Get & compare mortgage quotes anonymously Start in My Home
RFG
Unclaimed

Regent Financial Group

Independent Mortgage Company•Elkhorn, NEHQ•Direct•Reviews near you on Google

We analyzed every closed loan from Regent Financial Group — 564 loans across 593 applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pricing
Acceptable
2/5
vs. all lenders
Pull-through
Strong
4/5
closing strength
Product
Strong
4/5
FHA · Conventional · VA
Place
Strong
4/5
Multi-Region · 5 mkts
Safe Rate Awards
Conventional Superstar
Conventional
Superstar
FHA Superstar
FHA
Superstar
Purchase Superstar
Purchase
Superstar

Safe Rate Summary

What They Do Well

  • Strong pull through performance
  • Particularly strong in Conventional and FHA and VA loans

Things to Think About

  • Pricing may be below industry average

Explore another lender or local market

Report Card

Regent Financial Group performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Acceptable
+39.8 bps above market avg
Pull Through
Closing strength
Strong
Top 40% of lenders
By Loan Product· Specialization by type
Conventional
Strong
Top 40% of lenders
FHA
Strong
Top 40% of lenders
VA
Strong
Top 40% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Strong
Top 40% of lenders
Refinance
Mediocre
Bottom 20% of lenders
By Location· Geographic coverage
Geographic Reach
Multi-Regional · 6 markets
Strong
Top 40% of lenders

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Strong
Product
Strong
Pricing
Acceptable
Pull Through
Strong
Volume357
Mix63.3%
Spread
+0.334%Above
Fees
$2,417Fees
FHA Loans
Overall
Strong
Product
Strong
Pricing
Acceptable
Pull Through
Exceptional
Volume148
Mix26.2%
Spread
+0.715%Above
Fees
$2,218Fees
VA Loans
Overall
Sound
Product
Strong
Pricing
Mediocre
Pull Through
Exceptional
Volume55
Mix9.8%
Spread
-0.007%Below
Fees
$2,754Fees

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Strong
Product
Strong
Pricing
Acceptable
Pull Through
Exceptional
Volume554
Mix98.2%
Spread
+0.403%Above
Fees
$2,403Fees
Refinance
Overall
Mediocre
Product
Mediocre
Pricing—
Pull Through—
Volume10
Mix1.8%
Spread
+0.173%Above
Fees
$2,181Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
564
Applications
593
Volume
$137 million
Pricing & Closing
Avg Rate Spread
+0.398%
vs. market APOR
Avg Net Fees
$2,398
Origination − Credits
Pullthrough Rate
95.1%
Applications → Closed
Typical Borrower
Avg Loan Amount
$244,078
Avg Borrower Income
$110,771
Avg Property Value
$280,975

Geographic Coverage

Geographic Performance

Metro Areas
5
markets with activity
States Served
6
of 50 states + DC
Avg Place Specialization
Strong
4/5

States with Loan Originations

6
6 states with loan originationsAlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutWashington, DCDelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyoming
Midwest5
IAKSMNNEWI
South1
OK

Top Metro Areas by Place Specialization Score

1© Katrina Wiese · CC BY-SA 2.0
Omaha, NE, NE-IAMetro
Volume 216Mix 38.30% of portfolio
84/100
Exceptional
2© Xnatedawgx · CC BY-SA 4.0
Wichita, KSMetro
Volume 116Mix 20.57% of portfolio
78/100
Strong
3© ENN · CC BY-SA 3.0
Duluth, MN, MN-WIMetro
Volume 101Mix 17.91% of portfolio
77/100
Strong
4© w_lemay · CC BY-SA 2.0
Tulsa, OKMetro
Volume 32Mix 5.67% of portfolio
56/100
Sound
5© Unknown · Public domain
Lincoln, NEMetro
Volume 17Mix 3.01% of portfolio
49/100
Sound

Top States by Place Specialization Score

Nebraska
Nebraska
1
NebraskaState
Volume 260Mix 46.10% of portfolio
82/100
Exceptional
Kansas
Kansas
2
KansasState
Volume 130Mix 23.05% of portfolio
76/100
Strong
Minnesota
Minnesota
3
MinnesotaState
Volume 92Mix 16.31% of portfolio
64/100
Strong
Oklahoma
Oklahoma
4
OklahomaState
Volume 39Mix 6.91% of portfolio
56/100
Sound
Iowa
Iowa
5
IowaState
Volume 27Mix 4.79% of portfolio
50/100
Sound
Wisconsin
Wisconsin
6
WisconsinState
Volume 16Mix 2.84% of portfolio
44/100
Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts
Pricing
Rate and fee competitiveness (33%)
10/ 30 pts
Pull Through
Reliability in closing loans (33%)
10/ 30 pts
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of Regent Financial Group?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile
The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.