What loan types does RBC Bank, (Georgia) National Association offer?

RBC Bank, (Georgia) National Association offers the following mortgage loan types: Conventional, Jumbo. Each product has its own pricing score and performance metrics.

Where does RBC Bank, (Georgia) National Association offer mortgages?

RBC Bank, (Georgia) National Association is a national lender offering mortgages in all 50 states plus Washington D.C.

How competitive are RBC Bank, (Georgia) National Association's mortgage rates?

RBC Bank, (Georgia) National Association has an overall pricing score of 77.9/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is RBC Bank, (Georgia) National Association?

RBC Bank, (Georgia) National Association is a Bank headquartered in Atlanta, GA.

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RBC Bank, (Georgia) National Association

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We analyzed every closed loan from RBC Bank, (Georgia) National Association — 666 loans across 989 applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Strong

4/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Strong

4/5

Conventional · Jumbo

Place

Sound

3/5

National · 16 mkts

Awards

Jumbo

Superstar

Summary

What They Do Well

Offers rates 15.60 basis points below market average
Lower than average lender fees
Nationwide availability with consistent service

Explore another lender or local market

Report Card

RBC Bank, (Georgia) National Association performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Strong

Rates 15.6 bps below market avg

Pull Through

Closing strength

Sound

Top 60% of lenders

By Loan Product· Specialization by type

Conventional

Sound

Top 60% of lenders

Jumbo

Strong

Top 40% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Sound

Top 60% of lenders

Refinance

Acceptable

Bottom 40% of lenders

By Location· Geographic coverage

Geographic Reach

National · 17 markets

Sound

Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Sound	Exceptional	Acceptable	567	85.1%	-0.141%Below	$45Fees
Jumbo Loans	Strong	Strong	Exceptional	Strong	99	14.9%	-0.240%Below	$287Fees

Conventional

Overall

Sound

Product

Sound

Pricing

Exceptional

Pull Through

Acceptable

Volume567

Mix85.1%

Spread

-0.141%Below

Fees

$45Fees

Jumbo Loans

Overall

Strong

Product

Strong

Pricing

Exceptional

Pull Through

Strong

Volume99

Mix14.9%

Spread

-0.240%Below

Fees

$287Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Sound	Strong	Acceptable	620	93.1%	-0.159%Below	$91Fees
Refinance	Sound	Acceptable	Exceptional	Acceptable	46	6.9%	-0.115%Below	$44Credit

Purchase

Overall

Sound

Product

Sound

Pricing

Strong

Pull Through

Acceptable

Volume620

Mix93.1%

Spread

-0.159%Below

Fees

$91Fees

Refinance

Overall

Sound

Product

Acceptable

Pricing

Exceptional

Pull Through

Acceptable

Volume46

Mix6.9%

Spread

-0.115%Below

Fees

$44Credit

At a Glance

Lender Overview

Lending Activity

Loans Originated

666

Applications

989

Volume

$332 million

Pricing & Closing

Avg Rate Spread

-0.156%

vs. market APOR

Avg Net Fees

$82

Origination − Credits

Pullthrough Rate

67.3%

Applications → Closed

Typical Borrower

Avg Loan Amount

$499,174

Avg Borrower Income

$335,586

Avg Property Value

$729,745

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Sound

3/5

States with Loan Originations

Northeast8

CTMEMANHNJNYPARI

Midwest8

ILINKSMIMNMOOHWI

South16

ALARDCDEFLGAKYLAMDMSNCOKSCTNTXVA

West11

AKAZCACOHIIDNMNVORUTWA

Top Metro Areas by Place Specialization Score

1© Rino Landa · CC BY-SA 4.0

North Port, FLMetro

Volume 25Mix 3.75% of portfolio

55/100

Sound

2© DPPed · CC BY-SA 3.0

Phoenix, AZMetro

Volume 40Mix 6.01% of portfolio

54/100

Sound

3© The Floridian Boricua · CC BY-SA 2.0

Orlando, FLMetro

Volume 30Mix 4.50% of portfolio

53/100

Sound

4© Don Ramey Logan · CC BY 4.0

West Palm Beach, FLMetro

Volume 21Mix 3.15% of portfolio

52/100

Sound

5© David Daniel Turner · CC BY 4.0

Houston, TXMetro

Volume 32Mix 4.80% of portfolio

51/100

Sound

6© Harry Somers from Miami, Florida, USA · CC BY 2.0

Fort Lauderdale, FLMetro

Volume 21Mix 3.15% of portfolio

50/100

Sound

Lakeland, FLMetro

Volume 15Mix 2.25% of portfolio

48/100

Sound

Miami, FLMetro

Volume 17Mix 2.55% of portfolio

47/100

Sound

Cape Coral, FLMetro

Volume 15Mix 2.25% of portfolio

47/100

Sound

Riverside, CAMetro

Volume 19Mix 2.85% of portfolio

46/100

Sound

Showing 10 of 16 metro areas

Top States by Place Specialization Score

FloridaState

Volume 206Mix 30.93% of portfolio

66/100

Strong

ArizonaState

Volume 49Mix 7.36% of portfolio

56/100

Sound

TexasState

Volume 76Mix 11.41% of portfolio

55/100

Sound

CaliforniaState

Volume 34Mix 5.11% of portfolio

47/100

Sound

GeorgiaState

Volume 24Mix 3.60% of portfolio

46/100

Sound

New YorkState

Volume 21Mix 3.15% of portfolio

46/100

Sound

MichiganState

Volume 21Mix 3.15% of portfolio

45/100

Sound

North CarolinaState

Volume 22Mix 3.30% of portfolio

44/100

Sound

NevadaState

Volume 14Mix 2.10% of portfolio

44/100

Sound

MassachusettsState

Volume 16Mix 2.40% of portfolio

43/100

Sound

Showing 10 of 15 states

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.