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01610 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 01610 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,794
P&I Payment$2,037
Taxes & Ins$543
Utilities$214
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Mortgage Details

$388,484
Local Median: $388,484
$77,697 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,794

Monthly Breakdown

Principal & Interest
$2,037
Property Taxes
$377
Homeowners Ins.
$167
Utilities
$214

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$422,638

Local Housing Facts for ZIP Code 01610

  • ·Median home value: $388,484 (adjusted for current market conditions)
  • ·Est. property taxes: $4,518/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,999/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,563/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in WORCESTER?

Based on the local median home value, estimated real estate property taxes in WORCESTER are around $4,518 per year.

What is the average home price in WORCESTER?

The median home value in WORCESTER is currently estimated at $388,484.

How much does homeowners insurance cost in WORCESTER?

For a median priced home, homeowners insurance in WORCESTER averages around $1,999 annually.

What is the true total cost of owning a home in WORCESTER?

True homeownership costs go beyond principal and interest. In WORCESTER, a typical homeowner with a median-priced home of $388,484 can expect to pay roughly $4,518/yr in property taxes, $1,999/yr for homeowners insurance, and $2,563/yr in energy utilities. That adds approximately $757 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.