Looking for a different lender?
W
Wolfe Financial, Inc
Independent Mortgage Company|Raleigh, NC|Multi-Region
Loans Originated
1,068
Applications
1,647
Volume
$278 million
Offers loans directly to consumers
Overall Pricing
Mediocre
Overall Pull Through
Sound
Pricing and Pullthrough Overview
Average Rate Spread
+0.647%
The average of the lender's APR minus the market's average APR (APOR)
Average Net Fees
$3,421
Borrower paid Origination Charges - Lender Credits
Pullthrough Rate
64.8%
Percentage of applications that result in closed loans
Safe Rate's Summary
What They Do Well
- Particularly strong in Conventional and FHA and VA and USDA loans
Things to Think About
- Rates typically 65 basis points above market average
Report Card
Wolfe Financial, Inc performance at a glance
| Category | Rating | Grade | Details |
|---|---|---|---|
Pricing Rate competitiveness | Mediocre | Below peers | |
Pull Through Closing Strength | Sound | Industry Standard | |
Products Loan Type Specialists | Specialization score by loan product | ||
Conventional | Strong | Highly Competitive | |
FHA | Strong | Highly Competitive | |
VA | Strong | Highly Competitive | |
USDA | Exceptional | Market Leader | |
Purpose Reason specialization | Specialization score by loan purpose | ||
Purchase | Strong | Highly Competitive | |
Refinance | Sound | Industry Standard | |
Places Geographic coverage | Sound | Multi-Regional · 20 metro areas · 14 states |
Rating Scale:
Exceptional (80-100)
Strong (60-79)
Sound (40-59)
Acceptable (20-39)
Mediocre (0-19)
Typical Borrower Profile
Average Loan Amount
$260,590
Average Borrower Income
$110,272
Average Property Value
$305,852
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | Acceptable | Strong | Mediocre | Sound | 568 | 53.2% | +0.561% | $3,480 |
FHA Loans | Sound | Strong | Mediocre | Strong | 331 | 31.0% | +0.929% | $3,867 |
VA Loans | Sound | Strong | Acceptable | Strong | 112 | 10.5% | +0.152% | $1,546 |
USDA Loans | Sound | Exceptional | Mediocre | Strong | 54 | 5.1% | +0.637% | $2,278 |
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | Acceptable | Strong | Mediocre | Sound | 989 | 92.6% | +0.654% | $3,320 |
Refinance | Acceptable | Sound | Mediocre | Acceptable | 79 | 7.4% | +0.554% | $4,660 |
Geographic Coverage
Metro Areas
19
States Served
14
We count Washington DC as a state
Avg Place Specialization
Sound
States with Loan Originations
ALARFLGAILINLAMSNCSCTNTXVAWI
Top Metro Areas by Place Specialization Score
1
Greensboro, NCMSA
Volume: 85Mix: 7.96%
Place Specialization
Strong
2
Indianapolis, INMSA
Volume: 146Mix: 13.67%
Place Specialization
Strong
3
Killeen, TXMSA
Volume: 67Mix: 6.27%
Place Specialization
Strong
4
Terre Haute, IN, INMSA
Volume: 42Mix: 3.93%
Place Specialization
Strong
5
Memphis, TNMSA
Volume: 58Mix: 5.43%
Place Specialization
Strong
6
Baton Rouge, LA, LAMSA
Volume: 52Mix: 4.87%
Place Specialization
Strong
7
Florence, ALMSA
Volume: 28Mix: 2.62%
Place Specialization
Sound
8
Ocala, FL, FLMSA
Volume: 25Mix: 2.34%
Place Specialization
Sound
9
Houston, TXMSA
Volume: 50Mix: 4.68%
Place Specialization
Sound
10
Knoxville, TN, TNMSA
Volume: 35Mix: 3.28%
Place Specialization
Sound
Showing 10 of 19 metro areas
Top States by Place Specialization Score
1
INState
Volume: 407Mix: 38.11%
Place Specialization
Strong
2
TNState
Volume: 123Mix: 11.52%
Place Specialization
Strong
3
NCState
Volume: 120Mix: 11.24%
Place Specialization
Strong
4
TXState
Volume: 134Mix: 12.55%
Place Specialization
Strong
5
LAState
Volume: 53Mix: 4.96%
Place Specialization
Sound
6
ALState
Volume: 42Mix: 3.93%
Place Specialization
Sound
7
WIState
Volume: 48Mix: 4.49%
Place Specialization
Sound
8
FLState
Volume: 74Mix: 6.93%
Place Specialization
Sound
9
GAState
Volume: 34Mix: 3.18%
Place Specialization
Sound
10
MSState
Volume: 11Mix: 1.03%
Place Specialization
Sound
Showing 10 of 11 states
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Ready to Get Started?
Compare Wolfe Financial, Inc with other lenders or get personalized recommendations.