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Taylor Morrison Home Funding, Inc.
Independent Mortgage Company|SACRAMENTO, CA|Multi-Region
Loans Originated
8,827
Applications
12,011
Volume
$4 billion
Offers loans directly to consumersHomebuilder Lender
Overall Pricing
Exceptional
Overall Pull Through
Strong
Safe Rate Awards💎Conventional Champion💎FHA Champion💎VA Champion💎Purchase Champion⭐Jumbo Superstar
Pricing and Pullthrough Overview
Average Rate Spread
-0.247%
The average of the lender's APR minus the market's average APR (APOR)
Average Net Fees
-$187
Borrower paid Origination Charges - Lender Credits
Pullthrough Rate
73.5%
Percentage of applications that result in closed loans
Safe Rate's Summary
What They Do Well
- Offers rates 24.70 basis points below market average
- Lower than average lender fees
- Strong pull through performance
- Particularly strong in Conventional and FHA and VA and Jumbo loans
Report Card
Taylor Morrison Home Funding, Inc. performance at a glance
| Category | Rating | Grade | Details |
|---|---|---|---|
Pricing Rate competitiveness | Exceptional | Market Leader | |
Pull Through Closing Strength | Strong | Highly Competitive | |
Products Loan Type Specialists | Specialization score by loan product | ||
Conventional | Exceptional | Market Leader | |
FHA | Exceptional | Market Leader | |
VA | Exceptional | Market Leader | |
Jumbo | Exceptional | Market Leader | |
Purpose Reason specialization | Specialization score by loan purpose | ||
Purchase | Exceptional | Market Leader | |
Places Geographic coverage | Strong | Multi-Regional · 35 metro areas · 12 states |
Rating Scale:
Exceptional (80-100)
Strong (60-79)
Sound (40-59)
Acceptable (20-39)
Mediocre (0-19)
Typical Borrower Profile
Average Loan Amount
$463,926
Average Borrower Income
$178,484
Average Property Value
$600,088
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | Exceptional | Exceptional | Exceptional | Strong | 6,561 | 74.3% | -0.200% | -$84 |
FHA Loans | Exceptional | Exceptional | Exceptional | Strong | 1,564 | 17.7% | -0.360% | -$709 |
VA Loans | Exceptional | Exceptional | Exceptional | Strong | 555 | 6.3% | -0.886% | -$478 |
Jumbo Loans | Strong | Exceptional | Strong | Sound | 143 | 1.6% | +0.227% | -$85 |
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | Exceptional | Exceptional | Exceptional | Strong | 8,820 | 99.9% | -0.247% | -$191 |
Geographic Coverage
Metro Areas
34
States Served
12
We count Washington DC as a state
Avg Place Specialization
Strong
States with Loan Originations
AZCACOFLGAINNCNVORSCTXWA
Top Metro Areas by Place Specialization Score
1
North Port, FLMSA
Volume: 715Mix: 8.10%
Place Specialization
Exceptional
2
Austin, TXMSA
Volume: 989Mix: 11.20%
Place Specialization
Exceptional
3
Phoenix, AZMSA
Volume: 1,547Mix: 17.53%
Place Specialization
Exceptional
4
Dallas, TXMSA
Volume: 694Mix: 7.86%
Place Specialization
Exceptional
5
Houston, TXMSA
Volume: 784Mix: 8.88%
Place Specialization
Exceptional
6
Charlotte, NC-SCMSA
Volume: 454Mix: 5.14%
Place Specialization
Exceptional
7
Lakeland, FLMSA
Volume: 189Mix: 2.14%
Place Specialization
Strong
8
Orlando, FLMSA
Volume: 328Mix: 3.72%
Place Specialization
Strong
9
Tampa, FL, FLMSA
Volume: 295Mix: 3.34%
Place Specialization
Strong
10
Sacramento, CAMSA
Volume: 311Mix: 3.52%
Place Specialization
Strong
Showing 10 of 34 metro areas
Top States by Place Specialization Score
1
AZState
Volume: 1,547Mix: 17.53%
Place Specialization
Exceptional
2
TXState
Volume: 2,521Mix: 28.56%
Place Specialization
Exceptional
3
FLState
Volume: 1,832Mix: 20.75%
Place Specialization
Exceptional
4
NVState
Volume: 245Mix: 2.78%
Place Specialization
Strong
5
NCState
Volume: 652Mix: 7.39%
Place Specialization
Strong
6
CAState
Volume: 888Mix: 10.06%
Place Specialization
Strong
7
COState
Volume: 350Mix: 3.97%
Place Specialization
Strong
8
GAState
Volume: 376Mix: 4.26%
Place Specialization
Strong
9
ORState
Volume: 172Mix: 1.95%
Place Specialization
Strong
10
WAState
Volume: 126Mix: 1.43%
Place Specialization
Strong
Showing 10 of 12 states
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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