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Claim this ProfileThe Money House
We analyzed every closed loan from The Money House — 1.2k loans across 2k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.
Ratings· each scored 1–5 against peer lenders
Pricing
Strong
4/5
vs. all lenders
Pull-through
Exceptional
5/5
closing strength
Product
Exceptional
5/5
FHA · Conventional · VA · USDA
Place
Exceptional
5/5
Regional · 6 mkts
Promptness
Not enough data
—/5
No quote responses measured yet
Awards
FHA
Champion
USDA
Champion
Purchase
Champion
Conventional
Superstar
Refinance
Superstar
Summary
What They Do Well
- Offers rates 70.00 basis points below market average
- Strong pull through performance
- Particularly strong in Conventional and FHA and VA and USDA loans
Explore another lender or local market
Report Card
The Money House performance at a glance
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Strong
Rates 70.0 bps below market avg
4/5
Pull Through
Closing strength
Exceptional
Top 5% of lenders
5/5
By Loan Product· Specialization by type
Conventional
227 loans · 0.86% below market
Strong
Top 40% of lenders
4/5
FHA
816 loans · 0.73% below market
Exceptional
Top 20% of lenders
5/5
VA
56 loans · 0.00% above market
Strong
Top 40% of lenders
4/5
USDA
105 loans · 0.53% below market
Exceptional
Top 20% of lenders
5/5
By Loan Purpose· Transaction purpose mix
Purchase
1,152 loans · 0.70% below market
Exceptional
Top 20% of lenders
5/5
Refinance
52 loans · 0.69% below market
Strong
Top 40% of lenders
4/5
By Location· Geographic coverage
Geographic Reach
Regional · 7 markets
Strong
Top 40% of lenders
4/5
Loan Product Performance
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | 227 | 18.9% | -0.862%Below | $3,893Fees | ||||
FHA Loans | 816 | 67.8% | -0.730%Below | $3,326Fees | ||||
VA Loans | 56 | 4.7% | +0.001%Above | $3,644Fees | ||||
USDA Loans | 105 | 8.7% | -0.532%Below | $2,682Fees |
Conventional
OverallStrong
ProductStrong
PricingStrong
Pull ThroughExceptional
Volume227
Mix18.9%
Spread
-0.862%Below
Fees
$3,893Fees
FHA Loans
OverallExceptional
ProductExceptional
PricingExceptional
Pull ThroughExceptional
Volume816
Mix67.8%
Spread
-0.730%Below
Fees
$3,326Fees
VA Loans
OverallSound
ProductStrong
PricingMediocre
Pull ThroughStrong
Volume56
Mix4.7%
Spread
+0.001%Above
Fees
$3,644Fees
USDA Loans
OverallExceptional
ProductExceptional
PricingStrong
Pull ThroughExceptional
Volume105
Mix8.7%
Spread
-0.532%Below
Fees
$2,682Fees
Loan Purpose Performance
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | 1,152 | 95.7% | -0.701%Below | $3,479Fees | ||||
Refinance | 52 | 4.3% | -0.690%Below | $3,201Fees |
Purchase
OverallExceptional
ProductExceptional
PricingStrong
Pull ThroughExceptional
Volume1,152
Mix95.7%
Spread
-0.701%Below
Fees
$3,479Fees
Refinance
OverallStrong
ProductStrong
PricingExceptional
Pull ThroughExceptional
Volume52
Mix4.3%
Spread
-0.690%Below
Fees
$3,201Fees
At a Glance
Lender Overview
Lending Activity
Loans Originated
1,204
Applications
1,579
Volume
$174 million
Pricing & Closing
Avg Rate Spread
-0.700%
vs. market APOR
Avg Net Fees
$3,460
Origination − Credits
Pullthrough Rate
76.3%
Applications → Closed
Typical Borrower
Avg Loan Amount
$144,934
Avg Borrower Income
$67,980
Avg Property Value
$180,847
How We Rank Lenders
Our rankings use an equal-weight average of scores across the 5 Ps: Pricing, Product, Pull-Through, Place, and Promptness. Promptness measures how quickly a lender answers real shopper quote requests; a lender with none measured yet is counted at an estimate.
Our Point System (Max 50 Points)
10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion(80%+ = 40-50 points)
Superstar(60-79% = 30-39 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary Safe Rate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Looking for a different lender?
The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.