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PRIORITY HOME LENDING, LLC
Independent Mortgage Company|WILMINGTON, DE|Multi-Region
Loans Originated
249
Applications
303
Volume
$133 million
Offers loans directly to consumersSources loans from independent brokers
Overall Pricing
Mediocre
Overall Pull Through
Sound
Pricing and Pullthrough Overview
Average Rate Spread
+0.514%
The average of the lender's APR minus the market's average APR (APOR)
Average Net Fees
$4,363
Borrower paid Origination Charges - Lender Credits
Pullthrough Rate
82.2%
Percentage of applications that result in closed loans
Safe Rate's Summary
Things to Think About
- Rates typically 51 basis points above market average
- Higher than average fees ($4,363)
Report Card
PRIORITY HOME LENDING, LLC performance at a glance
| Category | Rating | Grade | Details |
|---|---|---|---|
Pricing Rate competitiveness | Mediocre | Below peers | |
Pull Through Closing Strength | Sound | Industry Standard | |
Products Loan Type Specialists | Specialization score by loan product | ||
Conventional | Sound | Industry Standard | |
FHA | Sound | Industry Standard | |
Purpose Reason specialization | Specialization score by loan purpose | ||
Purchase | Sound | Industry Standard | |
Refinance | Acceptable | Near industry average | |
Places Geographic coverage | Sound | Multi-Regional · 7 metro areas · 6 states |
Rating Scale:
Exceptional (80-100)
Strong (60-79)
Sound (40-59)
Acceptable (20-39)
Mediocre (0-19)
Typical Borrower Profile
Average Loan Amount
$534,598
Average Borrower Income
$194,281
Average Property Value
$722,137
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | Acceptable | Sound | Mediocre | Sound | 198 | 79.5% | +0.496% | $4,305 |
FHA Loans | Sound | Sound | N/A | Strong | 42 | 16.9% | +0.576% | $5,029 |
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | Acceptable | Sound | Mediocre | Sound | 227 | 91.2% | +0.535% | $4,525 |
Refinance | Sound | Acceptable | N/A | Strong | 22 | 8.8% | +0.292% | $2,611 |
Geographic Coverage
Metro Areas
6
States Served
6
We count Washington DC as a state
Avg Place Specialization
Strong
States with Loan Originations
AZCOIDMTORWA
Top Metro Areas by Place Specialization Score
1
Tacoma, WAMSA
Volume: 50Mix: 20.08%
Place Specialization
Strong
2
Seattle, WAMSA
Volume: 63Mix: 25.30%
Place Specialization
Strong
3
Everett, WA, WAMSA
Volume: 38Mix: 15.26%
Place Specialization
Strong
4
Bremerton, WAMSA
Volume: 21Mix: 8.43%
Place Specialization
Sound
5
Portland, OR-WAMSA
Volume: 29Mix: 11.65%
Place Specialization
Sound
6
Coeur d'Alene, ID, IDMSA
Volume: 13Mix: 5.22%
Place Specialization
Sound
Top States by Place Specialization Score
1
WAState
Volume: 194Mix: 77.91%
Place Specialization
Strong
2
ORState
Volume: 30Mix: 12.05%
Place Specialization
Sound
3
IDState
Volume: 22Mix: 8.84%
Place Specialization
Sound
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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