What loan types does Pulte Mortgage offer?

Pulte Mortgage offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, usda. Each product has its own pricing score and performance metrics.

Where does Pulte Mortgage offer mortgages?

Pulte Mortgage offers mortgages in 26 states: AZ, CA, CO, CT, FL, GA, IL, IN, KY, MA, MD, MI, MN, NC, NJ, NM, NV, OH, OR, PA, SC, TN, TX, UT, VA, WA.

How competitive are Pulte Mortgage's mortgage rates?

Pulte Mortgage has an overall pricing score of 80.9/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Pulte Mortgage?

Pulte Mortgage is a Independent Mortgage Company headquartered in WILMINGTON, DE.

Unclaimed

Pulte Mortgage

Independent Mortgage Company•Wilmington, DEHQ•Direct•Reviews near you on Google

Pulte Mortgage's 19.3k closed loans and 27k applications, benchmarked against peer lenders across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Exceptional

5/5

vs. all lenders

Pull-through

Strong

4/5

closing strength

Product

Exceptional

5/5

FHA · Conventional · VA · Jumbo · USDA

Place

Strong

4/5

Near-National · 50 mkts

Awards

FHA

Champion

Conventional

Superstar

Jumbo

Superstar

Purchase

Superstar

Summary

What They Do Well

Competitive pricing compared to the market
Lower than average lender fees
Strong pull through performance
High volume lender with significant market experience
Particularly strong in Conventional and FHA and VA and Jumbo and USDA loans
Nationwide availability with consistent service

Explore another lender or local market

Report Card

Pulte Mortgage performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Exceptional

+10.2 bps above market avg

Pull Through

Closing strength

Strong

Top 40% of lenders

By Loan Product· Specialization by type

Conventional

Exceptional

Top 20% of lenders

FHA

Exceptional

Top 20% of lenders

Exceptional

Top 20% of lenders

Jumbo

Exceptional

Top 20% of lenders

USDA

Strong

Top 40% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Exceptional

Top 20% of lenders

By Location· Geographic coverage

Geographic Reach

Near-National · 50 markets

Strong

Top 40% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Exceptional	Exceptional	Strong	14,050	72.7%	+0.138%Above	$169Fees
FHA Loans	Exceptional	Exceptional	Exceptional	Strong	3,032	15.7%	-0.231%Below	$319Fees
VA Loans	Exceptional	Exceptional	Strong	Strong	1,984	10.3%	-0.359%Below	$297Fees
Jumbo Loans	Strong	Exceptional	Exceptional	Sound	231	1.2%	+0.098%Above	$176Credit
USDA Loans	Strong	Strong	—	Strong	30	0.2%	—	—

Conventional

Overall

Strong

Product

Exceptional

Pricing

Exceptional

Pull Through

Strong

Volume14,050

Mix72.7%

Spread

+0.138%Above

Fees

$169Fees

FHA Loans

Overall

Exceptional

Product

Exceptional

Pricing

Exceptional

Pull Through

Strong

Volume3,032

Mix15.7%

Spread

-0.231%Below

Fees

$319Fees

VA Loans

Overall

Exceptional

Product

Exceptional

Pricing

Strong

Pull Through

Strong

Volume1,984

Mix10.3%

Spread

-0.359%Below

Fees

$297Fees

Jumbo Loans

Overall

Strong

Product

Exceptional

Pricing

Exceptional

Pull Through

Sound

Volume231

Mix1.2%

Spread

+0.098%Above

Fees

$176Credit

USDA Loans

Overall

Strong

Product

Strong

Pricing—

Pull Through

Strong

Volume30

Mix0.2%

Spread—

Fees—

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Exceptional	Exceptional	Strong	19,327	100.0%	+0.102%Above	$173Fees

Purchase

Overall

Strong

Product

Exceptional

Pricing

Exceptional

Pull Through

Strong

Volume19,327

Mix100.0%

Spread

+0.102%Above

Fees

$173Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

19,327

Applications

27,168

Volume

$8 billion

Pricing & Closing

Avg Rate Spread

+0.102%

vs. market APOR

Avg Net Fees

$173

Origination − Credits

Pullthrough Rate

71.1%

Applications → Closed

Typical Borrower

Avg Loan Amount

$424,043

Avg Borrower Income

$170,886

Avg Property Value

$560,340

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

Northeast4

CTMANJPA

Midwest5

ILINMIMNOH

South9

FLGAKYMDNCSCTNTXVA

West8

AZCACONMNVORUTWA

Top Metro Areas by Place Specialization Score

1© Rino Landa · CC BY-SA 4.0

North Port, FLMetro

Volume 694Mix 3.59% of portfolio

96/100

Exceptional

2© Quintin Soloviev · CC BY 4.0

Austin, TXMetro

Volume 930Mix 4.81% of portfolio

92/100

Exceptional

3© Roman Eugeniusz · CC BY-SA 3.0

Las Vegas, NVMetro

Volume 922Mix 4.77% of portfolio

91/100

Exceptional

4© tim-johnson · CC BY 2.0

Hilton Head Island, SCMetro

Volume 262Mix 1.36% of portfolio

89/100

Exceptional

Naples, FLMetro

Volume 195Mix 1.01% of portfolio

88/100

Exceptional

Orlando, FLMetro

Volume 946Mix 4.89% of portfolio

87/100

Exceptional

Charleston, SCMetro

Volume 344Mix 1.78% of portfolio

87/100

Exceptional

Dallas, TXMetro

Volume 1,048Mix 5.42% of portfolio

85/100

Exceptional

Jacksonville, FLMetro

Volume 583Mix 3.02% of portfolio

85/100

Exceptional

Raleigh, NCMetro

Volume 530Mix 2.74% of portfolio

85/100

Exceptional

Showing 10 of 50 metro areas

Top States by Place Specialization Score

NevadaState

Volume 922Mix 4.77% of portfolio

89/100

Exceptional

TexasState

Volume 3,838Mix 19.86% of portfolio

88/100

Exceptional

FloridaState

Volume 4,164Mix 21.54% of portfolio

87/100

Exceptional

South CarolinaState

Volume 1,017Mix 5.26% of portfolio

86/100

Exceptional

ArizonaState

Volume 1,284Mix 6.64% of portfolio

83/100

Exceptional

North CarolinaState

Volume 1,215Mix 6.29% of portfolio

78/100

Strong

GeorgiaState

Volume 887Mix 4.59% of portfolio

78/100

Strong

OhioState

Volume 972Mix 5.03% of portfolio

78/100

Strong

New MexicoState

Volume 305Mix 1.58% of portfolio

77/100

Strong

IndianaState

Volume 642Mix 3.32% of portfolio

75/100

Strong

Showing 10 of 24 states

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.