What loan types does SecurityNational Mortgage offer?

SecurityNational Mortgage offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, usda. Each product has its own pricing score and performance metrics.

Where does SecurityNational Mortgage offer mortgages?

SecurityNational Mortgage offers mortgages in 39 states: AL, AR, AZ, CA, CO, CT, FL, GA, HI, ID, IL, IN, KS, KY, LA, MD, MI, MN, MO, MS, MT, NC, NJ, NM, NV, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WA, WI, WV, WY.

How competitive are SecurityNational Mortgage's mortgage rates?

SecurityNational Mortgage has an overall pricing score of 9.9/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is SecurityNational Mortgage?

SecurityNational Mortgage is a Independent Mortgage Company headquartered in WILMINGTON, DE.

Unclaimed

SecurityNational Mortgage

Independent Mortgage Company•Wilmington, DEHQ•Direct•Reviews near you on Google

We analyzed every closed loan from SecurityNational Mortgage — 4.6k loans across 7k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Mediocre

1/5

vs. all lenders

Pull-through

Strong

4/5

closing strength

Product

Exceptional

5/5

FHA · Conventional · VA · Jumbo · USDA

Place

Sound

3/5

Near-National · 49 mkts

Summary

What They Do Well

Strong pull through performance
Particularly strong in Conventional and FHA and VA and Jumbo loans
Nationwide availability with consistent service

Things to Think About

Rates typically 69 basis points above market average
Higher than average fees ($4,889)

Explore another lender or local market

Report Card

SecurityNational Mortgage performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Mediocre

+69.0 bps above market avg

Pull Through

Closing strength

Strong

Top 40% of lenders

By Loan Product· Specialization by type

Conventional

Strong

Top 40% of lenders

FHA

Exceptional

Top 20% of lenders

Strong

Top 40% of lenders

Jumbo

Strong

Top 40% of lenders

USDA

Sound

Top 60% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Exceptional

Top 20% of lenders

Refinance

Strong

Top 40% of lenders

By Location· Geographic coverage

Geographic Reach

Near-National · 50 markets

Sound

Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Strong	Mediocre	Sound	2,037	44.1%	+0.685%Above	$4,903Fees
FHA Loans	Sound	Exceptional	Mediocre	Strong	2,255	48.8%	+0.787%Above	$4,873Fees
VA Loans	Sound	Strong	Mediocre	Strong	260	5.6%	-0.109%Below	$5,167Fees
Jumbo Loans	Sound	Strong	—	Acceptable	38	0.8%	+0.597%Above	$4,047Fees
USDA Loans	Acceptable	Sound	—	Acceptable	32	0.7%	+0.397%Above	$3,333Fees

Conventional

Overall

Sound

Product

Strong

Pricing

Mediocre

Pull Through

Sound

Volume2,037

Mix44.1%

Spread

+0.685%Above

Fees

$4,903Fees

FHA Loans

Overall

Sound

Product

Exceptional

Pricing

Mediocre

Pull Through

Strong

Volume2,255

Mix48.8%

Spread

+0.787%Above

Fees

$4,873Fees

VA Loans

Overall

Sound

Product

Strong

Pricing

Mediocre

Pull Through

Strong

Volume260

Mix5.6%

Spread

-0.109%Below

Fees

$5,167Fees

Jumbo Loans

Overall

Sound

Product

Strong

Pricing—

Pull Through

Acceptable

Volume38

Mix0.8%

Spread

+0.597%Above

Fees

$4,047Fees

USDA Loans

Overall

Acceptable

Product

Sound

Pricing—

Pull Through

Acceptable

Volume32

Mix0.7%

Spread

+0.397%Above

Fees

$3,333Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Exceptional	Mediocre	Strong	4,224	91.4%	+0.710%Above	$4,904Fees
Refinance	Sound	Strong	Mediocre	Sound	398	8.6%	+0.510%Above	$4,754Fees

Purchase

Overall

Sound

Product

Exceptional

Pricing

Mediocre

Pull Through

Strong

Volume4,224

Mix91.4%

Spread

+0.710%Above

Fees

$4,904Fees

Refinance

Overall

Sound

Product

Strong

Pricing

Mediocre

Pull Through

Sound

Volume398

Mix8.6%

Spread

+0.510%Above

Fees

$4,754Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

4,622

Applications

7,295

Volume

$1 billion

Pricing & Closing

Avg Rate Spread

+0.690%

vs. market APOR

Avg Net Fees

$4,889

Origination − Credits

Pullthrough Rate

63.4%

Applications → Closed

Typical Borrower

Avg Loan Amount

$368,630

Avg Borrower Income

$129,743

Avg Property Value

$437,720

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Sound

3/5

States with Loan Originations

Northeast4

CTNJPARI

Midwest8

ILINKSMIMNMOOHWI

South15

ALARFLGAKYLAMDMSNCOKSCTNTXVAWV

West12

AZCACOHIIDMTNMNVORUTWAWY

Top Metro Areas by Place Specialization Score

1© Michael Martin from Cypress, Texas · CC BY-SA 2.0

Brownsville, TXMetro

Volume 126Mix 2.73% of portfolio

94/100

Exceptional

2© Garrett from Salt Lake City · CC BY 2.0

Salt Lake City, UTMetro

Volume 579Mix 12.53% of portfolio

90/100

Exceptional

3© Benjam63 · CC BY-SA 4.0

Provo, UTMetro

Volume 357Mix 7.72% of portfolio

86/100

Exceptional

4© Roman Eugeniusz · CC BY-SA 3.0

Las Vegas, NVMetro

Volume 289Mix 6.25% of portfolio

80/100

Strong

Phoenix, AZMetro

Volume 478Mix 10.34% of portfolio

77/100

Strong

Houston, TXMetro

Volume 258Mix 5.58% of portfolio

71/100

Strong

Austin, TXMetro

Volume 136Mix 2.94% of portfolio

70/100

Strong

Ogden, UTMetro

Volume 85Mix 1.84% of portfolio

68/100

Strong

Fort Worth, TXMetro

Volume 110Mix 2.38% of portfolio

67/100

Strong

Sheboygan, WIMetro

Volume 36Mix 0.78% of portfolio

67/100

Strong

Showing 10 of 49 metro areas

Top States by Place Specialization Score

UtahState

Volume 1,162Mix 25.14% of portfolio

89/100

Exceptional

TexasState

Volume 1,203Mix 26.03% of portfolio

80/100

Exceptional

NevadaState

Volume 330Mix 7.14% of portfolio

80/100

Strong

ArizonaState

Volume 601Mix 13.00% of portfolio

78/100

Strong

HawaiiState

Volume 89Mix 1.93% of portfolio

69/100

Strong

WisconsinState

Volume 157Mix 3.40% of portfolio

66/100

Strong

GeorgiaState

Volume 178Mix 3.85% of portfolio

64/100

Strong

ColoradoState

Volume 120Mix 2.60% of portfolio

61/100

Strong

FloridaState

Volume 184Mix 3.98% of portfolio

59/100

Sound

CaliforniaState

Volume 146Mix 3.16% of portfolio

56/100

Sound

Showing 10 of 27 states

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of SecurityNational Mortgage?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile

The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.