What loan types does SALAL Credit Union offer?

SALAL Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does SALAL Credit Union offer mortgages?

SALAL Credit Union offers mortgages in 4 states: CA, NV, OR, WA.

How competitive are SALAL Credit Union's mortgage rates?

SALAL Credit Union has an overall pricing score of 50.7/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is SALAL Credit Union?

SALAL Credit Union is a Credit Union headquartered in Seattle, WA.

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SALAL Credit Union

Credit Union•Seattle, WAHQ•Direct•Reviews near you on Google

SALAL Credit Union has 31 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Sound

3/5

vs. all lenders

Pull-through

Acceptable

2/5

closing strength

Product

Mediocre

1/5

Conventional

Place

Sound

3/5

Regional · 1 mkts

Summary

Things to Think About

Pull through efficiency is below industry average

Explore another lender or local market

Report Card

SALAL Credit Union performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Sound

Rates 3.2 bps below market avg

Pull Through

Closing strength

Acceptable

Bottom 40% of lenders

By Loan Product· Specialization by type

Conventional

Mediocre

Bottom 20% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Mediocre

Bottom 20% of lenders

Refinance

Mediocre

Bottom 20% of lenders

By Location· Geographic coverage

Geographic Reach

Regional · 1 markets

Sound

Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Acceptable	Mediocre	Sound	Mediocre	29	93.5%	-0.031%Below	$2,732Fees

Conventional

Overall

Acceptable

Product

Mediocre

Pricing

Sound

Pull Through

Mediocre

Volume29

Mix93.5%

Spread

-0.031%Below

Fees

$2,732Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Acceptable	Mediocre	Sound	Mediocre	21	67.7%	-0.006%Below	$2,548Fees
Refinance	Mediocre	Mediocre	—	—	10	32.3%	-0.088%Below	$2,922Fees

Purchase

Overall

Acceptable

Product

Mediocre

Pricing

Sound

Pull Through

Mediocre

Volume21

Mix67.7%

Spread

-0.006%Below

Fees

$2,548Fees

Refinance

Overall

Mediocre

Product

Mediocre

Pricing—

Pull Through—

Volume10

Mix32.3%

Spread

-0.088%Below

Fees

$2,922Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

Applications

Volume

$14 million

Pricing & Closing

Avg Rate Spread

-0.032%

vs. market APOR

Avg Net Fees

$2,669

Origination − Credits

Pullthrough Rate

44.3%

Applications → Closed

Typical Borrower

Avg Loan Amount

$468,226

Avg Borrower Income

$213,774

Avg Property Value

$708,871

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Sound

3/5

States with Loan Originations

West4

CANVORWA

Top Metro Areas by Place Specialization Score

Seattle, WAMetro

Volume 11Mix 35.48% of portfolio

51/100

Sound

Top States by Place Specialization Score

WashingtonState

Volume 23Mix 74.19% of portfolio

57/100

Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.