What loan types does TD Bank, National Association offer?

TD Bank, National Association offers the following mortgage loan types: FHA, Conventional, VA, Jumbo. Each product has its own pricing score and performance metrics.

Where does TD Bank, National Association offer mortgages?

TD Bank, National Association offers mortgages in 16 states: CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT.

How competitive are TD Bank, National Association's mortgage rates?

TD Bank, National Association has an overall pricing score of 47.4/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is TD Bank, National Association?

TD Bank, National Association is a Bank headquartered in Wilmington, DE.

Unclaimed

TD Bank, National Association

Bank•Wilmington, DE•Direct to Consumer

We analyzed every closed loan from Td Bank National Association — 5.7k loans across 9k applications— and benchmarked them against peer lenders across the 4 Ps of Mortgage Shopping.

Pricing

Sound

vs. all lenders

Pull Through

Sound

closing strength

Products

Exceptional

FHA · Conventional · VA · Jumbo

Place

Strong

Multi-Region · 49 mkts

Safe Rate Awards⭐FHA Superstar⭐Jumbo Superstar⭐Purchase Superstar

Shopping for a Mortgage?

Save Td Bank National Association or ask our AI assistant to explore your options.

Safe Rate's Summary

What They Do Well

Particularly strong in Conventional and FHA and Jumbo loans

Explore another lender or local market

Report Card

TD Bank, National Association performance at a glance

Category	Score	vs. Peers
Overall Performance· Pricing & closing strength
Pricing Rate competitiveness	Sound	Industry Standard +15.8 bps above market avg
Pull Through Closing strength	Sound	Industry Standard Top 60% of lenders
By Loan Product· Specialization by type
Conventional	Strong	Highly Competitive Top 40% of lenders
FHA	Strong	Highly Competitive Top 40% of lenders
VA	Sound	Industry Standard Top 60% of lenders
Jumbo	Exceptional	Market Leader Top 10% of lenders
By Loan Purpose· Transaction purpose mix
Purchase	Exceptional	Market Leader Top 20% of lenders
Refinance	Strong	Highly Competitive Top 40% of lenders
By Location· Geographic coverage
Geographic Reach Coverage footprint	Strong	Highly Competitive Top 40% of lenders Multi-Regional50 markets

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Strong	Sound	Sound	4,052	71.7%	+0.179%Above	$758Fees
FHA Loans	Strong	Strong	Strong	Sound	87	1.5%	+0.685%Above	$221Fees
VA Loans	Acceptable	Sound	—	Acceptable	17	0.3%	+0.011%Above	$95Fees
Jumbo Loans	Strong	Exceptional	Sound	Strong	1,499	26.5%	+0.043%Above	$920Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Exceptional	Sound	Sound	4,904	86.7%	+0.114%Above	$837Fees
Refinance	Sound	Strong	Acceptable	Sound	751	13.3%	+0.431%Above	$434Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

5,655

Applications

8,799

Volume

$3 billion

Pricing & Closing

Avg Rate Spread

+0.158%

vs. market APOR

Avg Net Fees

$781

Origination − Credits

Pullthrough Rate

64.3%

Applications → Closed

Typical Borrower

Avg Loan Amount

$694,680

Avg Borrower Income

$313,839

Avg Property Value

$991,198

Geographic Coverage

Geographic Performance

Metro Areas

States Served

We count Washington DC as a state

Avg Place Specialization

Strong

States with Loan Originations

CTDCDEFLMAMDMENCNHNJNYPARISCVAVT

Top Metro Areas by Place Specialization Score

New York, NY-NJMSA

Volume: 988Mix: 17.47%of portfolio

Place

Exceptional

Hilton Head Island, SCMSA

Volume: 140Mix: 2.48%of portfolio

Place

Exceptional

Lakewood, NJMSA

Volume: 303Mix: 5.36%of portfolio

Place

Exceptional

Nassau County, NYMSA

Volume: 358Mix: 6.33%of portfolio

Place

Exceptional

Newark, NJ, NJMSA

Volume: 222Mix: 3.93%of portfolio

Place

Strong

Philadelphia, PA, PAMSA

Volume: 192Mix: 3.40%of portfolio

Place

Strong

Montgomery County, PAMSA

Volume: 184Mix: 3.25%of portfolio

Place

Strong

Camden, NJ, NJMSA

Volume: 158Mix: 2.79%of portfolio

Place

Strong

Cambridge, MAMSA

Volume: 173Mix: 3.06%of portfolio

Place

Strong

Trenton, NJMSA

Volume: 51Mix: 0.90%of portfolio

Place

Strong

Showing 10 of 49 metro areas

Top States by Place Specialization Score

NJState

Volume: 1,057Mix: 18.69%of portfolio

Place

Exceptional

NYState

Volume: 1,292Mix: 22.85%of portfolio

Place

Exceptional

SCState

Volume: 379Mix: 6.70%of portfolio

Place

Strong

PAState

Volume: 504Mix: 8.91%of portfolio

Place

Strong

MAState

Volume: 430Mix: 7.60%of portfolio

Place

Strong

FLState

Volume: 707Mix: 12.50%of portfolio

Place

Strong

MEState

Volume: 138Mix: 2.44%of portfolio

Place

Strong

NCState

Volume: 359Mix: 6.35%of portfolio

Place

Strong

CTState

Volume: 167Mix: 2.95%of portfolio

Place

Strong

VAState

Volume: 188Mix: 3.32%of portfolio

Place

Strong

Showing 10 of 16 states

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

Pricing

Rate and fee competitiveness (33%)

Pull Through

Reliability in closing loans (33%)

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of TD Bank, National Association?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile

The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.