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RFG

Radius Financial Group

Independent Mortgage CompanyNorwell, MAHQDirectReviews near you on Google

We analyzed every closed loan from Radius Financial Group 1.4k loans across 2k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pricing
Acceptable
2/5
vs. all lenders
Pull-through
Strong
4/5
closing strength
Product
Strong
4/5
FHA · Conventional · VA · Jumbo · USDA
Place
Sound
3/5
Multi-Region · 21 mkts

Safe Rate Summary

What They Do Well

  • Strong pull through performance
  • Particularly strong in Conventional and FHA and VA and Jumbo and USDA loans

Things to Think About

  • Pricing may be below industry average

Explore another lender or local market

Report Card

Radius Financial Group performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Acceptable
+49.8 bps above market avg
Pull Through
Closing strength
Strong
Top 40% of lenders
By Loan Product· Specialization by type
Conventional
Strong
Top 40% of lenders
FHA
Strong
Top 40% of lenders
VA
Strong
Top 40% of lenders
Jumbo
Strong
Top 40% of lenders
USDA
Strong
Top 40% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Strong
Top 40% of lenders
Refinance
Strong
Top 40% of lenders
By Location· Geographic coverage
Geographic Reach
Multi-Regional · 22 markets
Sound
Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Sound
Product
Strong
Pricing
Acceptable
Pull Through
Strong
Volume1,001
Mix70.4%
Spread
+0.446%Above
Fees
$3,152Fees
FHA Loans
Overall
Sound
Product
Strong
Pricing
Mediocre
Pull Through
Strong
Volume303
Mix21.3%
Spread
+0.831%Above
Fees
$3,951Fees
VA Loans
Overall
Sound
Product
Strong
Pricing
Acceptable
Pull Through
Strong
Volume71
Mix5.0%
Spread
-0.120%Below
Fees
$3,251Fees
Jumbo Loans
Overall
Sound
Product
Strong
Pricing
Sound
Pull Through
Sound
Volume27
Mix1.9%
Spread
+0.540%Above
Fees
$1,900Fees
USDA Loans
Overall
Strong
Product
Strong
Pricing
Pull Through
Strong
Volume20
Mix1.4%
Spread
+0.871%Above
Fees
$2,410Fees

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Sound
Product
Strong
Pricing
Acceptable
Pull Through
Strong
Volume1,271
Mix89.4%
Spread
+0.495%Above
Fees
$3,273Fees
Refinance
Overall
Sound
Product
Strong
Pricing
Acceptable
Pull Through
Sound
Volume151
Mix10.6%
Spread
+0.516%Above
Fees
$3,303Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
1,422
Applications
1,817
Volume
$536 million
Pricing & Closing
Avg Rate Spread
+0.498%
vs. market APOR
Avg Net Fees
$3,276
Origination − Credits
Pullthrough Rate
78.3%
Applications → Closed
Typical Borrower
Avg Loan Amount
$377,110
Avg Borrower Income
$161,403
Avg Property Value
$505,872

Geographic Coverage

Geographic Performance

Metro Areas
21
markets with activity
States Served
24
of 50 states + DC
Avg Place Specialization
Sound
3/5

States with Loan Originations

24
24 states with loan originationsAlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutWashington, DCDelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyoming
Northeast8
CTMEMANHNJPARIVT
Midwest1
MI
South11
ALDEFLGAMDNCSCTNTXVAWV
West4
AZCACOOR

Top Metro Areas by Place Specialization Score

Volume 253Mix 17.79% of portfolio
82/100
Exceptional
2© Smallbones · CC0
York, PAMetro
Volume 161Mix 11.32% of portfolio
80/100
Strong
Volume 72Mix 5.06% of portfolio
73/100
Strong
4© Matt Turner · CC BY 2.0
Springfield, MAMetro
Volume 54Mix 3.80% of portfolio
68/100
Strong
5© Jeffrey Hayes · CC BY 2.0
Harrisburg, PAMetro
Volume 51Mix 3.59% of portfolio
67/100
Strong
Volume 92Mix 6.47% of portfolio
67/100
Strong
7© Macaolards · CC BY-SA 4.0
Providence, RI-MAMetro
Volume 64Mix 4.50% of portfolio
65/100
Strong
Volume 58Mix 4.08% of portfolio
60/100
Sound
9© John Phelan · CC BY 3.0
Barnstable Town, MAMetro
Volume 36Mix 2.53% of portfolio
58/100
Sound
10© John Phelan · CC BY-SA 3.0
Rockingham County, NHMetro
Volume 28Mix 1.97% of portfolio
57/100
Sound
Showing 10 of 21 metro areas

Top States by Place Specialization Score

Massachusetts
Massachusetts
1
MassachusettsState
Volume 570Mix 40.08% of portfolio
83/100
Exceptional
Pennsylvania
Pennsylvania
2
PennsylvaniaState
Volume 327Mix 23.00% of portfolio
76/100
Strong
New Hampshire
New Hampshire
3
New HampshireState
Volume 61Mix 4.29% of portfolio
63/100
Strong
Maryland
Maryland
4
MarylandState
Volume 94Mix 6.61% of portfolio
62/100
Strong
Georgia
Georgia
5
GeorgiaState
Volume 68Mix 4.78% of portfolio
56/100
Sound
Florida
Florida
6
FloridaState
Volume 92Mix 6.47% of portfolio
55/100
Sound
North Carolina
North Carolina
7
North CarolinaState
Volume 60Mix 4.22% of portfolio
53/100
Sound
Maine
Maine
8
MaineState
Volume 20Mix 1.41% of portfolio
48/100
Sound
Rhode Island
Rhode Island
9
Rhode IslandState
Volume 17Mix 1.20% of portfolio
47/100
Sound
South Carolina
South Carolina
10
South CarolinaState
Volume 22Mix 1.55% of portfolio
45/100
Sound
Showing 10 of 13 states

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts
Pricing
Rate and fee competitiveness (33%)
10/ 30 pts
Pull Through
Reliability in closing loans (33%)
10/ 30 pts
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.