What loan types does The Honesdale National Bank offer?

The Honesdale National Bank offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does The Honesdale National Bank offer mortgages?

The Honesdale National Bank offers mortgages in 2 states: NY, PA.

How competitive are The Honesdale National Bank's mortgage rates?

The Honesdale National Bank has an overall pricing score of 53.5/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is The Honesdale National Bank?

The Honesdale National Bank is a Bank headquartered in Honesdale, PA.

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The Honesdale National Bank

Bank•Honesdale, PAHQ•Direct•Reviews near you on Google

The Honesdale National Bank has 145 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Sound

3/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Sound

3/5

Conventional

Place

Strong

4/5

Regional · 1 mkts

Explore another lender or local market

Report Card

The Honesdale National Bank performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Sound

+6.7 bps above market avg

Pull Through

Closing strength

Sound

Top 60% of lenders

By Loan Product· Specialization by type

Conventional

Sound

Top 60% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Sound

Top 60% of lenders

Refinance

Acceptable

Bottom 40% of lenders

By Location· Geographic coverage

Geographic Reach

Regional · 2 markets

Strong

Top 40% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Sound	Sound	Sound	135	93.1%	+0.068%Above	$1,176Fees

Conventional

Overall

Sound

Product

Sound

Pricing

Sound

Pull Through

Sound

Volume135

Mix93.1%

Spread

+0.068%Above

Fees

$1,176Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Sound	Strong	Sound	114	78.6%	-0.037%Below	$1,533Fees
Refinance	Acceptable	Acceptable	Mediocre	Strong	31	21.4%	+0.386%Above	$1,192Fees

Purchase

Overall

Sound

Product

Sound

Pricing

Strong

Pull Through

Sound

Volume114

Mix78.6%

Spread

-0.037%Below

Fees

$1,533Fees

Refinance

Overall

Acceptable

Product

Acceptable

Pricing

Mediocre

Pull Through

Strong

Volume31

Mix21.4%

Spread

+0.386%Above

Fees

$1,192Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

145

Applications

177

Volume

$44 million

Pricing & Closing

Avg Rate Spread

+0.067%

vs. market APOR

Avg Net Fees

$1,449

Origination − Credits

Pullthrough Rate

81.9%

Applications → Closed

Typical Borrower

Avg Loan Amount

$306,379

Avg Borrower Income

$189,359

Avg Property Value

$456,862

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

Northeast2

NYPA

Top Metro Areas by Place Specialization Score

Scranton, PAMetro

Volume 44Mix 30.34% of portfolio

71/100

Strong

Top States by Place Specialization Score

PennsylvaniaState

Volume 138Mix 95.17% of portfolio

73/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.