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Prysma Lending Group

Independent Mortgage CompanyDanbury, CTHQDirectReviews near you on Google

Prysma Lending Group has 197 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pricing
Mediocre
1/5
vs. all lenders
Pull-through
Strong
4/5
closing strength
Product
Sound
3/5
FHA · Conventional
Place
Strong
4/5
Regional · 4 mkts

Safe Rate Summary

What They Do Well

  • Strong pull through performance

Things to Think About

  • Rates typically 62 basis points above market average
  • Higher than average fees ($4,011)

Explore another lender or local market

Report Card

Prysma Lending Group performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Mediocre
+62.1 bps above market avg
Pull Through
Closing strength
Strong
Top 40% of lenders
By Loan Product· Specialization by type
Conventional
Sound
Top 60% of lenders
FHA
Sound
Top 60% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Sound
Top 60% of lenders
Refinance
Acceptable
Bottom 40% of lenders
By Location· Geographic coverage
Geographic Reach
Regional · 5 markets
Sound
Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Sound
Product
Sound
Pricing
Mediocre
Pull Through
Sound
Volume182
Mix92.4%
Spread
+0.574%Above
Fees
$3,829Fees
FHA Loans
Overall
Sound
Product
Sound
Pricing
Pull Through
Sound
Volume14
Mix7.1%
Spread
+0.798%Above
Fees
$4,687Fees

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Sound
Product
Sound
Pricing
Mediocre
Pull Through
Sound
Volume182
Mix92.4%
Spread
+0.622%Above
Fees
$4,040Fees
Refinance
Overall
Acceptable
Product
Acceptable
Pricing
Pull Through
Acceptable
Volume15
Mix7.6%
Spread
+0.602%Above
Fees
$3,090Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
197
Applications
266
Volume
$65 million
Pricing & Closing
Avg Rate Spread
+0.621%
vs. market APOR
Avg Net Fees
$4,011
Origination − Credits
Pullthrough Rate
74.1%
Applications → Closed
Typical Borrower
Avg Loan Amount
$331,142
Avg Borrower Income
$158,924
Avg Property Value
$436,117

Geographic Coverage

Geographic Performance

Metro Areas
4
markets with activity
States Served
5
of 50 states + DC
Avg Place Specialization
Strong
4/5

States with Loan Originations

5
5 states with loan originationsAlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutWashington, DCDelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyoming
Northeast4
CTMANJPA
South1
FL

Top Metro Areas by Place Specialization Score

Volume 97Mix 49.24% of portfolio
82/100
Exceptional
Volume 39Mix 19.80% of portfolio
69/100
Strong
Volume 28Mix 14.21% of portfolio
62/100
Strong
Volume 10Mix 5.08% of portfolio
43/100
Sound

Top States by Place Specialization Score

Connecticut
Connecticut
1
ConnecticutState
Volume 185Mix 93.91% of portfolio
78/100
Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts
Pricing
Rate and fee competitiveness (33%)
10/ 30 pts
Pull Through
Reliability in closing loans (33%)
10/ 30 pts
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.