Get & compare mortgage quotes anonymously Start in My Home
VBM

Village Bank Mortgage Corporation

Independent Mortgage CompanyRichmond, VAHQDirectReviews near you on Google

Village Bank Mortgage Corporation has 281 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pull-through
Strong
4/5
closing strength
Product
Strong
4/5
FHA · Conventional · VA
Place
Strong
4/5
Regional · 2 mkts

Safe Rate Summary

What They Do Well

  • Strong pull through performance
  • Particularly strong in FHA and VA loans

Explore another lender or local market

Report Card

Village Bank Mortgage Corporation performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
No peer data
Pull Through
Closing strength
Strong
Top 40% of lenders
By Loan Product· Specialization by type
Conventional
Sound
Top 60% of lenders
FHA
Strong
Top 40% of lenders
VA
Strong
Top 40% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Sound
Top 60% of lenders
Refinance
Acceptable
Bottom 40% of lenders
By Location· Geographic coverage
Geographic Reach
Regional · 3 markets
Sound
Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Sound
Product
Sound
Pricing
Pull Through
Strong
Volume200
Mix71.2%
Spread
-0.048%Below
Fees
$3,802Fees
FHA Loans
Overall
Strong
Product
Strong
Pricing
Pull Through
Exceptional
Volume53
Mix18.9%
Spread
+1.429%Above
Fees
$2,222Fees
VA Loans
Overall
Strong
Product
Strong
Pricing
Pull Through
Exceptional
Volume22
Mix7.8%
Spread
Fees

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Strong
Product
Sound
Pricing
Pull Through
Strong
Volume265
Mix94.3%
Spread
+0.538%Above
Fees
$3,298Fees
Refinance
Overall
Acceptable
Product
Acceptable
Pricing
Pull Through
Volume16
Mix5.7%
Spread
Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
281
Applications
332
Volume
$101 million
Pricing & Closing
Pullthrough Rate
84.6%
Applications → Closed
Typical Borrower
Avg Loan Amount
$362,082
Avg Borrower Income
$139,270
Avg Property Value
$446,423

Geographic Coverage

Geographic Performance

Metro Areas
2
markets with activity
States Served
2
of 50 states + DC
Avg Place Specialization
Strong
4/5

States with Loan Originations

2
2 states with loan originationsAlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutWashington, DCDelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyoming
South2
NCVA

Top Metro Areas by Place Specialization Score

Volume 237Mix 84.34% of portfolio
89/100
Exceptional
2© Greyfiveys · CC BY-SA 4.0
Virginia Beach, VA-NCMetro
Volume 12Mix 4.27% of portfolio
44/100
Sound

Top States by Place Specialization Score

Virginia
Virginia
1
VirginiaState
Volume 277Mix 98.58% of portfolio
81/100
Exceptional

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts
Pricing
Rate and fee competitiveness (33%)
10/ 30 pts
Pull Through
Reliability in closing loans (33%)
10/ 30 pts
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of Village Bank Mortgage Corporation?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile
The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.