We analyzed every closed loan from Rockland Trust Company — 763 loans across 1k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.
Ratings· each scored 1–5 against peer lenders
Pricing
Strong
4/5
vs. all lenders
Pull-through
Sound
3/5
closing strength
Product
Strong
4/5
FHA · Conventional · Jumbo
Place
Strong
4/5
Regional · 5 mkts
Awards
Conventional
Superstar
FHA
Superstar
Jumbo
Superstar
Purchase
Superstar
Refinance
Superstar
Summary
What They Do Well
- Offers rates 12.30 basis points below market average
- Lower than average lender fees
- Particularly strong in Conventional and Jumbo loans
Explore another lender or local market
Report Card
Rockland Trust Company performance at a glance
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Strong
Rates 12.3 bps below market avg
Pull Through
Closing strength
Sound
Top 60% of lenders
By Loan Product· Specialization by type
Conventional
Strong
Top 40% of lenders
FHA
Sound
Top 60% of lenders
Jumbo
Strong
Top 40% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Strong
Top 40% of lenders
Refinance
Strong
Top 40% of lenders
By Location· Geographic coverage
Geographic Reach
Regional · 6 markets
Strong
Top 40% of lenders
Loan Product Performance
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | 673 | 88.2% | -0.132%Below | $1,235Fees | ||||
FHA Loans | 28 | 3.7% | +0.405%Above | $1,120Fees | ||||
Jumbo Loans | 59 | 7.7% | -0.327%Below | $1,485Fees |
Conventional
OverallStrong
ProductStrong
PricingStrong
Pull ThroughSound
Volume673
Mix88.2%
Spread
-0.132%Below
Fees
$1,235Fees
FHA Loans
OverallStrong
ProductSound
PricingStrong
Pull ThroughSound
Volume28
Mix3.7%
Spread
+0.405%Above
Fees
$1,120Fees
Jumbo Loans
OverallStrong
ProductStrong
PricingStrong
Pull ThroughSound
Volume59
Mix7.7%
Spread
-0.327%Below
Fees
$1,485Fees
Loan Purpose Performance
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | 667 | 87.4% | -0.148%Below | $1,297Fees | ||||
Refinance | 96 | 12.6% | +0.047%Above | $921Fees |
Purchase
OverallStrong
ProductStrong
PricingStrong
Pull ThroughSound
Volume667
Mix87.4%
Spread
-0.148%Below
Fees
$1,297Fees
Refinance
OverallSound
ProductStrong
PricingStrong
Pull ThroughSound
Volume96
Mix12.6%
Spread
+0.047%Above
Fees
$921Fees
At a Glance
Lender Overview
Lending Activity
Loans Originated
763
Applications
1,156
Volume
$388 million
Pricing & Closing
Avg Rate Spread
-0.123%
vs. market APOR
Avg Net Fees
$1,250
Origination − Credits
Pullthrough Rate
66.0%
Applications → Closed
Typical Borrower
Avg Loan Amount
$509,705
Avg Borrower Income
$209,258
Avg Property Value
$774,541
Geographic Coverage
Geographic Performance
Metro Areas
5
markets with activity
States Served
5
of 50 states + DC
Avg Place Specialization
Strong
4/5
States with Loan Originations
5Northeast4
MEMANHRI
South1
FL
Top Metro Areas by Place Specialization Score
Volume 323Mix 42.33% of portfolio
87/100
Exceptional
Volume 199Mix 26.08% of portfolio
79/100
Strong
Volume 73Mix 9.57% of portfolio
69/100
Strong
Volume 58Mix 7.60% of portfolio
66/100
Strong
Volume 41Mix 5.37% of portfolio
65/100
StrongTop States by Place Specialization Score
1
MassachusettsState
Volume 709Mix 92.92% of portfolio
87/100
Exceptional2
New HampshireState
Volume 21Mix 2.75% of portfolio
50/100
Sound3
Rhode IslandState
Volume 15Mix 1.97% of portfolio
46/100
Sound4
FloridaState
Volume 13Mix 1.70% of portfolio
36/100
AcceptableHow We Rank Lenders
Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.
Our Point System (Max 30 Points)
10/ 30 pts
Pricing
Rate and fee competitiveness (33%)
10/ 30 pts
Pull Through
Reliability in closing loans (33%)
10/ 30 pts
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Looking for a different lender?
Are you the owner of Rockland Trust Company?
Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.
The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.