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Priority Home Mortgage

Independent Mortgage Company•Houston, TXHQ•Direct•Reviews near you on Google

We analyzed every closed loan from Priority Home Mortgage — 1.3k loans across 2k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pricing
Exceptional
5/5
vs. all lenders
Pull-through
Strong
4/5
closing strength
Product
Strong
4/5
FHA · Conventional · VA
Place
Strong
4/5
Regional · 6 mkts
Safe Rate Awards
FHA Champion
FHA
Champion
VA Champion
VA
Champion
Conventional Superstar
Conventional
Superstar
Purchase Superstar
Purchase
Superstar

Safe Rate Summary

What They Do Well

  • Offers rates 49.40 basis points below market average
  • Lower than average lender fees
  • Strong pull through performance
  • Particularly strong in Conventional and FHA and VA loans

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Report Card

Priority Home Mortgage performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Exceptional
Rates 49.4 bps below market avg
Pull Through
Closing strength
Strong
Top 40% of lenders
By Loan Product· Specialization by type
Conventional
Strong
Top 40% of lenders
FHA
Strong
Top 40% of lenders
VA
Strong
Top 40% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Strong
Top 40% of lenders
By Location· Geographic coverage
Geographic Reach
Regional · 6 markets
Strong
Top 40% of lenders

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Strong
Product
Strong
Pricing
Exceptional
Pull Through
Sound
Volume959
Mix74.4%
Spread
-0.406%Below
Fees
$813Fees
FHA Loans
Overall
Strong
Product
Strong
Pricing
Exceptional
Pull Through
Strong
Volume162
Mix12.6%
Spread
-0.401%Below
Fees
$441Fees
VA Loans
Overall
Exceptional
Product
Strong
Pricing
Exceptional
Pull Through
Strong
Volume167
Mix13.0%
Spread
-1.199%Below
Fees
$802Fees

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Strong
Product
Strong
Pricing
Exceptional
Pull Through
Sound
Volume1,289
Mix100.0%
Spread
-0.494%Below
Fees
$770Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
1,289
Applications
1,645
Volume
$600 million
Pricing & Closing
Avg Rate Spread
-0.494%
vs. market APOR
Avg Net Fees
$770
Origination − Credits
Pullthrough Rate
78.4%
Applications → Closed
Typical Borrower
Avg Loan Amount
$465,900
Avg Borrower Income
$178,692
Avg Property Value
$571,951

Geographic Coverage

Geographic Performance

Metro Areas
6
markets with activity
States Served
2
of 50 states + DC
Avg Place Specialization
Strong
4/5

States with Loan Originations

2
2 states with loan originationsAlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutWashington, DCDelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyoming
South1
TX
West1
CO

Top Metro Areas by Place Specialization Score

1© Michael Barera · CC BY-SA 4.0
Dallas, TXMetro
Volume 591Mix 45.85% of portfolio
86/100
Exceptional
2© Quintin Soloviev · CC BY 4.0
Austin, TXMetro
Volume 265Mix 20.56% of portfolio
83/100
Exceptional
3© No machine-readable author provided. Billy Hathorn assumed (based on copyright claims). · CC BY-SA 3.0
Fort Worth, TXMetro
Volume 193Mix 14.97% of portfolio
78/100
Strong
4© Medialecent · CC BY 4.0
San Antonio, TXMetro
Volume 162Mix 12.57% of portfolio
71/100
Strong
5© Xnatedawgx · CC BY-SA 4.0
Colorado Springs, COMetro
Volume 52Mix 4.03% of portfolio
61/100
Strong
6© Renelibrary · CC BY-SA 3.0
Sherman, TXMetro
Volume 16Mix 1.24% of portfolio
53/100
Sound

Top States by Place Specialization Score

Texas
Texas
1
TexasState
Volume 1,237Mix 95.97% of portfolio
85/100
Exceptional
Colorado
Colorado
2
ColoradoState
Volume 52Mix 4.03% of portfolio
54/100
Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts
Pricing
Rate and fee competitiveness (33%)
10/ 30 pts
Pull Through
Reliability in closing loans (33%)
10/ 30 pts
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.