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ROUNDPOINT MORTGAGE SERVICING LLC
Independent Mortgage Company|WILMINGTON, DE|National
Loans Originated
231
Applications
509
Volume
$73 million
Offers loans directly to consumers
Overall Pricing
Strong
Overall Pull Through
Acceptable
Pricing and Pullthrough Overview
Average Rate Spread
+0.223%
The average of the lender's APR minus the market's average APR (APOR)
Average Net Fees
$1,339
Borrower paid Origination Charges - Lender Credits
Pullthrough Rate
45.4%
Percentage of applications that result in closed loans
Safe Rate's Summary
What They Do Well
- Competitive pricing compared to the market
- Lower than average lender fees
- Nationwide availability with consistent service
Things to Think About
- Pull through efficiency is below industry average
Report Card
ROUNDPOINT MORTGAGE SERVICING LLC performance at a glance
| Category | Rating | Grade | Details |
|---|---|---|---|
Pricing Rate competitiveness | Strong | Highly Competitive | |
Pull Through Closing Strength | Acceptable | Near industry average | |
Products Loan Type Specialists | Specialization score by loan product | ||
Conventional | Acceptable | Near industry average | |
Purpose Reason specialization | Specialization score by loan purpose | ||
Purchase | Acceptable | Near industry average | |
Refinance | Sound | Industry Standard | |
Places Geographic coverage | Acceptable | National · 3 metro areas · 40 states |
Rating Scale:
Exceptional (80-100)
Strong (60-79)
Sound (40-59)
Acceptable (20-39)
Mediocre (0-19)
Typical Borrower Profile
Average Loan Amount
$316,039
Average Borrower Income
$144,736
Average Property Value
$515,996
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | Acceptable | Acceptable | Strong | Mediocre | 231 | 100.0% | +0.223% | $1,339 |
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | Mediocre | Acceptable | N/A | Mediocre | 65 | 28.1% | -0.269% | $694 |
Refinance | Sound | Sound | Sound | Acceptable | 166 | 71.9% | +0.283% | $1,418 |
Geographic Coverage
Metro Areas
2
States Served
40
We count Washington DC as a state
Avg Place Specialization
Sound
States with Loan Originations
ALAZCACOCTDEFLGAIAIDILINKSKYMAMDMEMIMNMOMSNCNDNHNJNVNYOHOKORPARISCTNTXUTVAWAWIWV
Top Metro Areas by Place Specialization Score
1
Dallas, TXMSA
Volume: 13Mix: 5.63%
Place Specialization
Sound
2
Charlotte, NC-SCMSA
Volume: 10Mix: 4.33%
Place Specialization
Sound
Top States by Place Specialization Score
1
CAState
Volume: 28Mix: 12.12%
Place Specialization
Sound
2
TXState
Volume: 28Mix: 12.12%
Place Specialization
Sound
3
NYState
Volume: 12Mix: 5.19%
Place Specialization
Sound
4
AZState
Volume: 11Mix: 4.76%
Place Specialization
Sound
5
WAState
Volume: 10Mix: 4.33%
Place Specialization
Sound
6
FLState
Volume: 15Mix: 6.49%
Place Specialization
Sound
7
NCState
Volume: 11Mix: 4.76%
Place Specialization
Acceptable
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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