Looking for a different lender?
R
RELIANCE FIRST CAPITAL, LLC
Independent Mortgage Company|WILMINGTON, DE|Near-National
Loans Originated
3,511
Applications
4,363
Volume
$867 million
Offers loans directly to consumers
Overall Pull Through
Exceptional
Pricing and Pullthrough Overview
Pullthrough Rate
80.5%
Percentage of applications that result in closed loans
Safe Rate's Summary
What They Do Well
- Strong pull through performance
- Particularly strong in Conventional and FHA and VA and USDA loans
- Nationwide availability with consistent service
Report Card
RELIANCE FIRST CAPITAL, LLC performance at a glance
| Category | Rating | Grade | Details |
|---|---|---|---|
Pricing Rate competitiveness | N/A | No data available | |
Pull Through Closing Strength | Exceptional | Market Leader | |
Products Loan Type Specialists | Specialization score by loan product | ||
Conventional | Strong | Highly Competitive | |
FHA | Exceptional | Market Leader | |
VA | Strong | Highly Competitive | |
USDA | Exceptional | Market Leader | |
Purpose Reason specialization | Specialization score by loan purpose | ||
Purchase | Strong | Highly Competitive | |
Refinance | Exceptional | Market Leader | |
Places Geographic coverage | Sound | Near-National · 50 metro areas · 37 states |
Rating Scale:
Exceptional (80-100)
Strong (60-79)
Sound (40-59)
Acceptable (20-39)
Mediocre (0-19)
Typical Borrower Profile
Average Loan Amount
$246,951
Average Borrower Income
$98,813
Average Property Value
$375,006
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | Strong | Strong | N/A | Strong | 1,534 | 43.7% | — | — |
FHA Loans | Exceptional | Exceptional | N/A | Exceptional | 1,520 | 43.3% | — | — |
VA Loans | Strong | Strong | N/A | Exceptional | 416 | 11.8% | — | — |
USDA Loans | Strong | Exceptional | N/A | Strong | 37 | 1.1% | — | — |
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | Strong | Strong | N/A | Strong | 667 | 19.0% | — | — |
Refinance | Exceptional | Exceptional | N/A | Exceptional | 2,844 | 81.0% | — | — |
Geographic Coverage
Metro Areas
49
States Served
37
We count Washington DC as a state
Avg Place Specialization
Sound
States with Loan Originations
ALARAZCACOCTDEFLGAILINKSKYLAMAMDMEMIMNMSMTNCNHNJNMNYOHORPARISCTNTXVAVTWAWY
Top Metro Areas by Place Specialization Score
1
Cleveland, OH, OHMSA
Volume: 326Mix: 9.29%
Place Specialization
Exceptional
2
Charlotte, NC-SCMSA
Volume: 146Mix: 4.16%
Place Specialization
Strong
3
Nassau County, NYMSA
Volume: 134Mix: 3.82%
Place Specialization
Strong
4
Pittsburgh, PA, PAMSA
Volume: 105Mix: 2.99%
Place Specialization
Strong
5
Atlanta, GAMSA
Volume: 112Mix: 3.19%
Place Specialization
Strong
6
Nashville, TNMSA
Volume: 84Mix: 2.39%
Place Specialization
Strong
7
New York, NY-NJMSA
Volume: 98Mix: 2.79%
Place Specialization
Strong
8
Akron, OH, OHMSA
Volume: 46Mix: 1.31%
Place Specialization
Strong
9
Buffalo, NYMSA
Volume: 61Mix: 1.74%
Place Specialization
Strong
10
Kiryas Joel, NYMSA
Volume: 41Mix: 1.17%
Place Specialization
Sound
Showing 10 of 49 metro areas
Top States by Place Specialization Score
1
NYState
Volume: 505Mix: 14.38%
Place Specialization
Strong
2
OHState
Volume: 547Mix: 15.58%
Place Specialization
Strong
3
TNState
Volume: 292Mix: 8.32%
Place Specialization
Strong
4
NCState
Volume: 457Mix: 13.02%
Place Specialization
Strong
5
PAState
Volume: 277Mix: 7.89%
Place Specialization
Strong
6
VAState
Volume: 186Mix: 5.30%
Place Specialization
Strong
7
SCState
Volume: 154Mix: 4.39%
Place Specialization
Strong
8
GAState
Volume: 207Mix: 5.90%
Place Specialization
Strong
9
ALState
Volume: 96Mix: 2.73%
Place Specialization
Strong
10
NJState
Volume: 81Mix: 2.31%
Place Specialization
Sound
Showing 10 of 27 states
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Ready to Get Started?
Compare RELIANCE FIRST CAPITAL, LLC with other lenders or get personalized recommendations.