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Webster Bank

Bank•Stamford, CTHQ•Direct & Wholesale•Reviews near you on Google

We analyzed every closed loan from Webster Bank — 1.2k loans across 2k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pricing
Sound
3/5
vs. all lenders
Pull-through
Sound
3/5
closing strength
Product
Exceptional
5/5
Conventional · Jumbo
Place
Strong
4/5
Multi-Region · 14 mkts
Safe Rate Awards
Jumbo Superstar
Jumbo
Superstar

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Report Card

Webster Bank performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Sound
Rates 0.3 bps below market avg
Pull Through
Closing strength
Sound
Top 60% of lenders
By Loan Product· Specialization by type
Conventional
Sound
Top 60% of lenders
Jumbo
Exceptional
Top 20% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Strong
Top 40% of lenders
Refinance
Strong
Top 40% of lenders
By Location· Geographic coverage
Geographic Reach
Multi-Regional · 15 markets
Sound
Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Sound
Product
Sound
Pricing
Sound
Pull Through
Acceptable
Volume525
Mix45.4%
Spread
-0.006%Below
Fees
$1,210Fees
Jumbo Loans
Overall
Strong
Product
Exceptional
Pricing
Sound
Pull Through
Strong
Volume627
Mix54.2%
Spread
-0.001%Below
Fees
$1,266Fees

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Sound
Product
Strong
Pricing
Sound
Pull Through
Sound
Volume995
Mix86.1%
Spread
-0.054%Below
Fees
$1,554Fees
Refinance
Overall
Sound
Product
Strong
Pricing
Acceptable
Pull Through
Sound
Volume161
Mix13.9%
Spread
+0.326%Above
Fees
$744Credit

At a Glance

Lender Overview

Lending Activity
Loans Originated
1,156
Applications
1,769
Volume
$1 billion
Pricing & Closing
Avg Rate Spread
-0.003%
vs. market APOR
Avg Net Fees
$1,245
Origination − Credits
Pullthrough Rate
65.3%
Applications → Closed
Typical Borrower
Avg Loan Amount
$933,685
Avg Borrower Income
$403,226
Avg Property Value
$1,303,002

Geographic Coverage

Geographic Performance

Metro Areas
14
markets with activity
States Served
13
of 50 states + DC
Avg Place Specialization
Strong
4/5

States with Loan Originations

13
13 states with loan originationsAlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutWashington, DCDelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyoming
Northeast9
CTMEMANHNJNYPARIVT
South3
FLNCSC
West1
UT

Top Metro Areas by Place Specialization Score

1© Luciof · CC BY-SA 3.0
Boston, MAMetro
Volume 195Mix 16.87% of portfolio
79/100
Strong
2© Percival Kestreltail · CC BY-SA 3.0
Cambridge, MAMetro
Volume 186Mix 16.09% of portfolio
77/100
Strong
3© Dllu · CC BY-SA 4.0
New York, NY-NJMetro
Volume 227Mix 19.64% of portfolio
76/100
Strong
4© Quintin Soloviev · CC BY 4.0
Bridgeport, CTMetro
Volume 76Mix 6.57% of portfolio
73/100
Strong
5© Gamezilla2019 · CC BY 4.0
Newark, NJMetro
Volume 80Mix 6.92% of portfolio
69/100
Strong
6© Quintin Soloviev · CC BY 4.0
Hartford, CTMetro
Volume 68Mix 5.88% of portfolio
66/100
Strong
7© Macaolards · CC BY-SA 4.0
Providence, RI-MAMetro
Volume 53Mix 4.58% of portfolio
63/100
Strong
8© Dicklyon · CC BY-SA 4.0
Nassau County, NYMetro
Volume 49Mix 4.24% of portfolio
59/100
Sound
9© Mr. Matté · CC BY-SA 4.0
Lakewood, NJMetro
Volume 39Mix 3.37% of portfolio
57/100
Sound
10© Daniel Case · CC BY-SA 3.0
Waterbury, CTMetro
Volume 25Mix 2.16% of portfolio
56/100
Sound
Showing 10 of 14 metro areas

Top States by Place Specialization Score

Massachusetts
Massachusetts
1
MassachusettsState
Volume 437Mix 37.80% of portfolio
80/100
Exceptional
Connecticut
Connecticut
2
ConnecticutState
Volume 204Mix 17.65% of portfolio
74/100
Strong
New Jersey
New Jersey
3
New JerseyState
Volume 221Mix 19.12% of portfolio
74/100
Strong
New York
New York
4
New YorkState
Volume 197Mix 17.04% of portfolio
69/100
Strong
Rhode Island
Rhode Island
5
Rhode IslandState
Volume 26Mix 2.25% of portfolio
53/100
Sound
Pennsylvania
Pennsylvania
6
PennsylvaniaState
Volume 40Mix 3.46% of portfolio
51/100
Sound
Maine
Maine
7
MaineState
Volume 11Mix 0.95% of portfolio
41/100
Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts
Pricing
Rate and fee competitiveness (33%)
10/ 30 pts
Pull Through
Reliability in closing loans (33%)
10/ 30 pts
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.