, NCMetro

Volume 103Mix 5.05% of portfolio

78/100

Strong

4© Medialecent · CC BY 4.0

San Antonio, TXMetro

Volume 103Mix 5.05% of portfolio

64/100

Strong

Austin, TXMetro

Volume 68Mix 3.33% of portfolio

63/100

Strong

Hickory, NCMetro

Volume 41Mix 2.01% of portfolio

62/100

Strong

Jacksonville, NCMetro

Volume 32Mix 1.57% of portfolio

60/100

Strong

Raleigh, NCMetro

Volume 52Mix 2.55% of portfolio

60/100

Sound

Charleston, SCMetro

Volume 34Mix 1.67% of portfolio

57/100

Sound

Fayetteville, NCMetro

Volume 25Mix 1.23% of portfolio

54/100

Sound

Showing 10 of 25 metro areas

Top States by Place Specialization Score

TennesseeState

Volume 649Mix 31.81% of portfolio

84/100

Exceptional

North CarolinaState

Volume 679Mix 33.28% of portfolio

78/100

Strong

TexasState

Volume 270Mix 13.24% of portfolio

66/100

Strong

South CarolinaState

Volume 89Mix 4.36% of portfolio

62/100

Strong

VirginiaState

Volume 78Mix 3.82% of portfolio

59/100

Sound

FloridaState

Volume 90Mix 4.41% of portfolio

53/100

Sound

WashingtonState

Volume 40Mix 1.96% of portfolio

52/100

Sound

AlabamaState

Volume 31Mix 1.52% of portfolio

50/100

Sound

GeorgiaState

Volume 23Mix 1.13% of portfolio

43/100

Sound

MarylandState

Volume 19Mix 0.93% of portfolio

43/100

Sound

Showing 10 of 11 states

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.