Looking for a different lender?
W
Wallick & Volk, Inc.
Independent Mortgage Company|Cheyenne, WY|Multi-Region
Loans Originated
1,040
Applications
1,345
Volume
$335 million
Offers loans directly to consumers
Overall Pricing
Acceptable
Overall Pull Through
Exceptional
Safe Rate Awards⭐FHA Superstar
Pricing and Pullthrough Overview
Average Rate Spread
+0.414%
The average of the lender's APR minus the market's average APR (APOR)
Average Net Fees
$4,077
Borrower paid Origination Charges - Lender Credits
Pullthrough Rate
77.3%
Percentage of applications that result in closed loans
Safe Rate's Summary
What They Do Well
- Strong pull through performance
- Particularly strong in Conventional and FHA and VA and USDA loans
Things to Think About
- Pricing may be below industry average
- Higher than average fees ($4,077)
Report Card
Wallick & Volk, Inc. performance at a glance
| Category | Rating | Grade | Details |
|---|---|---|---|
Pricing Rate competitiveness | Acceptable | Near industry average | |
Pull Through Closing Strength | Exceptional | Market Leader | |
Products Loan Type Specialists | Specialization score by loan product | ||
Conventional | Strong | Highly Competitive | |
FHA | Exceptional | Market Leader | |
VA | Strong | Highly Competitive | |
USDA | Strong | Highly Competitive | |
Purpose Reason specialization | Specialization score by loan purpose | ||
Purchase | Strong | Highly Competitive | |
Refinance | Strong | Highly Competitive | |
Places Geographic coverage | Strong | Multi-Regional · 14 metro areas · 11 states |
Rating Scale:
Exceptional (80-100)
Strong (60-79)
Sound (40-59)
Acceptable (20-39)
Mediocre (0-19)
Typical Borrower Profile
Average Loan Amount
$322,721
Average Borrower Income
$119,388
Average Property Value
$389,731
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | Sound | Strong | Mediocre | Strong | 456 | 43.8% | +0.393% | $4,522 |
FHA Loans | Strong | Exceptional | Acceptable | Exceptional | 441 | 42.4% | +0.649% | $3,423 |
VA Loans | Sound | Strong | Acceptable | Exceptional | 119 | 11.4% | -0.299% | $3,961 |
USDA Loans | Strong | Strong | N/A | N/A | 17 | 1.6% | +0.342% | $2,450 |
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | Sound | Strong | Acceptable | Exceptional | 953 | 91.6% | +0.431% | $3,929 |
Refinance | Sound | Strong | Mediocre | Strong | 87 | 8.4% | +0.318% | $4,886 |
Geographic Coverage
Metro Areas
13
States Served
11
We count Washington DC as a state
Avg Place Specialization
Strong
States with Loan Originations
AZCACOFLGAIDNENMTXWAWY
Top Metro Areas by Place Specialization Score
1
Victoria, TX, TXMSA
Volume: 123Mix: 11.83%
Place Specialization
Exceptional
2
Waco, TX, TXMSA
Volume: 147Mix: 14.13%
Place Specialization
Exceptional
3
Casper, WY, WYMSA
Volume: 94Mix: 9.04%
Place Specialization
Exceptional
4
Cheyenne, WY, WYMSA
Volume: 129Mix: 12.40%
Place Specialization
Exceptional
5
El Centro, CA, CAMSA
Volume: 68Mix: 6.54%
Place Specialization
Exceptional
6
College Station, TXMSA
Volume: 43Mix: 4.13%
Place Specialization
Strong
7
Phoenix, AZMSA
Volume: 109Mix: 10.48%
Place Specialization
Strong
8
San Antonio, TXMSA
Volume: 65Mix: 6.25%
Place Specialization
Strong
9
Flagstaff, AZ, AZMSA
Volume: 14Mix: 1.35%
Place Specialization
Sound
10
Albuquerque, NM, NMMSA
Volume: 22Mix: 2.12%
Place Specialization
Sound
Showing 10 of 13 metro areas
Top States by Place Specialization Score
1
WYState
Volume: 250Mix: 24.04%
Place Specialization
Exceptional
2
TXState
Volume: 472Mix: 45.38%
Place Specialization
Strong
3
AZState
Volume: 144Mix: 13.85%
Place Specialization
Strong
4
WAState
Volume: 40Mix: 3.85%
Place Specialization
Sound
5
CAState
Volume: 73Mix: 7.02%
Place Specialization
Sound
6
NMState
Volume: 25Mix: 2.40%
Place Specialization
Sound
7
IDState
Volume: 20Mix: 1.92%
Place Specialization
Sound
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Ready to Get Started?
Compare Wallick & Volk, Inc. with other lenders or get personalized recommendations.