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Roundpoint Mortgage Servicing

Independent Mortgage Company•Wilmington, DEHQ•Direct•Reviews near you on Google

Roundpoint Mortgage Servicing has 231 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pricing
Strong
4/5
vs. all lenders
Pull-through
Acceptable
2/5
closing strength
Product
Acceptable
2/5
Conventional
Place
Sound
3/5
National · 2 mkts

Safe Rate Summary

What They Do Well

  • Competitive pricing compared to the market
  • Lower than average lender fees
  • Nationwide availability with consistent service

Things to Think About

  • Pull through efficiency is below industry average

Explore another lender or local market

Report Card

Roundpoint Mortgage Servicing performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Strong
+22.3 bps above market avg
Pull Through
Closing strength
Acceptable
Bottom 40% of lenders
By Loan Product· Specialization by type
Conventional
Acceptable
Bottom 40% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Acceptable
Bottom 40% of lenders
Refinance
Sound
Top 60% of lenders
By Location· Geographic coverage
Geographic Reach
National · 3 markets
Acceptable
Bottom 40% of lenders

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Acceptable
Product
Acceptable
Pricing
Strong
Pull Through
Mediocre
Volume231
Mix100.0%
Spread
+0.223%Above
Fees
$1,339Fees

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Acceptable
Product
Acceptable
Pricing—
Pull Through
Mediocre
Volume65
Mix28.1%
Spread
-0.269%Below
Fees
$694Fees
Refinance
Overall
Sound
Product
Sound
Pricing
Sound
Pull Through
Acceptable
Volume166
Mix71.9%
Spread
+0.283%Above
Fees
$1,418Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
231
Applications
509
Volume
$73 million
Pricing & Closing
Avg Rate Spread
+0.223%
vs. market APOR
Avg Net Fees
$1,339
Origination − Credits
Pullthrough Rate
45.4%
Applications → Closed
Typical Borrower
Avg Loan Amount
$316,039
Avg Borrower Income
$144,736
Avg Property Value
$515,996

Geographic Coverage

Geographic Performance

Metro Areas
2
markets with activity
States Served
40
of 50 states + DC
Avg Place Specialization
Sound
3/5

States with Loan Originations

40
40 states with loan originationsAlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutWashington, DCDelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyoming
Northeast8
CTMEMANHNJNYPARI
Midwest10
IAILINKSMIMNMONDOHWI
South14
ALDEFLGAKYMDMSNCOKSCTNTXVAWV
West8
AZCACOIDNVORUTWA

Top Metro Areas by Place Specialization Score

1© Michael Barera · CC BY-SA 4.0
Dallas, TXMetro
Volume 13Mix 5.63% of portfolio
44/100
Sound
2© chucka_nc · CC BY-SA 2.0
Charlotte, NC-SCMetro
Volume 10Mix 4.33% of portfolio
42/100
Sound

Top States by Place Specialization Score

California
California
1
CaliforniaState
Volume 28Mix 12.12% of portfolio
48/100
Sound
Texas
Texas
2
TexasState
Volume 28Mix 12.12% of portfolio
47/100
Sound
New York
New York
3
New YorkState
Volume 12Mix 5.19% of portfolio
43/100
Sound
Arizona
Arizona
4
ArizonaState
Volume 11Mix 4.76% of portfolio
42/100
Sound
Washington
Washington
5
WashingtonState
Volume 10Mix 4.33% of portfolio
41/100
Sound
Florida
Florida
6
FloridaState
Volume 15Mix 6.49% of portfolio
41/100
Sound
North Carolina
North Carolina
7
North CarolinaState
Volume 11Mix 4.76% of portfolio
40/100
Acceptable

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts
Pricing
Rate and fee competitiveness (33%)
10/ 30 pts
Pull Through
Reliability in closing loans (33%)
10/ 30 pts
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.