What loan types does US Mortgage Corporation offer?

US Mortgage Corporation offers the following mortgage loan types: FHA, Conventional, VA, usda. Each product has its own pricing score and performance metrics.

Where does US Mortgage Corporation offer mortgages?

US Mortgage Corporation offers mortgages in 33 states: AL, AR, AZ, CA, CO, CT, DE, FL, GA, IA, IL, IN, KS, LA, MA, MD, MI, MO, NC, NE, NH, NJ, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA, VT.

How competitive are US Mortgage Corporation's mortgage rates?

US Mortgage Corporation has an overall pricing score of 16.4/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is US Mortgage Corporation?

US Mortgage Corporation is a Independent Mortgage Company headquartered in MELVILLE, NY.

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US Mortgage Corporation

Independent Mortgage Company•Melville, NYHQ•Direct•Reviews near you on Google

We analyzed every closed loan from US Mortgage Corporation — 1.5k loans across 2k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Mediocre

1/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Strong

4/5

FHA · Conventional · VA · USDA

Place

Sound

3/5

Near-National · 20 mkts

Summary

What They Do Well

Particularly strong in Conventional and FHA and VA and USDA loans
Nationwide availability with consistent service

Things to Think About

Rates typically 65 basis points above market average

Explore another lender or local market

Report Card

US Mortgage Corporation performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Mediocre

+65.4 bps above market avg

Pull Through

Closing strength

Sound

Top 60% of lenders

By Loan Product· Specialization by type

Conventional

Strong

Top 40% of lenders

FHA

Strong

Top 40% of lenders

Strong

Top 40% of lenders

USDA

Strong

Top 40% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Strong

Top 40% of lenders

Refinance

Strong

Top 40% of lenders

By Location· Geographic coverage

Geographic Reach

Near-National · 21 markets

Sound

Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Acceptable	Strong	Mediocre	Sound	878	57.3%	+0.522%Above	$3,640Fees
FHA Loans	Sound	Strong	Mediocre	Strong	555	36.2%	+0.953%Above	$4,075Fees
VA Loans	Sound	Strong	Mediocre	Strong	74	4.8%	+0.047%Above	$3,133Fees
USDA Loans	Strong	Strong	—	Strong	18	1.2%	+0.429%Above	$2,255Fees

Conventional

Overall

Acceptable

Product

Strong

Pricing

Mediocre

Pull Through

Sound

Volume878

Mix57.3%

Spread

+0.522%Above

Fees

$3,640Fees

FHA Loans

Overall

Sound

Product

Strong

Pricing

Mediocre

Pull Through

Strong

Volume555

Mix36.2%

Spread

+0.953%Above

Fees

$4,075Fees

VA Loans

Overall

Sound

Product

Strong

Pricing

Mediocre

Pull Through

Strong

Volume74

Mix4.8%

Spread

+0.047%Above

Fees

$3,133Fees

USDA Loans

Overall

Strong

Product

Strong

Pricing—

Pull Through

Strong

Volume18

Mix1.2%

Spread

+0.429%Above

Fees

$2,255Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Strong	Mediocre	Sound	1,329	86.7%	+0.680%Above	$3,779Fees
Refinance	Sound	Strong	Acceptable	Acceptable	204	13.3%	+0.445%Above	$3,659Fees

Purchase

Overall

Sound

Product

Strong

Pricing

Mediocre

Pull Through

Sound

Volume1,329

Mix86.7%

Spread

+0.680%Above

Fees

$3,779Fees

Refinance

Overall

Sound

Product

Strong

Pricing

Acceptable

Pull Through

Acceptable

Volume204

Mix13.3%

Spread

+0.445%Above

Fees

$3,659Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

1,533

Applications

2,420

Volume

$482 million

Pricing & Closing

Avg Rate Spread

+0.654%

vs. market APOR

Avg Net Fees

$3,766

Origination − Credits

Pullthrough Rate

63.3%

Applications → Closed

Typical Borrower

Avg Loan Amount

$314,961

Avg Borrower Income

$119,773

Avg Property Value

$387,531

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Sound

3/5

States with Loan Originations

Northeast8

CTMANHNJNYPARIVT

Midwest8

IAILINKSMIMONEOH

South13

ALARDEFLGALAMDNCOKSCTNTXVA

West4

AZCACOOR

Top Metro Areas by Place Specialization Score

1© Warren LeMay from Cincinnati, OH, United States · CC0

Atlanta, GAMetro

Volume 310Mix 20.22% of portfolio

79/100

Strong

2© w_lemay · CC BY-SA 2.0

Tulsa, OKMetro

Volume 151Mix 9.85% of portfolio

73/100

Strong

3© Bubba73 · CC BY-SA 3.0

Marietta, GAMetro

Volume 89Mix 5.81% of portfolio

70/100

Strong

4© Xnatedawgx · CC BY-SA 4.0

Wichita, KSMetro

Volume 68Mix 4.44% of portfolio

67/100

Strong

5© Dicklyon · CC BY-SA 4.0

Nassau County, NYMetro

Volume 100Mix 6.52% of portfolio

67/100

Strong

Albany, NYMetro

Volume 66Mix 4.31% of portfolio

61/100

Strong

Camden, NJMetro

Volume 50Mix 3.26% of portfolio

61/100

Strong

New York, NY-NJMetro

Volume 71Mix 4.63% of portfolio

61/100

Strong

Denver, COMetro

Volume 52Mix 3.39% of portfolio

57/100

Sound

Baton Rouge, LAMetro

Volume 32Mix 2.09% of portfolio

54/100

Sound

Showing 10 of 20 metro areas

Top States by Place Specialization Score

GeorgiaState

Volume 448Mix 29.22% of portfolio

78/100

Strong

OklahomaState

Volume 215Mix 14.02% of portfolio

73/100

Strong

New YorkState

Volume 265Mix 17.29% of portfolio

72/100

Strong

New JerseyState

Volume 114Mix 7.44% of portfolio

65/100

Strong

KansasState

Volume 76Mix 4.96% of portfolio

65/100

Strong

ColoradoState

Volume 60Mix 3.91% of portfolio

56/100

Sound

LouisianaState

Volume 39Mix 2.54% of portfolio

53/100

Sound

PennsylvaniaState

Volume 40Mix 2.61% of portfolio

50/100

Sound

FloridaState

Volume 60Mix 3.91% of portfolio

50/100

Sound

OhioState

Volume 24Mix 1.57% of portfolio

44/100

Sound

Showing 10 of 19 states

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.