Get & compare mortgage quotes anonymously Start in My Home
SM
Unclaimed

Standard Mortgage Corporation

Independent Mortgage Company•Baton Rouge, LAHQ•Direct•Reviews near you on Google

We analyzed every closed loan from Standard Mortgage Corporation — 422 loans across 637 applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pricing
Strong
4/5
vs. all lenders
Pull-through
Sound
3/5
closing strength
Product
Strong
4/5
FHA · Conventional · VA
Place
Strong
4/5
Multi-Region · 7 mkts
Safe Rate Awards
Conventional Superstar
Conventional
Superstar
FHA Superstar
FHA
Superstar
Purchase Superstar
Purchase
Superstar
Refinance Superstar
Refinance
Superstar

Safe Rate Summary

What They Do Well

  • Offers rates 1.00 basis points below market average
  • Lower than average lender fees
  • Particularly strong in Conventional and FHA and VA loans

Explore another lender or local market

Report Card

Standard Mortgage Corporation performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Strong
Rates 1.0 bps below market avg
Pull Through
Closing strength
Sound
Top 60% of lenders
By Loan Product· Specialization by type
Conventional
Strong
Top 40% of lenders
FHA
Strong
Top 40% of lenders
VA
Strong
Top 40% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Sound
Top 60% of lenders
Refinance
Strong
Top 40% of lenders
By Location· Geographic coverage
Geographic Reach
Multi-Regional · 8 markets
Strong
Top 40% of lenders

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Strong
Product
Strong
Pricing
Strong
Pull Through
Strong
Volume313
Mix74.2%
Spread
-0.007%Below
Fees
$1,793Fees
FHA Loans
Overall
Strong
Product
Strong
Pricing
Exceptional
Pull Through
Sound
Volume80
Mix19.0%
Spread
+0.132%Above
Fees
$1,674Fees
VA Loans
Overall
Strong
Product
Strong
Pricing—
Pull Through
Strong
Volume22
Mix5.2%
Spread
-0.479%Below
Fees
$2,125Fees

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Strong
Product
Sound
Pricing
Strong
Pull Through
Sound
Volume302
Mix71.6%
Spread
-0.021%Below
Fees
$1,752Fees
Refinance
Overall
Strong
Product
Strong
Pricing
Strong
Pull Through
Strong
Volume120
Mix28.4%
Spread
+0.017%Above
Fees
$1,915Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
422
Applications
637
Volume
$117 million
Pricing & Closing
Avg Rate Spread
-0.010%
vs. market APOR
Avg Net Fees
$1,798
Origination − Credits
Pullthrough Rate
66.2%
Applications → Closed
Typical Borrower
Avg Loan Amount
$278,365
Avg Borrower Income
$137,386
Avg Property Value
$375,308

Geographic Coverage

Geographic Performance

Metro Areas
7
markets with activity
States Served
13
of 50 states + DC
Avg Place Specialization
Strong
4/5

States with Loan Originations

13
13 states with loan originationsAlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutWashington, DCDelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyoming
Midwest1
MO
South11
ALARFLGALAMSNCSCTNTXVA
West1
CO

Top Metro Areas by Place Specialization Score

1© Shreveport-Bossier Convention and Tourist Bureau · CC BY 2.0
Shreveport, LAMetro
Volume 62Mix 14.69% of portfolio
80/100
Strong
2© Rosserver · CC BY-SA 3.0
Slidell, LAMetro
Volume 63Mix 14.93% of portfolio
78/100
Strong
3© thepipe26 · CC BY 2.0
New Orleans, LAMetro
Volume 79Mix 18.72% of portfolio
76/100
Strong
4© Infrogmation of New Orleans · CC BY-SA 4.0
Lafayette, LAMetro
Volume 67Mix 15.88% of portfolio
74/100
Strong
5© NASA Astronaut · Public domain
Baton Rouge, LAMetro
Volume 32Mix 7.58% of portfolio
57/100
Sound
6© David Wilson · CC BY 2.0
Hammond, LAMetro
Volume 12Mix 2.84% of portfolio
50/100
Sound
7© Billy Hathorn · CC BY-SA 3.0
Alexandria, LAMetro
Volume 15Mix 3.55% of portfolio
49/100
Sound

Top States by Place Specialization Score

Louisiana
Louisiana
1
LouisianaState
Volume 361Mix 85.55% of portfolio
82/100
Exceptional
Mississippi
Mississippi
2
MississippiState
Volume 15Mix 3.55% of portfolio
46/100
Sound
Texas
Texas
3
TexasState
Volume 20Mix 4.74% of portfolio
42/100
Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts
Pricing
Rate and fee competitiveness (33%)
10/ 30 pts
Pull Through
Reliability in closing loans (33%)
10/ 30 pts
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of Standard Mortgage Corporation?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile
The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.