Looking for a different lender?
S
ServisFirst Bank
Bank|Birmingham, AL|Multi-Region
Loans Originated
876
Applications
1,095
Volume
$398 million
Offers loans directly to consumers
Overall Pricing
Sound
Overall Pull Through
Exceptional
Safe Rate Awards⭐Conventional Superstar⭐FHA Superstar⭐VA Superstar⭐Jumbo Superstar⭐Purchase Superstar⭐Refinance Superstar
Pricing and Pullthrough Overview
Average Rate Spread
+0.165%
The average of the lender's APR minus the market's average APR (APOR)
Average Net Fees
$1,657
Borrower paid Origination Charges - Lender Credits
Pullthrough Rate
80.0%
Percentage of applications that result in closed loans
Safe Rate's Summary
What They Do Well
- Strong pull through performance
- Particularly strong in Conventional and FHA and VA and Jumbo loans
Report Card
ServisFirst Bank performance at a glance
| Category | Rating | Grade | Details |
|---|---|---|---|
Pricing Rate competitiveness | Sound | Industry Standard | |
Pull Through Closing Strength | Exceptional | Market Leader | |
Products Loan Type Specialists | Specialization score by loan product | ||
Conventional | Strong | Highly Competitive | |
FHA | Strong | Highly Competitive | |
VA | Strong | Highly Competitive | |
Jumbo | Exceptional | Market Leader | |
Purpose Reason specialization | Specialization score by loan purpose | ||
Purchase | Strong | Highly Competitive | |
Refinance | Strong | Highly Competitive | |
Places Geographic coverage | Strong | Multi-Regional · 15 metro areas · 13 states |
Rating Scale:
Exceptional (80-100)
Strong (60-79)
Sound (40-59)
Acceptable (20-39)
Mediocre (0-19)
Typical Borrower Profile
Average Loan Amount
$454,703
Average Borrower Income
$254,822
Average Property Value
$601,678
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | Strong | Strong | Sound | Strong | 676 | 77.2% | +0.178% | $1,751 |
FHA Loans | Strong | Strong | Exceptional | Strong | 59 | 6.7% | +0.206% | $1,640 |
VA Loans | Strong | Strong | Exceptional | Strong | 45 | 5.1% | -0.477% | $612 |
Jumbo Loans | Strong | Exceptional | Acceptable | Exceptional | 96 | 11.0% | +0.257% | $1,255 |
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | Strong | Strong | Sound | Strong | 715 | 81.6% | +0.162% | $1,604 |
Refinance | Strong | Strong | Sound | Strong | 161 | 18.4% | +0.186% | $1,958 |
Geographic Coverage
Metro Areas
14
States Served
13
We count Washington DC as a state
Avg Place Specialization
Strong
States with Loan Originations
ALCAFLGAKYLAMSNCNESCTNTXVA
Top Metro Areas by Place Specialization Score
1
Tallahassee, FL, FLMSA
Volume: 209Mix: 23.86%
Place Specialization
Exceptional
2
Birmingham, AL, ALMSA
Volume: 84Mix: 9.59%
Place Specialization
Strong
3
Charleston, SCMSA
Volume: 66Mix: 7.53%
Place Specialization
Strong
4
Nashville, TNMSA
Volume: 91Mix: 10.39%
Place Specialization
Strong
5
Huntsville, AL, ALMSA
Volume: 56Mix: 6.39%
Place Specialization
Strong
6
Auburn, ALMSA
Volume: 33Mix: 3.77%
Place Specialization
Strong
7
Dothan, AL, ALMSA
Volume: 24Mix: 2.74%
Place Specialization
Strong
8
Daphne, ALMSA
Volume: 36Mix: 4.11%
Place Specialization
Strong
9
Warner Robins, GA, GAMSA
Volume: 26Mix: 2.97%
Place Specialization
Strong
10
Mobile, AL, ALMSA
Volume: 24Mix: 2.74%
Place Specialization
Sound
Showing 10 of 14 metro areas
Top States by Place Specialization Score
1
ALState
Volume: 316Mix: 36.07%
Place Specialization
Exceptional
2
FLState
Volume: 269Mix: 30.71%
Place Specialization
Strong
3
TNState
Volume: 106Mix: 12.10%
Place Specialization
Strong
4
SCState
Volume: 73Mix: 8.33%
Place Specialization
Strong
5
GAState
Volume: 73Mix: 8.33%
Place Specialization
Sound
6
NCState
Volume: 26Mix: 2.97%
Place Specialization
Sound
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Ready to Get Started?
Compare ServisFirst Bank with other lenders or get personalized recommendations.