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Priority Home Lending

Independent Mortgage Company•Wilmington, DEHQ•Direct•Reviews near you on Google

Priority Home Lending has 249 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pricing
Mediocre
1/5
vs. all lenders
Pull-through
Sound
3/5
closing strength
Product
Sound
3/5
FHA · Conventional
Place
Strong
4/5
Multi-Region · 6 mkts

Safe Rate Summary

Things to Think About

  • Rates typically 51 basis points above market average
  • Higher than average fees ($4,363)

Explore another lender or local market

Report Card

Priority Home Lending performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Mediocre
+51.4 bps above market avg
Pull Through
Closing strength
Sound
Top 60% of lenders
By Loan Product· Specialization by type
Conventional
Sound
Top 60% of lenders
FHA
Sound
Top 60% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Sound
Top 60% of lenders
Refinance
Acceptable
Bottom 40% of lenders
By Location· Geographic coverage
Geographic Reach
Multi-Regional · 7 markets
Sound
Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Acceptable
Product
Sound
Pricing
Mediocre
Pull Through
Sound
Volume198
Mix79.5%
Spread
+0.496%Above
Fees
$4,305Fees
FHA Loans
Overall
Strong
Product
Sound
Pricing—
Pull Through
Strong
Volume42
Mix16.9%
Spread
+0.576%Above
Fees
$5,029Fees

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Acceptable
Product
Sound
Pricing
Mediocre
Pull Through
Sound
Volume227
Mix91.2%
Spread
+0.535%Above
Fees
$4,525Fees
Refinance
Overall
Sound
Product
Acceptable
Pricing—
Pull Through
Strong
Volume22
Mix8.8%
Spread
+0.292%Above
Fees
$2,611Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
249
Applications
303
Volume
$133 million
Pricing & Closing
Avg Rate Spread
+0.514%
vs. market APOR
Avg Net Fees
$4,363
Origination − Credits
Pullthrough Rate
82.2%
Applications → Closed
Typical Borrower
Avg Loan Amount
$534,598
Avg Borrower Income
$194,281
Avg Property Value
$722,137

Geographic Coverage

Geographic Performance

Metro Areas
6
markets with activity
States Served
6
of 50 states + DC
Avg Place Specialization
Strong
4/5

States with Loan Originations

6
6 states with loan originationsAlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutWashington, DCDelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyoming
West6
AZCOIDMTORWA

Top Metro Areas by Place Specialization Score

1© Broran28 · Public domain
Tacoma, WAMetro
Volume 50Mix 20.08% of portfolio
71/100
Strong
2© Dietmar Rabich · CC BY-SA 4.0
Seattle, WAMetro
Volume 63Mix 25.30% of portfolio
68/100
Strong
3© SounderBruce · CC BY-SA 4.0
Everett, WAMetro
Volume 38Mix 15.26% of portfolio
67/100
Strong
4© Joe Mabel · CC BY-SA 3.0
Bremerton, WAMetro
Volume 21Mix 8.43% of portfolio
60/100
Sound
5© Seasider53 · CC BY 4.0
Portland, OR-WAMetro
Volume 29Mix 11.65% of portfolio
56/100
Sound
6© pasa47 · CC BY 2.0
Coeur d'Alene, IDMetro
Volume 13Mix 5.22% of portfolio
50/100
Sound

Top States by Place Specialization Score

Washington
Washington
1
WashingtonState
Volume 194Mix 77.91% of portfolio
77/100
Strong
Oregon
Oregon
2
OregonState
Volume 30Mix 12.05% of portfolio
55/100
Sound
Idaho
Idaho
3
IdahoState
Volume 22Mix 8.84% of portfolio
51/100
Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts
Pricing
Rate and fee competitiveness (33%)
10/ 30 pts
Pull Through
Reliability in closing loans (33%)
10/ 30 pts
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.