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RESIDENTIAL MORTGAGE, LLC
Independent Mortgage Company|Anchorage, AK|Multi-Region
Loans Originated
1,632
Applications
2,151
Volume
$670 million
Offers loans directly to consumers
Overall Pricing
Sound
Overall Pull Through
Exceptional
Safe Rate Awards⭐Conventional Superstar⭐FHA Superstar⭐VA Superstar⭐Jumbo Superstar⭐Purchase Superstar⭐Refinance Superstar
Pricing and Pullthrough Overview
Average Rate Spread
+0.075%
The average of the lender's APR minus the market's average APR (APOR)
Average Net Fees
$3,158
Borrower paid Origination Charges - Lender Credits
Pullthrough Rate
75.9%
Percentage of applications that result in closed loans
Safe Rate's Summary
What They Do Well
- Strong pull through performance
- Particularly strong in Conventional and FHA and VA and Jumbo and USDA loans
Report Card
RESIDENTIAL MORTGAGE, LLC performance at a glance
| Category | Rating | Grade | Details |
|---|---|---|---|
Pricing Rate competitiveness | Sound | Industry Standard | |
Pull Through Closing Strength | Exceptional | Market Leader | |
Products Loan Type Specialists | Specialization score by loan product | ||
Conventional | Exceptional | Market Leader | |
FHA | Strong | Highly Competitive | |
VA | Exceptional | Market Leader | |
Jumbo | Strong | Highly Competitive | |
USDA | Strong | Highly Competitive | |
Purpose Reason specialization | Specialization score by loan purpose | ||
Purchase | Exceptional | Market Leader | |
Refinance | Strong | Highly Competitive | |
Places Geographic coverage | Strong | Multi-Regional · 7 metro areas · 13 states |
Rating Scale:
Exceptional (80-100)
Strong (60-79)
Sound (40-59)
Acceptable (20-39)
Mediocre (0-19)
Typical Borrower Profile
Average Loan Amount
$410,858
Average Borrower Income
$168,360
Average Property Value
$497,028
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | Strong | Exceptional | Sound | Strong | 1,107 | 67.8% | +0.118% | $3,253 |
FHA Loans | Strong | Strong | Strong | Exceptional | 228 | 14.0% | +0.266% | $3,086 |
VA Loans | Strong | Exceptional | Sound | Exceptional | 235 | 14.4% | -0.440% | $3,307 |
Jumbo Loans | Strong | Strong | Strong | Strong | 50 | 3.1% | -0.097% | $1,701 |
USDA Loans | Strong | Strong | N/A | N/A | 12 | 0.7% | +0.064% | $1,184 |
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | Strong | Exceptional | Sound | Strong | 1,527 | 93.6% | +0.085% | $3,150 |
Refinance | Strong | Strong | Sound | Strong | 105 | 6.4% | -0.006% | $3,215 |
Geographic Coverage
Metro Areas
6
States Served
13
We count Washington DC as a state
Avg Place Specialization
Strong
States with Loan Originations
AKAZCACOFLGAIDMTNVORTXUTWA
Top Metro Areas by Place Specialization Score
1
Anchorage, AK, AKMSA
Volume: 1,032Mix: 63.24%
Place Specialization
Exceptional
2
Fairbanks, AKMSA
Volume: 79Mix: 4.84%
Place Specialization
Exceptional
3
Phoenix, AZMSA
Volume: 113Mix: 6.92%
Place Specialization
Strong
4
Portland, OR-WAMSA
Volume: 62Mix: 3.80%
Place Specialization
Strong
5
Boise City, ID, IDMSA
Volume: 21Mix: 1.29%
Place Specialization
Sound
6
Tacoma, WAMSA
Volume: 10Mix: 0.61%
Place Specialization
Sound
Top States by Place Specialization Score
1
AKState
Volume: 1,318Mix: 80.76%
Place Specialization
Exceptional
2
AZState
Volume: 127Mix: 7.78%
Place Specialization
Strong
3
WAState
Volume: 80Mix: 4.90%
Place Specialization
Strong
4
ORState
Volume: 44Mix: 2.70%
Place Specialization
Sound
5
IDState
Volume: 27Mix: 1.65%
Place Specialization
Sound
6
COState
Volume: 16Mix: 0.98%
Place Specialization
Sound
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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