Safe Rate Mortgage

We are a young, tech-forward lender with competitive rates and fast processing that cares about its borrowers like a community bank. We have no origination fees, no underwriting fees and no application fees. We show our best rates upfront. Shoppers can do most mortgage things through our chat-based AI without even talking to an originator -- get a real quote, see if we can beat another lender's offer, check your refinance savings, and start an application -- all in under 60 seconds. We are not lifelong mortgage people. We are MIT roboticists and University of Chicago economists who became mortgage lenders after the 2008 subprime meltdown because we wanted to make a real change in the mortgage industry. We built better technology, better loan products, and educate borrowers so they are confident in their mortgage loan, and we continue to innovate so we're always giving borrowers the best rates and experience possible.