Uif Corporation
We analyzed every closed loan from Uif Corporation — 1.6k loans across 2k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.
Ratings· each scored 1–5 against peer lenders
Pricing
Acceptable
2/5
vs. all lenders
Pull-through
Sound
3/5
closing strength
Product
Strong
4/5
Conventional · Jumbo
Place
Sound
3/5
Near-National · 29 mkts
Summary
What They Do Well
- Nationwide availability with consistent service
Things to Think About
- Pricing may be below industry average
Explore another lender or local market
Report Card
Uif Corporation performance at a glance
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Acceptable
+45.9 bps above market avg
Pull Through
Closing strength
Sound
Top 60% of lenders
By Loan Product· Specialization by type
Conventional
Strong
Top 40% of lenders
Jumbo
Sound
Top 60% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Strong
Top 40% of lenders
Refinance
Acceptable
Bottom 40% of lenders
By Location· Geographic coverage
Geographic Reach
Near-National · 30 markets
Sound
Top 60% of lenders
Loan Product Performance
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | 1,555 | 99.0% | +0.452%Above | $2,473Fees | ||||
Jumbo Loans | — | 15 | 1.0% | +1.144%Above | $1,181Fees |
Conventional
OverallSound
ProductStrong
PricingAcceptable
Pull ThroughSound
Volume1,555
Mix99.0%
Spread
+0.452%Above
Fees
$2,473Fees
Jumbo Loans
OverallAcceptable
ProductSound
Pricing—
Pull ThroughMediocre
Volume15
Mix1.0%
Spread
+1.144%Above
Fees
$1,181Fees
Loan Purpose Performance
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | 1,521 | 96.9% | +0.455%Above | $2,461Fees | ||||
Refinance | 49 | 3.1% | +0.567%Above | $2,439Fees |
Purchase
OverallSound
ProductStrong
PricingAcceptable
Pull ThroughSound
Volume1,521
Mix96.9%
Spread
+0.455%Above
Fees
$2,461Fees
Refinance
OverallAcceptable
ProductAcceptable
PricingMediocre
Pull ThroughAcceptable
Volume49
Mix3.1%
Spread
+0.567%Above
Fees
$2,439Fees
At a Glance
Lender Overview
Lending Activity
Loans Originated
1,570
Applications
2,424
Volume
$585 million
Pricing & Closing
Avg Rate Spread
+0.459%
vs. market APOR
Avg Net Fees
$2,460
Origination − Credits
Pullthrough Rate
64.8%
Applications → Closed
Typical Borrower
Avg Loan Amount
$373,083
Avg Borrower Income
$142,739
Avg Property Value
$488,000
Geographic Coverage
Geographic Performance
Metro Areas
29
markets with activity
States Served
30
of 50 states + DC
Avg Place Specialization
Sound
3/5
States with Loan Originations
30Northeast5
CTMANJNYPA
Midwest9
IAILINKSMIMNMOOHWI
South11
ALFLGAKYMDNCOKSCTNTXVA
West5
AZCACOORWA
Top Metro Areas by Place Specialization Score
Volume 138Mix 8.79% of portfolio
69/100
Strong
Volume 139Mix 8.85% of portfolio
68/100
Strong
Volume 72Mix 4.59% of portfolio
64/100
Strong
Volume 69Mix 4.39% of portfolio
63/100
Strong
Volume 99Mix 6.31% of portfolio
63/100
Strong
Volume 88Mix 5.61% of portfolio
62/100
Strong
Volume 53Mix 3.38% of portfolio
60/100
Strong
Volume 75Mix 4.78% of portfolio
59/100
Sound
Volume 63Mix 4.01% of portfolio
58/100
Sound
Volume 45Mix 2.87% of portfolio
58/100
SoundShowing 10 of 29 metro areas
Top States by Place Specialization Score
1
MichiganState
Volume 210Mix 13.38% of portfolio
68/100
Strong2
TexasState
Volume 252Mix 16.05% of portfolio
66/100
Strong3
New YorkState
Volume 146Mix 9.30% of portfolio
65/100
Strong4
New JerseyState
Volume 96Mix 6.11% of portfolio
63/100
Strong5
IllinoisState
Volume 117Mix 7.45% of portfolio
62/100
Strong6
MinnesotaState
Volume 98Mix 6.24% of portfolio
62/100
Strong7
OhioState
Volume 107Mix 6.82% of portfolio
60/100
Strong8
GeorgiaState
Volume 78Mix 4.97% of portfolio
57/100
Sound9
VirginiaState
Volume 59Mix 3.76% of portfolio
56/100
Sound10
PennsylvaniaState
Volume 61Mix 3.89% of portfolio
55/100
SoundShowing 10 of 22 states
How We Rank Lenders
Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.
Our Point System (Max 30 Points)
10/ 30 pts
Pricing
Rate and fee competitiveness (33%)
10/ 30 pts
Pull Through
Reliability in closing loans (33%)
10/ 30 pts
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Looking for a different lender?
Are you the owner of Uif Corporation?
Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.
The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.