What loan types does Si Mortgage Company offer?

Si Mortgage Company offers the following mortgage loan types: FHA, Conventional, Jumbo. Each product has its own pricing score and performance metrics.

Where does Si Mortgage Company offer mortgages?

Si Mortgage Company offers mortgages in 32 states: AL, AR, AZ, CA, CO, CT, DE, FL, GA, IL, IN, MA, MD, MI, MN, MO, NC, NE, NH, NJ, NV, NY, OH, OR, PA, SC, TN, TX, UT, VA, WA, WI.

What type of lender is Si Mortgage Company?

Si Mortgage Company is a Independent Mortgage Company headquartered in Sterling Heights, MI.

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Si Mortgage Company

Independent Mortgage Company•Sterling Heights, MIHQ•Direct•Reviews near you on Google

We analyzed every closed loan from Si Mortgage Company — 633 loans across 902 applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pull-through

Sound

3/5

closing strength

Product

Sound

3/5

FHA · Conventional · Jumbo

Place

Sound

3/5

Near-National · 15 mkts

Summary

What They Do Well

Nationwide availability with consistent service

Explore another lender or local market

Report Card

Si Mortgage Company performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

No peer data

Pull Through

Closing strength

Sound

Top 60% of lenders

By Loan Product· Specialization by type

Conventional

Sound

Top 60% of lenders

FHA

Acceptable

Bottom 40% of lenders

Jumbo

Sound

Top 60% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Sound

Top 60% of lenders

Refinance

Sound

Top 60% of lenders

By Location· Geographic coverage

Geographic Reach

Near-National · 15 markets

Sound

Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Sound	—	Sound	594	93.8%	—	—
FHA Loans	Acceptable	Acceptable	—	Acceptable	18	2.8%	—	—
Jumbo Loans	Acceptable	Sound	—	Acceptable	21	3.3%	—	—

Conventional

Overall

Sound

Product

Sound

Pricing—

Pull Through

Sound

Volume594

Mix93.8%

Spread—

Fees—

FHA Loans

Overall

Acceptable

Product

Acceptable

Pricing—

Pull Through

Acceptable

Volume18

Mix2.8%

Spread—

Fees—

Jumbo Loans

Overall

Acceptable

Product

Sound

Pricing—

Pull Through

Acceptable

Volume21

Mix3.3%

Spread—

Fees—

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Sound	—	Acceptable	504	79.6%	—	—
Refinance	Sound	Sound	—	Strong	129	20.4%	—	—

Purchase

Overall

Sound

Product

Sound

Pricing—

Pull Through

Acceptable

Volume504

Mix79.6%

Spread—

Fees—

Refinance

Overall

Sound

Product

Sound

Pricing—

Pull Through

Strong

Volume129

Mix20.4%

Spread—

Fees—

At a Glance

Lender Overview

Lending Activity

Loans Originated

633

Applications

902

Volume

$286 million

Pricing & Closing

Pullthrough Rate

70.2%

Applications → Closed

Typical Borrower

Avg Loan Amount

$453,120

Avg Borrower Income

$184,502

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Sound

3/5

States with Loan Originations

Northeast6

CTMANHNJNYPA

Midwest8

ILINMIMNMONEOHWI

South11

ALARDEFLGAMDNCSCTNTXVA

West7

AZCACONVORUTWA

Top Metro Areas by Place Specialization Score

1© Darren56brown · CC BY-SA 4.0

Warren, MIMetro

Volume 74Mix 11.69% of portfolio

64/100

Strong

2© Dough4872 · Public domain

Montgomery County, PAMetro

Volume 50Mix 7.90% of portfolio

64/100

Strong

3© Quintin Soloviev · CC BY 4.0

Austin, TXMetro

Volume 52Mix 8.21% of portfolio

62/100

Strong

4© Michael Barera · CC BY-SA 4.0

Dallas, TXMetro

Volume 50Mix 7.90% of portfolio

58/100

Sound

5© Mr. Matté · CC BY-SA 4.0

Lakewood, NJMetro

Volume 31Mix 4.90% of portfolio

55/100

Sound

6© Ken Lund from Reno, Nevada, USA · CC BY-SA 2.0

Detroit, MIMetro

Volume 25Mix 3.95% of portfolio

53/100

Sound

7© John Picken · CC BY 2.0

Chicago, ILMetro

Volume 29Mix 4.58% of portfolio

51/100

Sound

Nashville, TNMetro

Volume 20Mix 3.16% of portfolio

49/100

Sound

Fayetteville, ARMetro

Volume 15Mix 2.37% of portfolio

46/100

Sound

Tampa, FLMetro

Volume 16Mix 2.53% of portfolio

45/100

Sound

Showing 10 of 15 metro areas

Top States by Place Specialization Score

MichiganState

Volume 109Mix 17.22% of portfolio

64/100

Strong

TexasState

Volume 118Mix 18.64% of portfolio

60/100

Strong

New JerseyState

Volume 63Mix 9.95% of portfolio

60/100

Strong

PennsylvaniaState

Volume 66Mix 10.43% of portfolio

58/100

Sound

IllinoisState

Volume 36Mix 5.69% of portfolio

51/100

Sound

North CarolinaState

Volume 31Mix 4.90% of portfolio

48/100

Sound

TennesseeState

Volume 23Mix 3.63% of portfolio

47/100

Sound

FloridaState

Volume 33Mix 5.21% of portfolio

46/100

Sound

GeorgiaState

Volume 22Mix 3.48% of portfolio

46/100

Sound

ArkansasState

Volume 16Mix 2.53% of portfolio

45/100

Sound

Showing 10 of 14 states

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.