What loan types does PRINCETON MORTGAGE CORPORATION offer?

PRINCETON MORTGAGE CORPORATION offers the following mortgage loan types: FHA, Conventional, VA, usda. Each product has its own pricing score and performance metrics.

Where does PRINCETON MORTGAGE CORPORATION offer mortgages?

PRINCETON MORTGAGE CORPORATION offers mortgages in 25 states: AL, AR, AZ, CA, CO, DE, FL, GA, IL, KS, LA, MA, MD, MI, MS, NC, NJ, NM, OH, PA, SC, TN, TX, VA, WV.

How competitive are PRINCETON MORTGAGE CORPORATION's mortgage rates?

PRINCETON MORTGAGE CORPORATION has an overall pricing score of 27/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is PRINCETON MORTGAGE CORPORATION?

PRINCETON MORTGAGE CORPORATION is a Independent Mortgage Company headquartered in Ewing, NJ.

Unclaimed

Princeton Mortgage Corporation

Independent Mortgage Company•Ewing, NJ•Direct to Consumer

We analyzed every closed loan from Princeton Mortgage — 783 loans across 1k applications— and benchmarked them against peer lenders across the 4 Ps of Mortgage Shopping.

Pricing

Acceptable

vs. all lenders

Pull Through

Sound

closing strength

Products

Strong

FHA · Conventional · VA · USDA

Place

Sound

Near-National · 22 mkts

Shopping for a Mortgage?

Save Princeton Mortgage or ask our AI assistant to explore your options.

Safe Rate's Summary

What They Do Well

Particularly strong in FHA and VA loans
Nationwide availability with consistent service

Things to Think About

Pricing may be below industry average

Explore another lender or local market

Report Card

Princeton Mortgage Corporation performance at a glance

Category	Score	vs. Peers
Overall Performance· Pricing & closing strength
Pricing Rate competitiveness	Acceptable	Near industry average +41.6 bps above market avg
Pull Through Closing strength	Sound	Industry Standard Top 60% of lenders
By Loan Product· Specialization by type
Conventional	Sound	Industry Standard Top 60% of lenders
FHA	Strong	Highly Competitive Top 40% of lenders
VA	Strong	Highly Competitive Top 40% of lenders
USDA	Sound	Industry Standard Top 60% of lenders
By Loan Purpose· Transaction purpose mix
Purchase	Strong	Highly Competitive Top 40% of lenders
Refinance	Sound	Industry Standard Top 60% of lenders
By Location· Geographic coverage
Geographic Reach Coverage footprint	Sound	Industry Standard Top 60% of lenders Near-National23 markets

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Acceptable	Sound	Acceptable	Acceptable	516	65.9%	+0.396%Above	$3,226Fees
FHA Loans	Sound	Strong	Acceptable	Sound	189	24.1%	+0.675%Above	$2,981Fees
VA Loans	Sound	Strong	Acceptable	Sound	62	7.9%	-0.173%Below	$2,663Fees
USDA Loans	Acceptable	Sound	—	Acceptable	11	1.4%	+0.291%Above	$1,708Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Strong	Acceptable	Sound	699	89.3%	+0.435%Above	$3,085Fees
Refinance	Acceptable	Sound	Acceptable	Acceptable	84	10.7%	+0.244%Above	$3,234Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

783

Applications

1,217

Volume

$258 million

Pricing & Closing

Avg Rate Spread

+0.416%

vs. market APOR

Avg Net Fees

$3,100

Origination − Credits

Pullthrough Rate

64.3%

Applications → Closed

Typical Borrower

Avg Loan Amount

$330,619

Avg Borrower Income

$136,688

Avg Property Value

$416,162

Geographic Coverage

Geographic Performance

Metro Areas

States Served

We count Washington DC as a state

Avg Place Specialization

Sound

States with Loan Originations

ALARAZCACODEFLGAILKSLAMAMDMIMSNCNJNMOHPASCTNTXVAWV

Top Metro Areas by Place Specialization Score

Philadelphia, PA, PAMSA

Volume: 109Mix: 13.92%of portfolio

Place

Strong

Montgomery County, PAMSA

Volume: 79Mix: 10.09%of portfolio

Place

Strong

Charleston, SCMSA

Volume: 57Mix: 7.28%of portfolio

Place

Strong

Birmingham, AL, ALMSA

Volume: 42Mix: 5.36%of portfolio

Place

Strong

Greenville, SCMSA

Volume: 31Mix: 3.96%of portfolio

Place

Sound

Mobile, AL, ALMSA

Volume: 24Mix: 3.07%of portfolio

Place

Sound

Trenton, NJMSA

Volume: 20Mix: 2.55%of portfolio

Place

Sound

Atlanta, GAMSA

Volume: 44Mix: 5.62%of portfolio

Place

Sound

Marietta, GA, GAMSA

Volume: 26Mix: 3.32%of portfolio

Place

Sound

Camden, NJ, NJMSA

Volume: 21Mix: 2.68%of portfolio

Place

Sound

Showing 10 of 22 metro areas

Top States by Place Specialization Score

PAState

Volume: 235Mix: 30.01%of portfolio

Place

Strong

SCState

Volume: 119Mix: 15.20%of portfolio

Place

Strong

ALState

Volume: 93Mix: 11.88%of portfolio

Place

Strong

NJState

Volume: 80Mix: 10.22%of portfolio

Place

Strong

GAState

Volume: 77Mix: 9.83%of portfolio

Place

Sound

MSState

Volume: 31Mix: 3.96%of portfolio

Place

Sound

VAState

Volume: 29Mix: 3.70%of portfolio

Place

Sound

TNState

Volume: 20Mix: 2.55%of portfolio

Place

Sound

ILState

Volume: 16Mix: 2.04%of portfolio

Place

Sound

TXState

Volume: 23Mix: 2.94%of portfolio

Place

Sound

Showing 10 of 11 states

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

Pricing

Rate and fee competitiveness (33%)

Pull Through

Reliability in closing loans (33%)

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of Princeton Mortgage Corporation?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile

The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.