Looking for a different lender?
T
The Camden National Bank
Bank|Camden, ME|Multi-Region
Loans Originated
745
Applications
1,023
Volume
$331 million
Offers loans directly to consumers
Overall Pricing
Strong
Overall Pull Through
Strong
Safe Rate Awards⭐Conventional Superstar⭐FHA Superstar⭐VA Superstar⭐Jumbo Superstar⭐Purchase Superstar⭐Refinance Superstar
Pricing and Pullthrough Overview
Average Rate Spread
+0.094%
The average of the lender's APR minus the market's average APR (APOR)
Average Net Fees
$992
Borrower paid Origination Charges - Lender Credits
Pullthrough Rate
72.8%
Percentage of applications that result in closed loans
Safe Rate's Summary
What They Do Well
- Competitive pricing compared to the market
- Lower than average lender fees
- Strong pull through performance
- Particularly strong in Conventional and FHA and VA and Jumbo and USDA loans
Report Card
The Camden National Bank performance at a glance
| Category | Rating | Grade | Details |
|---|---|---|---|
Pricing Rate competitiveness | Strong | Highly Competitive | |
Pull Through Closing Strength | Strong | Highly Competitive | |
Products Loan Type Specialists | Specialization score by loan product | ||
Conventional | Strong | Highly Competitive | |
FHA | Strong | Highly Competitive | |
VA | Strong | Highly Competitive | |
Jumbo | Strong | Highly Competitive | |
USDA | Strong | Highly Competitive | |
Purpose Reason specialization | Specialization score by loan purpose | ||
Purchase | Strong | Highly Competitive | |
Refinance | Strong | Highly Competitive | |
Places Geographic coverage | Strong | Multi-Regional · 7 metro areas · 12 states |
Rating Scale:
Exceptional (80-100)
Strong (60-79)
Sound (40-59)
Acceptable (20-39)
Mediocre (0-19)
Typical Borrower Profile
Average Loan Amount
$445,591
Average Borrower Income
$233,393
Average Property Value
$655,591
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | Strong | Strong | Strong | Strong | 584 | 78.4% | +0.145% | $1,030 |
FHA Loans | Strong | Strong | Exceptional | Sound | 49 | 6.6% | -0.166% | $1,046 |
VA Loans | Strong | Strong | Exceptional | Strong | 26 | 3.5% | -0.823% | $832 |
Jumbo Loans | Strong | Strong | Strong | Strong | 74 | 9.9% | +0.286% | $648 |
USDA Loans | Sound | Strong | N/A | Sound | 12 | 1.6% | -0.507% | $1,044 |
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | Strong | Strong | Strong | Strong | 647 | 86.8% | +0.103% | $1,036 |
Refinance | Strong | Strong | Strong | Strong | 98 | 13.2% | +0.039% | $728 |
Geographic Coverage
Metro Areas
6
States Served
12
We count Washington DC as a state
Avg Place Specialization
Strong
States with Loan Originations
DEFLMAMDMENCNHNJRISCVAVT
Top Metro Areas by Place Specialization Score
1
Portland, MEMSA
Volume: 304Mix: 40.81%
Place Specialization
Exceptional
2
Bangor, ME, MEMSA
Volume: 49Mix: 6.58%
Place Specialization
Strong
3
Lewiston, MEMSA
Volume: 25Mix: 3.36%
Place Specialization
Strong
4
Boston, MA, MAMSA
Volume: 20Mix: 2.68%
Place Specialization
Sound
5
Rockingham County, NHMSA
Volume: 13Mix: 1.74%
Place Specialization
Sound
6
Cambridge, MAMSA
Volume: 15Mix: 2.01%
Place Specialization
Sound
Top States by Place Specialization Score
1
MEState
Volume: 647Mix: 86.85%
Place Specialization
Exceptional
2
MAState
Volume: 44Mix: 5.91%
Place Specialization
Sound
3
NHState
Volume: 19Mix: 2.55%
Place Specialization
Sound
4
VTState
Volume: 13Mix: 1.74%
Place Specialization
Sound
5
FLState
Volume: 12Mix: 1.61%
Place Specialization
Acceptable
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Ready to Get Started?
Compare The Camden National Bank with other lenders or get personalized recommendations.