What loan types does Trustmark National Bank offer?

Trustmark National Bank offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, usda. Each product has its own pricing score and performance metrics.

Where does Trustmark National Bank offer mortgages?

Trustmark National Bank offers mortgages in 12 states: AL, AR, FL, GA, KY, LA, MO, MS, NC, SC, TN, TX.

How competitive are Trustmark National Bank's mortgage rates?

Trustmark National Bank has an overall pricing score of 50.3/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Trustmark National Bank?

Trustmark National Bank is a Bank headquartered in Jackson, MS.

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Trustmark National Bank

Bank•Jackson, MSHQ•Direct•Reviews near you on Google

We analyzed every closed loan from Trustmark National Bank — 4.7k loans across 6k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Sound

3/5

vs. all lenders

Pull-through

Exceptional

5/5

closing strength

Product

Exceptional

5/5

FHA · Conventional · VA · Jumbo · USDA

Place

Strong

4/5

Multi-Region · 21 mkts

Awards

USDA

Champion

Conventional

Superstar

FHA

Superstar

Jumbo

Superstar

Purchase

Superstar

Summary

What They Do Well

Strong pull through performance
Particularly strong in Conventional and FHA and VA and Jumbo and USDA loans

Explore another lender or local market

Report Card

Trustmark National Bank performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Sound

+27.7 bps above market avg

Pull Through

Closing strength

Exceptional

Top 20% of lenders

By Loan Product· Specialization by type

Conventional

Exceptional

Top 20% of lenders

FHA

Exceptional

Top 20% of lenders

Exceptional

Top 20% of lenders

Jumbo

Exceptional

Top 20% of lenders

USDA

Exceptional

Top 20% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Exceptional

Top 20% of lenders

Refinance

Strong

Top 40% of lenders

By Location· Geographic coverage

Geographic Reach

Multi-Regional · 22 markets

Strong

Top 40% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Exceptional	Sound	Strong	2,557	54.8%	+0.254%Above	$1,825Fees
FHA Loans	Strong	Exceptional	Sound	Strong	1,405	30.1%	+0.534%Above	$1,837Fees
VA Loans	Strong	Exceptional	Sound	Exceptional	463	9.9%	-0.243%Below	$1,580Fees
Jumbo Loans	Strong	Exceptional	Sound	Strong	127	2.7%	-0.204%Below	$1,064Fees
USDA Loans	Exceptional	Exceptional	Exceptional	Strong	117	2.5%	-0.162%Below	$1,605Fees

Conventional

Overall

Strong

Product

Exceptional

Pricing

Sound

Pull Through

Strong

Volume2,557

Mix54.8%

Spread

+0.254%Above

Fees

$1,825Fees

FHA Loans

Overall

Strong

Product

Exceptional

Pricing

Sound

Pull Through

Strong

Volume1,405

Mix30.1%

Spread

+0.534%Above

Fees

$1,837Fees

VA Loans

Overall

Strong

Product

Exceptional

Pricing

Sound

Pull Through

Exceptional

Volume463

Mix9.9%

Spread

-0.243%Below

Fees

$1,580Fees

Jumbo Loans

Overall

Strong

Product

Exceptional

Pricing

Sound

Pull Through

Strong

Volume127

Mix2.7%

Spread

-0.204%Below

Fees

$1,064Fees

USDA Loans

Overall

Exceptional

Product

Exceptional

Pricing

Exceptional

Pull Through

Strong

Volume117

Mix2.5%

Spread

-0.162%Below

Fees

$1,605Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Exceptional	Sound	Strong	4,361	93.4%	+0.270%Above	$1,780Fees
Refinance	Sound	Strong	Acceptable	Strong	308	6.6%	+0.365%Above	$1,847Fees

Purchase

Overall

Strong

Product

Exceptional

Pricing

Sound

Pull Through

Strong

Volume4,361

Mix93.4%

Spread

+0.270%Above

Fees

$1,780Fees

Refinance

Overall

Sound

Product

Strong

Pricing

Acceptable

Pull Through

Strong

Volume308

Mix6.6%

Spread

+0.365%Above

Fees

$1,847Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

4,669

Applications

6,188

Volume

$1 billion

Pricing & Closing

Avg Rate Spread

+0.277%

vs. market APOR

Avg Net Fees

$1,785

Origination − Credits

Pullthrough Rate

75.5%

Applications → Closed

Typical Borrower

Avg Loan Amount

$288,405

Avg Borrower Income

$132,193

Avg Property Value

$359,633

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

Midwest1

South11

ALARFLGAKYLAMSNCSCTNTX

Top Metro Areas by Place Specialization Score

1© Michael Barera · CC BY-SA 4.0

Jackson, MSMetro

Volume 718Mix 15.38% of portfolio

100/100

Exceptional

2© James Willamor · CC BY-SA 3.0

Montgomery, ALMetro

Volume 359Mix 7.69% of portfolio

100/100

Exceptional

3© Patricia H. · CC BY 2.0

Hattiesburg, MSMetro

Volume 183Mix 3.92% of portfolio

100/100

Exceptional

Mobile, ALMetro

Volume 276Mix 5.91% of portfolio

100/100

Exceptional

Gulfport, MSMetro

Volume 227Mix 4.86% of portfolio

91/100

Exceptional

Birmingham, ALMetro

Volume 335Mix 7.17% of portfolio

91/100

Exceptional

Florence, ALMetro

Volume 160Mix 3.43% of portfolio

90/100

Exceptional

Auburn, ALMetro

Volume 140Mix 3.00% of portfolio

90/100

Exceptional

Huntsville, ALMetro

Volume 287Mix 6.15% of portfolio

89/100

Exceptional

Panama City, FLMetro

Volume 146Mix 3.13% of portfolio

83/100

Exceptional

Showing 10 of 21 metro areas

Top States by Place Specialization Score

MississippiState

Volume 1,994Mix 42.71% of portfolio

100/100

Exceptional

AlabamaState

Volume 1,916Mix 41.04% of portfolio

100/100

Exceptional

South CarolinaState

Volume 112Mix 2.40% of portfolio

63/100

Strong

TennesseeState

Volume 136Mix 2.91% of portfolio

62/100

Strong

FloridaState

Volume 259Mix 5.55% of portfolio

62/100

Strong

TexasState

Volume 169Mix 3.62% of portfolio

58/100

Sound

GeorgiaState

Volume 44Mix 0.94% of portfolio

48/100

Sound

LouisianaState

Volume 24Mix 0.51% of portfolio

46/100

Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.