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Claim this ProfileWe analyzed every closed loan from Stock Yards Bank & Trust Company — 885 loans across 1k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.
Ratings· each scored 1–5 against peer lenders
Pricing
Strong
4/5
vs. all lenders
Pull-through
Strong
4/5
closing strength
Product
Strong
4/5
FHA · Conventional · VA · Jumbo
Place
Strong
4/5
Multi-Region · 4 mkts
Promptness
Not enough data
—/5
No quote responses measured yet
Awards
Conventional
Superstar
FHA
Superstar
Jumbo
Superstar
Purchase
Superstar
Summary
What They Do Well
- Competitive pricing compared to the market
- Lower than average lender fees
- Strong pull through performance
- Particularly strong in Conventional and FHA and VA and Jumbo loans
Explore another lender or local market
Report Card
Stock Yards Bank & Trust Company performance at a glance
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Strong
+14.0 bps above market avg
4/5
Pull Through
Closing strength
Strong
Top 40% of lenders
4/5
By Loan Product· Specialization by type
Conventional
730 loans · 0.13% above market
Strong
Top 40% of lenders
4/5
FHA
100 loans · 0.46% above market
Strong
Top 40% of lenders
4/5
VA
21 loans · 0.39% below market
Strong
Top 40% of lenders
4/5
Jumbo
31 loans · 0.17% below market
Strong
Top 40% of lenders
4/5
By Loan Purpose· Transaction purpose mix
Purchase
811 loans · 0.15% above market
Strong
Top 40% of lenders
4/5
Refinance
74 loans · 0.07% above market
Sound
Top 60% of lenders
3/5
By Location· Geographic coverage
Geographic Reach
Multi-Regional · 5 markets
Strong
Top 40% of lenders
4/5
Loan Product Performance
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | 730 | 82.5% | +0.127%Above | $890Fees | ||||
FHA Loans | 100 | 11.3% | +0.462%Above | $1,173Fees | ||||
VA Loans | — | 21 | 2.4% | -0.387%Below | $500Fees | |||
Jumbo Loans | 31 | 3.5% | -0.168%Below | $215Fees |
Conventional
OverallStrong
ProductStrong
PricingStrong
Pull ThroughStrong
Volume730
Mix82.5%
Spread
+0.127%Above
Fees
$890Fees
FHA Loans
OverallStrong
ProductStrong
PricingStrong
Pull ThroughSound
Volume100
Mix11.3%
Spread
+0.462%Above
Fees
$1,173Fees
VA Loans
OverallSound
ProductStrong
Pricing—
Pull ThroughSound
Volume21
Mix2.4%
Spread
-0.387%Below
Fees
$500Fees
Jumbo Loans
OverallStrong
ProductStrong
PricingStrong
Pull ThroughStrong
Volume31
Mix3.5%
Spread
-0.168%Below
Fees
$215Fees
Loan Purpose Performance
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | 811 | 91.6% | +0.147%Above | $868Fees | ||||
Refinance | 74 | 8.4% | +0.071%Above | $1,096Fees |
Purchase
OverallStrong
ProductStrong
PricingStrong
Pull ThroughStrong
Volume811
Mix91.6%
Spread
+0.147%Above
Fees
$868Fees
Refinance
OverallSound
ProductSound
PricingSound
Pull ThroughSound
Volume74
Mix8.4%
Spread
+0.071%Above
Fees
$1,096Fees
At a Glance
Lender Overview
Lending Activity
Loans Originated
885
Applications
1,253
Volume
$250 million
Pricing & Closing
Avg Rate Spread
+0.140%
vs. market APOR
Avg Net Fees
$888
Origination − Credits
Pullthrough Rate
70.6%
Applications → Closed
Typical Borrower
Avg Loan Amount
$283,339
Avg Borrower Income
$130,115
Avg Property Value
$349,745
Geographic Coverage
Geographic Performance
Metro Areas
4
markets with activity
States Served
9
of 50 states + DC
Avg Place Specialization
Strong
4/5
States with Loan Originations
9Full-year 2024 · HMDALoans originated
< 2020–100100+None
Midwest2
INOH
South6
ALFLKYNCSCTN
West1
CO
How We Rank Lenders
Our rankings use an equal-weight average of scores across the 5 Ps: Pricing, Product, Pull-Through, Place, and Promptness. Promptness measures how quickly a lender answers real shopper quote requests; a lender with none measured yet is counted at an estimate.
Our Point System (Max 50 Points)
10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion(80%+ = 40-50 points)
Superstar(60-79% = 30-39 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary Safe Rate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Looking for a different lender?
The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.