Looking for a different lender?
W
Webster Bank, National Association
Bank|Stamford, CT|Multi-Region
Loans Originated
1,156
Applications
1,769
Volume
$1 billion
Offers loans directly to consumersSources loans from independent brokers
Overall Pricing
Sound
Overall Pull Through
Sound
Safe Rate Awards⭐Jumbo Superstar
Pricing and Pullthrough Overview
Average Rate Spread
-0.003%
The average of the lender's APR minus the market's average APR (APOR)
Average Net Fees
$1,245
Borrower paid Origination Charges - Lender Credits
Pullthrough Rate
65.3%
Percentage of applications that result in closed loans
Report Card
Webster Bank, National Association performance at a glance
| Category | Rating | Grade | Details |
|---|---|---|---|
Pricing Rate competitiveness | Sound | Industry Standard | |
Pull Through Closing Strength | Sound | Industry Standard | |
Products Loan Type Specialists | Specialization score by loan product | ||
Conventional | Sound | Industry Standard | |
Jumbo | Exceptional | Market Leader | |
Purpose Reason specialization | Specialization score by loan purpose | ||
Purchase | Strong | Highly Competitive | |
Refinance | Strong | Highly Competitive | |
Places Geographic coverage | Sound | Multi-Regional · 15 metro areas · 13 states |
Rating Scale:
Exceptional (80-100)
Strong (60-79)
Sound (40-59)
Acceptable (20-39)
Mediocre (0-19)
Typical Borrower Profile
Average Loan Amount
$933,685
Average Borrower Income
$403,226
Average Property Value
$1,303,002
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | Sound | Sound | Sound | Acceptable | 525 | 45.4% | -0.006% | $1,210 |
Jumbo Loans | Strong | Exceptional | Sound | Strong | 627 | 54.2% | -0.001% | $1,266 |
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | Sound | Strong | Sound | Sound | 995 | 86.1% | -0.054% | $1,554 |
Refinance | Sound | Strong | Acceptable | Sound | 161 | 13.9% | +0.326% | -$744 |
Geographic Coverage
Metro Areas
14
States Served
13
We count Washington DC as a state
Avg Place Specialization
Strong
States with Loan Originations
CTFLMAMENCNHNJNYPARISCUTVT
Top Metro Areas by Place Specialization Score
1
Boston, MA, MAMSA
Volume: 195Mix: 16.87%
Place Specialization
Strong
2
Cambridge, MAMSA
Volume: 186Mix: 16.09%
Place Specialization
Strong
3
New York, NY-NJMSA
Volume: 227Mix: 19.64%
Place Specialization
Strong
4
Bridgeport, CTMSA
Volume: 76Mix: 6.57%
Place Specialization
Strong
5
Newark, NJ, NJMSA
Volume: 80Mix: 6.92%
Place Specialization
Strong
6
Hartford, CTMSA
Volume: 68Mix: 5.88%
Place Specialization
Strong
7
Providence, RI-MAMSA
Volume: 53Mix: 4.58%
Place Specialization
Strong
8
Nassau County, NYMSA
Volume: 49Mix: 4.24%
Place Specialization
Sound
9
Lakewood, NJMSA
Volume: 39Mix: 3.37%
Place Specialization
Sound
10
Waterbury, CTMSA
Volume: 25Mix: 2.16%
Place Specialization
Sound
Showing 10 of 14 metro areas
Top States by Place Specialization Score
1
MAState
Volume: 437Mix: 37.80%
Place Specialization
Exceptional
2
CTState
Volume: 204Mix: 17.65%
Place Specialization
Strong
3
NJState
Volume: 221Mix: 19.12%
Place Specialization
Strong
4
NYState
Volume: 197Mix: 17.04%
Place Specialization
Strong
5
RIState
Volume: 26Mix: 2.25%
Place Specialization
Sound
6
PAState
Volume: 40Mix: 3.46%
Place Specialization
Sound
7
MEState
Volume: 11Mix: 0.95%
Place Specialization
Sound
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Ready to Get Started?
Compare Webster Bank, National Association with other lenders or get personalized recommendations.