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Claim this ProfileRegent Financial Group
We analyzed every closed loan from Regent Financial Group — 564 loans across 593 applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.
Ratings· each scored 1–5 against peer lenders
Pricing
Acceptable
2/5
vs. all lenders
Pull-through
Strong
4/5
closing strength
Product
Strong
4/5
FHA · Conventional · VA
Place
Strong
4/5
Multi-Region · 5 mkts
Promptness
Not enough data
—/5
No quote responses measured yet
Awards
Conventional
Superstar
FHA
Superstar
Purchase
Superstar
Summary
What They Do Well
- Strong pull through performance
- Particularly strong in Conventional and FHA and VA loans
Things to Think About
- Pricing may be below industry average
Explore another lender or local market
Report Card
Regent Financial Group performance at a glance
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Acceptable
+39.8 bps above market avg
2/5
Pull Through
Closing strength
Strong
Top 40% of lenders
4/5
By Loan Product· Specialization by type
Conventional
357 loans · 0.33% above market
Strong
Top 40% of lenders
4/5
FHA
148 loans · 0.71% above market
Strong
Top 40% of lenders
4/5
VA
55 loans · 0.01% below market
Strong
Top 40% of lenders
4/5
By Loan Purpose· Transaction purpose mix
Purchase
554 loans · 0.40% above market
Strong
Top 40% of lenders
4/5
Refinance
10 loans · 0.17% above market
Mediocre
Bottom 20% of lenders
1/5
By Location· Geographic coverage
Geographic Reach
Multi-Regional · 6 markets
Strong
Top 40% of lenders
4/5
Loan Product Performance
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | 357 | 63.3% | +0.334%Above | $2,417Fees | ||||
FHA Loans | 148 | 26.2% | +0.715%Above | $2,218Fees | ||||
VA Loans | 55 | 9.8% | -0.007%Below | $2,754Fees |
Conventional
OverallStrong
ProductStrong
PricingAcceptable
Pull ThroughStrong
Volume357
Mix63.3%
Spread
+0.334%Above
Fees
$2,417Fees
FHA Loans
OverallStrong
ProductStrong
PricingAcceptable
Pull ThroughExceptional
Volume148
Mix26.2%
Spread
+0.715%Above
Fees
$2,218Fees
VA Loans
OverallSound
ProductStrong
PricingMediocre
Pull ThroughExceptional
Volume55
Mix9.8%
Spread
-0.007%Below
Fees
$2,754Fees
Loan Purpose Performance
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | 554 | 98.2% | +0.403%Above | $2,403Fees | ||||
Refinance | — | — | 10 | 1.8% | +0.173%Above | $2,181Fees |
Purchase
OverallStrong
ProductStrong
PricingAcceptable
Pull ThroughExceptional
Volume554
Mix98.2%
Spread
+0.403%Above
Fees
$2,403Fees
Refinance
OverallMediocre
ProductMediocre
Pricing—
Pull Through—
Volume10
Mix1.8%
Spread
+0.173%Above
Fees
$2,181Fees
At a Glance
Lender Overview
Lending Activity
Loans Originated
564
Applications
593
Volume
$137 million
Pricing & Closing
Avg Rate Spread
+0.398%
vs. market APOR
Avg Net Fees
$2,398
Origination − Credits
Pullthrough Rate
95.1%
Applications → Closed
Typical Borrower
Avg Loan Amount
$244,078
Avg Borrower Income
$110,771
Avg Property Value
$280,975
Geographic Coverage
Geographic Performance
Metro Areas
5
markets with activity
States Served
6
of 50 states + DC
Avg Place Specialization
Strong
4/5
States with Loan Originations
6Full-year 2024 · HMDALoans originated
< 2020–5050–100100+None
Midwest5
IAKSMNNEWI
South1
OK
Top States by Place Specialization Score
How We Rank Lenders
Our rankings use an equal-weight average of scores across the 5 Ps: Pricing, Product, Pull-Through, Place, and Promptness. Promptness measures how quickly a lender answers real shopper quote requests; a lender with none measured yet is counted at an estimate.
Our Point System (Max 50 Points)
10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion(80%+ = 40-50 points)
Superstar(60-79% = 30-39 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary Safe Rate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Looking for a different lender?
The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.